CICAA + Illinois Condominium Property Act
Illinois HOA Calculators
Illinois common-interest calculators under the Common Interest Community Association Act (765 ILCS 160) and the Illinois Condominium Property Act (765 ILCS 605): the 765 ILCS 605/9(g) six-month super-priority lien, Section 22.1 resale disclosure timing, CICAA assessment liens, CAM renewal tracking under 225 ILCS 427, condominium quorum + supermajority thresholds, and board / owner meeting notice windows.
Anchored to: 765 ILCS 160 (CICAA); 765 ILCS 605 (Condo Act); 225 ILCS 427 CAM
9 calculators live. Reviewed against current statute and regulation. Last updated 2026-05-16.
Most-used calculators
765 ILCS 605/22.1 (Illinois Condominium Property Act resale disclosure — 30-day response window
Illinois Condominium Section 22.1 Resale Disclosure Timing Calculator
Compute the statutory 30-day delivery deadline for an Illinois condominium resale disclosure packet under 765 ILCS 605/22.1, evaluate the proposed fee against the reasonable-fee standard in § 22.1(c), and surface the full nine-item statutory disclosure checklist. Returns the delivery deadline, days before closing, on-time risk category, fee compliance band, and a verdict-text summary suitable for the listing-agent file.
765 ILCS 605/9(g)(1) (Illinois Condominium Property Act — six-month super-priority over first mortgage)
Illinois Condo and CICAA Assessment Lien & Super-Priority Calculator
Compute the total Illinois association assessment lien (unpaid assessments + late fees + interest + attorney fees + costs) and the six-month super-priority dollar amount under 765 ILCS 605/9(g)(1) for condominiums. CICAA (765 ILCS 160) liens do NOT include the super-priority — the calculator surfaces the distinction. Returns total lien, super-priority position, projected foreclosure path, and a verdict-text summary for collection counsel.
225 ILCS 427/15 (CAM license 2-year renewal cycle)
Illinois Community Association Manager (CAM) Renewal Tracker Calculator
Track an Illinois Community Association Manager (CAM) license renewal under 225 ILCS 427 and 68 Ill. Adm. Code 1445. Calculates total and ethics CE hour deficits against the 15-hour (including 3 ethics) requirement per 2-year cycle, projects the license expiration date, and reports a renewal status (ready, on-track, behind, last-minute, lapsed-grace, or lapsed-restoration). Surfaces eligibility to renew and the procedural reference for late or lapsed licenses.
Find your calculator
Grouped by who tends to use each tool. Many calculators serve more than one audience.
For boards & directors
Decision-grade tools for the items that hit the agenda — assessments, reserves, fines, votes.
Illinois Condominium Section 22.1 Resale Disclosure Timing Calculator
Compute the statutory 30-day delivery deadline for an Illinois condominium resale disclosure packet under 765 ILCS 605/22.1, evaluate the proposed fee against the reasonable-fee standard in § 22.1(c), and surface the full nine-item statutory disclosure checklist. Returns the delivery deadline, days before closing, on-time risk category, fee compliance band, and a verdict-text summary suitable for the listing-agent file.
Illinois Condo and CICAA Assessment Lien & Super-Priority Calculator
Compute the total Illinois association assessment lien (unpaid assessments + late fees + interest + attorney fees + costs) and the six-month super-priority dollar amount under 765 ILCS 605/9(g)(1) for condominiums. CICAA (765 ILCS 160) liens do NOT include the super-priority — the calculator surfaces the distinction. Returns total lien, super-priority position, projected foreclosure path, and a verdict-text summary for collection counsel.
Illinois Community Association Manager (CAM) Renewal Tracker Calculator
Track an Illinois Community Association Manager (CAM) license renewal under 225 ILCS 427 and 68 Ill. Adm. Code 1445. Calculates total and ethics CE hour deficits against the 15-hour (including 3 ethics) requirement per 2-year cycle, projects the license expiration date, and reports a renewal status (ready, on-track, behind, last-minute, lapsed-grace, or lapsed-restoration). Surfaces eligibility to renew and the procedural reference for late or lapsed licenses.
