California HOA Calculators

California HOA Assessment Lien & Foreclosure Timeline Calculator

Walk a California HOA assessment-lien enforcement file against the Davis-Stirling Common Interest Development Act (Cal. Civ. Code §§ 4000-6150): the 30-calendar-day pre-lien collection notice under § 5660, the board-vote prerequisite under § 5673, the lien recording and 10-day post-recording notice under § 5675, the $1,800 OR 12-month nonjudicial-foreclosure threshold under § 5705, the executive-session board-vote requirement to foreclose, the 90-day reinstatement window under § 5710 after a Notice of Default is recorded, and the 90-day post-trustee's-sale redemption right under § 5715(b). Returns the cure-window end date, earliest lien-recording date, threshold-met flags, reinstatement deadline, redemption deadline, and a next-action recommendation grounded in the statute.

California HOA Late Fee & Interest Cap Calculator

Test a California HOA late-fee and interest charge against the Cal. Civ. Code § 5650(b) cap: late fee at the greater of $10 or 10% of the delinquent assessment; interest at up to 12% per annum on the delinquent assessment + late fee + reasonable costs; late fee and interest may not begin to accrue until 30 days after delinquency under § 5650(b)(4). Returns the maximum permissible late fee, the maximum permissible accrued interest, the effective charges (lesser of CCR-specified and statutory cap), the days remaining in the 30-day grace period, and an over-cap warning if the CCR-specified amounts exceed the statutory cap.

California HOA Open Meeting Act Notice Calculator

Compute the Common Interest Development Open Meeting Act notice deadline for a California HOA meeting under Cal. Civ. Code §§ 4900-4955. Handles open-session board meetings (4-day notice under § 4920(a)), executive-session board meetings (2-day notice under § 4920(b)), committee meetings (4-day notice under § 4910 / § 4920), annual and special member meetings (30-90 day window under § 5000), and elections (30-day pre-notice + 30-day balloting window under §§ 5100-5135). Returns the latest permissible posting date, the earliest permissible posting date for member meetings, the required delivery method (general under § 4045 or individual under § 4040), and a per-topic permissibility assessment that flags agenda items that require executive session under § 4935 (litigation, contracts, member discipline, owner-personal matters, personnel).

California HOA Reserve Funding Percent-Funded Calculator

Compute a California HOA reserve fund's CURRENT percent funded (reserve balance / fully funded balance, classified against the CRA / CAI tiers — strong 70-100%, fair 30-70%, weak under 30%), the 30-year PROJECTED percent funded given inflation, investment return, and annual contribution assumptions, and the REQUIRED monthly contribution to reach a target percent funded over the 30-year horizon. Disclosure metric required by Cal. Civ. Code § 5570 (annual reserve disclosure); funding-plan-adequacy test for the § 5560 board funding plan; companion to the § 5550 reserve study every three years. Also computes the § 5605 emergency-special-assessment 5% board cap on the annual budget.

California HOA Davis-Stirling Quorum & Supermajority Calculator

Compute whether a California HOA member vote has reached quorum and the votes-required-to-pass threshold under Davis-Stirling (Cal. Civ. Code § 4070 quorum default; § 4275 CCR amendment supermajority — 51% of total membership; § 4270 bylaws amendment; § 4760 transfer of common-area property — 67% of total membership; § 5605 special-assessment and capital-improvement over 5% — majority of quorum) and the underlying Corporations Code (Cal. Corp. Code § 7150 et seq. for nonprofit mutual-benefit corporations). Returns the effective quorum percentage and votes required, the quorum-met flag, the votes-required-to-pass for the vote type, and the current ballot status (passed, failed, pending, or no-quorum).

California HOA Assessment Lien & Foreclosure Timeline Calculator

Walk a California HOA assessment-lien enforcement file against the Davis-Stirling Common Interest Development Act (Cal. Civ. Code §§ 4000-6150): the 30-calendar-day pre-lien collection notice under § 5660, the board-vote prerequisite under § 5673, the lien recording and 10-day post-recording notice under § 5675, the $1,800 OR 12-month nonjudicial-foreclosure threshold under § 5705, the executive-session board-vote requirement to foreclose, the 90-day reinstatement window under § 5710 after a Notice of Default is recorded, and the 90-day post-trustee's-sale redemption right under § 5715(b). Returns the cure-window end date, earliest lien-recording date, threshold-met flags, reinstatement deadline, redemption deadline, and a next-action recommendation grounded in the statute.

California HOA Late Fee & Interest Cap Calculator

Test a California HOA late-fee and interest charge against the Cal. Civ. Code § 5650(b) cap: late fee at the greater of $10 or 10% of the delinquent assessment; interest at up to 12% per annum on the delinquent assessment + late fee + reasonable costs; late fee and interest may not begin to accrue until 30 days after delinquency under § 5650(b)(4). Returns the maximum permissible late fee, the maximum permissible accrued interest, the effective charges (lesser of CCR-specified and statutory cap), the days remaining in the 30-day grace period, and an over-cap warning if the CCR-specified amounts exceed the statutory cap.

