A Florida calculator network
Florida statutes, computed by people who actually hold the licenses.
Free, methodically-built calculators for Florida HOAs, condos, insurance, and real estate transactions. Each one cites the statute it implements and the credentials of the practitioner who reviewed it.
Active FL licenses
LCAM, 2-20, 6-20
Calculators on roadmap
Florida-statutory, prioritized
Statute-cited
Every YMYL page
AI-generated pages
Reviewed by a credentialed human
Ad-supported
No paid tier, no paywall
Clusters
Each cluster is anchored by a specific Florida credential and a single body of statute.
Phase 1 — anchored by LCAM
Florida HOA & Condo
Statutory calculators for Florida community associations: estoppel fees, SIRS contributions, special assessments, reserve funding. Built and reviewed against F.S. § 718 (condos) and § 720 (HOAs).
11 calculators live
Phase 2 — anchored by 2-20 / 6-20
Florida Insurance
Property and casualty calculators for Florida: wind-mitigation credits, hurricane deductibles, flood, HO-6, replacement cost. Reviewed against current OIR filings and NFIP guidance.
1 calculator live
Phase 3 — Florida-statutory transactions
Florida Real Estate
Doc stamps, Save Our Homes portability, closing costs, property-tax by county. Anchored to the Florida-specific transactional layer national publishers miss.
Calculators coming soon
Why these calculators rank
Every YMYL page is reviewed against the Florida statute, rule, or filing it implements by a Florida-licensed practitioner — LCAM, 2-20 general-lines agent, or 6-20 all-lines adjuster, depending on the cluster. Verification links to DBPR and DFS appear on each page, and a visible "last reviewed against" stamp updates as Florida law moves.
This is the wedge: not more calculators than Omni or Bankrate — just calculators no national publisher can credibly write.