Illinois Condominium Quorum & Supermajority Calculator
Compute whether an Illinois condominium unit-owner vote has reached quorum and the votes required to pass under the Illinois Condominium Property Act (765 ILCS 605/18(a)(8) 20% quorum floor; 765 ILCS 605/27 75% declaration amendment floor; 765 ILCS 605/18.4 board removal majority of those present). Returns the effective quorum, votes required, the quorum-met flag, and the current ballot status (passed, failed, pending, or no-quorum).
Illinois Condominium Board & Owner Meeting Notice Calculator
Validate an Illinois condominium meeting-notice timeline against the statutory windows under 765 ILCS 605/18(a)(9). Owner meetings require 10-30 day mailed notice; routine board meetings require 48-hour posted notice; board meetings adopting the budget, any special assessment, or rules and regulations require 10-30 day mailed notice. Returns earliest permissible date, compliance status, and the notice-method requirements.
Illinois Condo Super-Priority Lien Payoff Calculator
Compute the Illinois condominium super-priority lien payoff amount under 765 ILCS 605/9(g)(3): the lesser of six months of common-expense assessments or the actual delinquency. Returns the super-priority cap, the amount the mortgagee must pay to extinguish the association's senior lien, the regular (subordinate) lien balance remaining after payoff, and whether the full delinquency falls within the six-month super-priority cap.
Illinois CICAA Special Assessment Calculator
Compute the per-unit special assessment and determine whether a 2/3 member vote is required under 765 ILCS 160/1-45 (CICAA). When a special assessment exceeds 15% of the annual budget, Illinois CICAA associations must obtain approval of 2/3 of members entitled to vote before levying — unless an emergency exception applies. Returns the funding gap, per-unit assessment, vote threshold analysis, votes required for member approval, and the monthly installment for spreading the assessment over time.
Illinois Condominium Reserve Adequacy Calculator
Evaluate Illinois condominium reserve fund adequacy under 765 ILCS 605/9(c) and 605/9(d). Computes the funding ratio (current balance ÷ fully-funded target), reserve deficit, recommended annual contribution to reach full funding over the remaining useful life, whether disclosure of the deficit is required in the annual budget, and the projected depletion date at the current contribution rate. Reserve study requirement for associations with 7+ units under 765 ILCS 605/9(d).
Illinois Condominium and CICAA Fines Calculator
Compute the total fine amount, the lawful ceiling under the declaration fine schedule, and the procedural validity of an Illinois condominium (765 ILCS 605/18.4(l)) or CICAA (765 ILCS 160/1-45) fine. Unlike Florida, Illinois imposes no statutory per-day cap on fines — the declaration controls the schedule. Returns the total fine charged, the declared maximum (lawful ceiling), any overage, a procedural validity checklist (notice and hearing), and a lien-eligibility note.
For LCAMs & community managers
Operational tools for the day-to-day: estoppel preparation, statutory cap verification, hearing procedure.
Illinois Condo and CICAA Assessment Lien & Super-Priority Calculator
Compute the total Illinois association assessment lien (unpaid assessments + late fees + interest + attorney fees + costs) and the six-month super-priority dollar amount under 765 ILCS 605/9(g)(1) for condominiums. CICAA (765 ILCS 160) liens do NOT include the super-priority — the calculator surfaces the distinction. Returns total lien, super-priority position, projected foreclosure path, and a verdict-text summary for collection counsel.
Illinois Community Association Manager (CAM) Renewal Tracker Calculator
Track an Illinois Community Association Manager (CAM) license renewal under 225 ILCS 427 and 68 Ill. Adm. Code 1445. Calculates total and ethics CE hour deficits against the 15-hour (including 3 ethics) requirement per 2-year cycle, projects the license expiration date, and reports a renewal status (ready, on-track, behind, last-minute, lapsed-grace, or lapsed-restoration). Surfaces eligibility to renew and the procedural reference for late or lapsed licenses.
Illinois Condominium Board & Owner Meeting Notice Calculator
Validate an Illinois condominium meeting-notice timeline against the statutory windows under 765 ILCS 605/18(a)(9). Owner meetings require 10-30 day mailed notice; routine board meetings require 48-hour posted notice; board meetings adopting the budget, any special assessment, or rules and regulations require 10-30 day mailed notice. Returns earliest permissible date, compliance status, and the notice-method requirements.