California HOA Open Meeting Act Notice Calculator

Compute the Common Interest Development Open Meeting Act notice deadline for a California HOA meeting under Cal. Civ. Code §§ 4900-4955. Handles open-session board meetings (4-day notice under § 4920(a)), executive-session board meetings (2-day notice under § 4920(b)), committee meetings (4-day notice under § 4910 / § 4920), annual and special member meetings (30-90 day window under § 5000), and elections (30-day pre-notice + 30-day balloting window under §§ 5100-5135). Returns the latest permissible posting date, the earliest permissible posting date for member meetings, the required delivery method (general under § 4045 or individual under § 4040), and a per-topic permissibility assessment that flags agenda items that require executive session under § 4935 (litigation, contracts, member discipline, owner-personal matters, personnel).

California HOA Reserve Funding Percent-Funded Calculator

Compute a California HOA reserve fund's CURRENT percent funded (reserve balance / fully funded balance, classified against the CRA / CAI tiers — strong 70-100%, fair 30-70%, weak under 30%), the 30-year PROJECTED percent funded given inflation, investment return, and annual contribution assumptions, and the REQUIRED monthly contribution to reach a target percent funded over the 30-year horizon. Disclosure metric required by Cal. Civ. Code § 5570 (annual reserve disclosure); funding-plan-adequacy test for the § 5560 board funding plan; companion to the § 5550 reserve study every three years. Also computes the § 5605 emergency-special-assessment 5% board cap on the annual budget.

California HOA Davis-Stirling Quorum & Supermajority Calculator

Compute whether a California HOA member vote has reached quorum and the votes-required-to-pass threshold under Davis-Stirling (Cal. Civ. Code § 4070 quorum default; § 4275 CCR amendment supermajority — 51% of total membership; § 4270 bylaws amendment; § 4760 transfer of common-area property — 67% of total membership; § 5605 special-assessment and capital-improvement over 5% — majority of quorum) and the underlying Corporations Code (Cal. Corp. Code § 7150 et seq. for nonprofit mutual-benefit corporations). Returns the effective quorum percentage and votes required, the quorum-met flag, the votes-required-to-pass for the vote type, and the current ballot status (passed, failed, pending, or no-quorum).

California HOA Assessment Lien & Foreclosure Timeline Calculator

Walk a California HOA assessment-lien enforcement file against the Davis-Stirling Common Interest Development Act (Cal. Civ. Code §§ 4000-6150): the 30-calendar-day pre-lien collection notice under § 5660, the board-vote prerequisite under § 5673, the lien recording and 10-day post-recording notice under § 5675, the $1,800 OR 12-month nonjudicial-foreclosure threshold under § 5705, the executive-session board-vote requirement to foreclose, the 90-day reinstatement window under § 5710 after a Notice of Default is recorded, and the 90-day post-trustee's-sale redemption right under § 5715(b). Returns the cure-window end date, earliest lien-recording date, threshold-met flags, reinstatement deadline, redemption deadline, and a next-action recommendation grounded in the statute.

California HOA Late Fee & Interest Cap Calculator

Test a California HOA late-fee and interest charge against the Cal. Civ. Code § 5650(b) cap: late fee at the greater of $10 or 10% of the delinquent assessment; interest at up to 12% per annum on the delinquent assessment + late fee + reasonable costs; late fee and interest may not begin to accrue until 30 days after delinquency under § 5650(b)(4). Returns the maximum permissible late fee, the maximum permissible accrued interest, the effective charges (lesser of CCR-specified and statutory cap), the days remaining in the 30-day grace period, and an over-cap warning if the CCR-specified amounts exceed the statutory cap.

California HOA Open Meeting Act Notice Calculator

Compute the Common Interest Development Open Meeting Act notice deadline for a California HOA meeting under Cal. Civ. Code §§ 4900-4955. Handles open-session board meetings (4-day notice under § 4920(a)), executive-session board meetings (2-day notice under § 4920(b)), committee meetings (4-day notice under § 4910 / § 4920), annual and special member meetings (30-90 day window under § 5000), and elections (30-day pre-notice + 30-day balloting window under §§ 5100-5135). Returns the latest permissible posting date, the earliest permissible posting date for member meetings, the required delivery method (general under § 4045 or individual under § 4040), and a per-topic permissibility assessment that flags agenda items that require executive session under § 4935 (litigation, contracts, member discipline, owner-personal matters, personnel).

California HOA Reserve Funding Percent-Funded Calculator

Compute a California HOA reserve fund's CURRENT percent funded (reserve balance / fully funded balance, classified against the CRA / CAI tiers — strong 70-100%, fair 30-70%, weak under 30%), the 30-year PROJECTED percent funded given inflation, investment return, and annual contribution assumptions, and the REQUIRED monthly contribution to reach a target percent funded over the 30-year horizon. Disclosure metric required by Cal. Civ. Code § 5570 (annual reserve disclosure); funding-plan-adequacy test for the § 5560 board funding plan; companion to the § 5550 reserve study every three years. Also computes the § 5605 emergency-special-assessment 5% board cap on the annual budget.

California HOA Davis-Stirling Quorum & Supermajority Calculator

Compute whether a California HOA member vote has reached quorum and the votes-required-to-pass threshold under Davis-Stirling (Cal. Civ. Code § 4070 quorum default; § 4275 CCR amendment supermajority — 51% of total membership; § 4270 bylaws amendment; § 4760 transfer of common-area property — 67% of total membership; § 5605 special-assessment and capital-improvement over 5% — majority of quorum) and the underlying Corporations Code (Cal. Corp. Code § 7150 et seq. for nonprofit mutual-benefit corporations). Returns the effective quorum percentage and votes required, the quorum-met flag, the votes-required-to-pass for the vote type, and the current ballot status (passed, failed, pending, or no-quorum).