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The Fennec Lab

CCIOA — Colorado Common Interest Ownership Act

Colorado HOA Calculators

Colorado common-interest-community calculators under CCIOA (CRS 38-33.3): the six-month super-priority lien under § 38-33.3-316, the Public Trustee nonjudicial foreclosure timeline, CAM renewal + CEU tracking under the Colorado CAM Act (CRS 12-61-1001), CCIOA reserve-study disclosure obligations, and the CCIOA voting + supermajority thresholds.

Anchored to: CRS 38-33.3 (CCIOA); CRS 12-61-1001 CAM Act

9 calculators live. Reviewed against current statute and regulation. Last updated 2026-05-16.

Most-used calculators

CRS 38-33.3-316(2)(b)(I) (six-month super-priority for common-expense assessments over recorded first security interest)

Colorado CCIOA Assessment Lien Priority Calculator — Six-Month Super-Priority

Compute the six-month super-priority and sub-priority breakdown of a Colorado HOA assessment lien under CCIOA (CRS 38-33.3-316(2)(b)(I) super-priority over the recorded first mortgage; CRS 38-33.3-316(2)(b)(II) sub-priority for the remainder of the lien; CRS 38-33.3-316(11) 60-day pre-foreclosure notice prerequisite). Returns the super-priority dollar amount, the sub-priority dollar amount, the total lien, the estimated equity position after the first mortgage and foreclosure costs, and the heuristic recovery-probability bands for each priority tier.

CRS 38-33.3-316(11) (60-day pre-foreclosure notice and cure opportunity prerequisite)

Colorado HOA Foreclosure Timeline Calculator — CCIOA 60-Day Notice + Public Trustee Sale

Compute the earliest permissible Public Trustee sale date and the procedural posture of a Colorado HOA assessment-lien foreclosure under CCIOA (CRS 38-33.3-316(11) 60-day pre-foreclosure notice and cure prerequisite; CRS 38-33.3-209.5 dispute-resolution prerequisite carve-out for assessment collection) and the Public Trustee Act (CRS 38-38-101 et seq.; 110-125 day sale window after Notice of Election and Demand; CRS 38-38-103 publication requirements). Returns the 60-day cure window status, the earliest NED filing date, the earliest and latest permissible sale dates, and the first-publication deadline.

CRS 12-61-1001 et seq. (Community Association Manager Practice Act)

Colorado CAM Renewal CEU Calculator — 24-Hour CE + 4-Hour Ethics

Compute continuing-education compliance for a Colorado Community Association Manager license renewal under the Community Association Manager Practice Act (CRS 12-61-1001 et seq.) and DORA Real Estate Division rules implementing CRS 12-61-1004 (24-hour CE per two-year renewal period; 4-hour ethics sub-requirement). Returns total and ethics hours deficit, license expiration date, days until expiration, projected eligibility, and an expiration warning when within 90 days of renewal.

Find your calculator

Grouped by who tends to use each tool. Many calculators serve more than one audience.

For boards & directors

Decision-grade tools for the items that hit the agenda — assessments, reserves, fines, votes.

For LCAMs & community managers

Operational tools for the day-to-day: estoppel preparation, statutory cap verification, hearing procedure.

For unit owners

Verify a notice, check a fine, or understand the lien exposure on a delinquent account before acting.

For attorneys

Statutory citation-level analysis suitable for client memoranda and procedural verification.

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All 9 calculators in this cluster, organized by what they compute. Use the chips to narrow to a specific area.

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How these calculators are maintained

Every YMYL calculator is reviewed quarterly and after every legislative session in the jurisdiction it covers. Citations are link-validated monthly against the relevant statute and regulation websites. The methodology page documents the discipline.

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