Illinois Condo Super-Priority Lien Payoff Calculator
Compute the Illinois condominium super-priority lien payoff amount under 765 ILCS 605/9(g)(3): the lesser of six months of common-expense assessments or the actual delinquency. Returns the super-priority cap, the amount the mortgagee must pay to extinguish the association's senior lien, the regular (subordinate) lien balance remaining after payoff, and whether the full delinquency falls within the six-month super-priority cap.
Illinois CICAA Special Assessment Calculator
Compute the per-unit special assessment and determine whether a 2/3 member vote is required under 765 ILCS 160/1-45 (CICAA). When a special assessment exceeds 15% of the annual budget, Illinois CICAA associations must obtain approval of 2/3 of members entitled to vote before levying — unless an emergency exception applies. Returns the funding gap, per-unit assessment, vote threshold analysis, votes required for member approval, and the monthly installment for spreading the assessment over time.
Illinois Condominium Reserve Adequacy Calculator
Evaluate Illinois condominium reserve fund adequacy under 765 ILCS 605/9(c) and 605/9(d). Computes the funding ratio (current balance ÷ fully-funded target), reserve deficit, recommended annual contribution to reach full funding over the remaining useful life, whether disclosure of the deficit is required in the annual budget, and the projected depletion date at the current contribution rate. Reserve study requirement for associations with 7+ units under 765 ILCS 605/9(d).
Illinois Condominium and CICAA Fines Calculator
Compute the total fine amount, the lawful ceiling under the declaration fine schedule, and the procedural validity of an Illinois condominium (765 ILCS 605/18.4(l)) or CICAA (765 ILCS 160/1-45) fine. Unlike Florida, Illinois imposes no statutory per-day cap on fines — the declaration controls the schedule. Returns the total fine charged, the declared maximum (lawful ceiling), any overage, a procedural validity checklist (notice and hearing), and a lien-eligibility note.
For unit owners
Verify a notice, check a fine, or understand the lien exposure on a delinquent account before acting.
Illinois Condominium Section 22.1 Resale Disclosure Timing Calculator
Compute the statutory 30-day delivery deadline for an Illinois condominium resale disclosure packet under 765 ILCS 605/22.1, evaluate the proposed fee against the reasonable-fee standard in § 22.1(c), and surface the full nine-item statutory disclosure checklist. Returns the delivery deadline, days before closing, on-time risk category, fee compliance band, and a verdict-text summary suitable for the listing-agent file.
Illinois Condominium Quorum & Supermajority Calculator
Compute whether an Illinois condominium unit-owner vote has reached quorum and the votes required to pass under the Illinois Condominium Property Act (765 ILCS 605/18(a)(8) 20% quorum floor; 765 ILCS 605/27 75% declaration amendment floor; 765 ILCS 605/18.4 board removal majority of those present). Returns the effective quorum, votes required, the quorum-met flag, and the current ballot status (passed, failed, pending, or no-quorum).
Illinois Condominium Board & Owner Meeting Notice Calculator
Validate an Illinois condominium meeting-notice timeline against the statutory windows under 765 ILCS 605/18(a)(9). Owner meetings require 10-30 day mailed notice; routine board meetings require 48-hour posted notice; board meetings adopting the budget, any special assessment, or rules and regulations require 10-30 day mailed notice. Returns earliest permissible date, compliance status, and the notice-method requirements.
Illinois CICAA Special Assessment Calculator
Compute the per-unit special assessment and determine whether a 2/3 member vote is required under 765 ILCS 160/1-45 (CICAA). When a special assessment exceeds 15% of the annual budget, Illinois CICAA associations must obtain approval of 2/3 of members entitled to vote before levying — unless an emergency exception applies. Returns the funding gap, per-unit assessment, vote threshold analysis, votes required for member approval, and the monthly installment for spreading the assessment over time.
Illinois Condominium Reserve Adequacy Calculator
Evaluate Illinois condominium reserve fund adequacy under 765 ILCS 605/9(c) and 605/9(d). Computes the funding ratio (current balance ÷ fully-funded target), reserve deficit, recommended annual contribution to reach full funding over the remaining useful life, whether disclosure of the deficit is required in the annual budget, and the projected depletion date at the current contribution rate. Reserve study requirement for associations with 7+ units under 765 ILCS 605/9(d).
Illinois Condominium and CICAA Fines Calculator
Compute the total fine amount, the lawful ceiling under the declaration fine schedule, and the procedural validity of an Illinois condominium (765 ILCS 605/18.4(l)) or CICAA (765 ILCS 160/1-45) fine. Unlike Florida, Illinois imposes no statutory per-day cap on fines — the declaration controls the schedule. Returns the total fine charged, the declared maximum (lawful ceiling), any overage, a procedural validity checklist (notice and hearing), and a lien-eligibility note.
For attorneys
Statutory citation-level analysis suitable for client memoranda and procedural verification.
Illinois Condominium Section 22.1 Resale Disclosure Timing Calculator
Compute the statutory 30-day delivery deadline for an Illinois condominium resale disclosure packet under 765 ILCS 605/22.1, evaluate the proposed fee against the reasonable-fee standard in § 22.1(c), and surface the full nine-item statutory disclosure checklist. Returns the delivery deadline, days before closing, on-time risk category, fee compliance band, and a verdict-text summary suitable for the listing-agent file.
Illinois Condo and CICAA Assessment Lien & Super-Priority Calculator
Compute the total Illinois association assessment lien (unpaid assessments + late fees + interest + attorney fees + costs) and the six-month super-priority dollar amount under 765 ILCS 605/9(g)(1) for condominiums. CICAA (765 ILCS 160) liens do NOT include the super-priority — the calculator surfaces the distinction. Returns total lien, super-priority position, projected foreclosure path, and a verdict-text summary for collection counsel.
Illinois Condominium Quorum & Supermajority Calculator
Compute whether an Illinois condominium unit-owner vote has reached quorum and the votes required to pass under the Illinois Condominium Property Act (765 ILCS 605/18(a)(8) 20% quorum floor; 765 ILCS 605/27 75% declaration amendment floor; 765 ILCS 605/18.4 board removal majority of those present). Returns the effective quorum, votes required, the quorum-met flag, and the current ballot status (passed, failed, pending, or no-quorum).
Illinois Condo Super-Priority Lien Payoff Calculator
Compute the Illinois condominium super-priority lien payoff amount under 765 ILCS 605/9(g)(3): the lesser of six months of common-expense assessments or the actual delinquency. Returns the super-priority cap, the amount the mortgagee must pay to extinguish the association's senior lien, the regular (subordinate) lien balance remaining after payoff, and whether the full delinquency falls within the six-month super-priority cap.
Illinois CICAA Special Assessment Calculator
Compute the per-unit special assessment and determine whether a 2/3 member vote is required under 765 ILCS 160/1-45 (CICAA). When a special assessment exceeds 15% of the annual budget, Illinois CICAA associations must obtain approval of 2/3 of members entitled to vote before levying — unless an emergency exception applies. Returns the funding gap, per-unit assessment, vote threshold analysis, votes required for member approval, and the monthly installment for spreading the assessment over time.
Illinois Condominium Reserve Adequacy Calculator
Evaluate Illinois condominium reserve fund adequacy under 765 ILCS 605/9(c) and 605/9(d). Computes the funding ratio (current balance ÷ fully-funded target), reserve deficit, recommended annual contribution to reach full funding over the remaining useful life, whether disclosure of the deficit is required in the annual budget, and the projected depletion date at the current contribution rate. Reserve study requirement for associations with 7+ units under 765 ILCS 605/9(d).
Illinois Condominium and CICAA Fines Calculator
Compute the total fine amount, the lawful ceiling under the declaration fine schedule, and the procedural validity of an Illinois condominium (765 ILCS 605/18.4(l)) or CICAA (765 ILCS 160/1-45) fine. Unlike Florida, Illinois imposes no statutory per-day cap on fines — the declaration controls the schedule. Returns the total fine charged, the declared maximum (lawful ceiling), any overage, a procedural validity checklist (notice and hearing), and a lien-eligibility note.
Or filter by calculator type
All 9 calculators in this cluster, organized by what they compute. Use the chips to narrow to a specific area.
- Resale & Disclosure
Illinois Condominium Section 22.1 Resale Disclosure Timing Calculator
Compute the statutory 30-day delivery deadline for an Illinois condominium resale disclosure packet under 765 ILCS 605/22.1, evaluate the proposed fee against the reasonable-fee standard in § 22.1(c), and surface the full nine-item statutory disclosure checklist. Returns the delivery deadline, days before closing, on-time risk category, fee compliance band, and a verdict-text summary suitable for the listing-agent file.
- Assessment Lien
Illinois Condo and CICAA Assessment Lien & Super-Priority Calculator
Compute the total Illinois association assessment lien (unpaid assessments + late fees + interest + attorney fees + costs) and the six-month super-priority dollar amount under 765 ILCS 605/9(g)(1) for condominiums. CICAA (765 ILCS 160) liens do NOT include the super-priority — the calculator surfaces the distinction. Returns total lien, super-priority position, projected foreclosure path, and a verdict-text summary for collection counsel.
- CAM Licensing
Illinois Community Association Manager (CAM) Renewal Tracker Calculator
Track an Illinois Community Association Manager (CAM) license renewal under 225 ILCS 427 and 68 Ill. Adm. Code 1445. Calculates total and ethics CE hour deficits against the 15-hour (including 3 ethics) requirement per 2-year cycle, projects the license expiration date, and reports a renewal status (ready, on-track, behind, last-minute, lapsed-grace, or lapsed-restoration). Surfaces eligibility to renew and the procedural reference for late or lapsed licenses.
- Meeting & Voting
Illinois Condominium Quorum & Supermajority Calculator
Compute whether an Illinois condominium unit-owner vote has reached quorum and the votes required to pass under the Illinois Condominium Property Act (765 ILCS 605/18(a)(8) 20% quorum floor; 765 ILCS 605/27 75% declaration amendment floor; 765 ILCS 605/18.4 board removal majority of those present). Returns the effective quorum, votes required, the quorum-met flag, and the current ballot status (passed, failed, pending, or no-quorum).
- Meeting & Voting
Illinois Condominium Board & Owner Meeting Notice Calculator
Validate an Illinois condominium meeting-notice timeline against the statutory windows under 765 ILCS 605/18(a)(9). Owner meetings require 10-30 day mailed notice; routine board meetings require 48-hour posted notice; board meetings adopting the budget, any special assessment, or rules and regulations require 10-30 day mailed notice. Returns earliest permissible date, compliance status, and the notice-method requirements.
- Super-Priority Lien
Illinois Condo Super-Priority Lien Payoff Calculator
Compute the Illinois condominium super-priority lien payoff amount under 765 ILCS 605/9(g)(3): the lesser of six months of common-expense assessments or the actual delinquency. Returns the super-priority cap, the amount the mortgagee must pay to extinguish the association's senior lien, the regular (subordinate) lien balance remaining after payoff, and whether the full delinquency falls within the six-month super-priority cap.
- Special Assessment
Illinois CICAA Special Assessment Calculator
Compute the per-unit special assessment and determine whether a 2/3 member vote is required under 765 ILCS 160/1-45 (CICAA). When a special assessment exceeds 15% of the annual budget, Illinois CICAA associations must obtain approval of 2/3 of members entitled to vote before levying — unless an emergency exception applies. Returns the funding gap, per-unit assessment, vote threshold analysis, votes required for member approval, and the monthly installment for spreading the assessment over time.
- Reserve Fund
Illinois Condominium Reserve Adequacy Calculator
Evaluate Illinois condominium reserve fund adequacy under 765 ILCS 605/9(c) and 605/9(d). Computes the funding ratio (current balance ÷ fully-funded target), reserve deficit, recommended annual contribution to reach full funding over the remaining useful life, whether disclosure of the deficit is required in the annual budget, and the projected depletion date at the current contribution rate. Reserve study requirement for associations with 7+ units under 765 ILCS 605/9(d).
- Fines & Violations
Illinois Condominium and CICAA Fines Calculator
Compute the total fine amount, the lawful ceiling under the declaration fine schedule, and the procedural validity of an Illinois condominium (765 ILCS 605/18.4(l)) or CICAA (765 ILCS 160/1-45) fine. Unlike Florida, Illinois imposes no statutory per-day cap on fines — the declaration controls the schedule. Returns the total fine charged, the declared maximum (lawful ceiling), any overage, a procedural validity checklist (notice and hearing), and a lien-eligibility note.
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How these calculators are maintained
Every YMYL calculator is reviewed quarterly and after every legislative session in the jurisdiction it covers. Citations are link-validated monthly against the relevant statute and regulation websites. The methodology page documents the discipline.
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