Kentucky Condo Calculators

Kentucky Condominium Assessment Lien Calculator — Subordinate Lien, 5-Year SOL (KRS § 381.860 / § 413.120)

Compute the total assessment lien, the priority position relative to the first mortgage, and the projected recovery band for a Kentucky condominium assessment lien under the Kentucky Horizontal Property Law (KRS § 381.805 et seq.) and the Master Deed Statute. Kentucky did NOT adopt the Uniform Common Interest Ownership Act (UCIOA); KRS § 381.860 creates a statutory association lien that attaches automatically but is SUBORDINATE to any first mortgage recorded before the lien attached. There is no UCIOA-style super-priority window. Models the 5-year statute of limitations on assessment claims under KRS § 413.120, equity-based recovery heuristics, and Master Commissioner sale dynamics under KRS Chapter 426.

Kentucky Condominium Foreclosure Timeline Calculator — Judicial-Only, Master Commissioner Sale, 2/3-Appraisal Redemption (KRS Chapter 426 / § 426.530)

Project the procedural timeline of a Kentucky condominium assessment-lien foreclosure under the Kentucky Horizontal Property Law (KRS § 381.860) and the KRS Chapter 426 judicial foreclosure framework. Kentucky is EXCLUSIVELY JUDICIAL — there is no nonjudicial power-of-sale pathway. Models Kentucky Rules of Civil Procedure Rule 12.01 (20-day answer period), the typical 9-15 month judicial timeline, Master Commissioner sale procedure under KRS § 426.520 (appraisal and public-auction sale at the courthouse), and the KRS § 426.530 1-year right of redemption when the sale brings less than two-thirds of the appraised value. Returns the days-delinquent count, procedural posture, answer deadline, projected judgment date, projected Master Commissioner sale date, projected confirmation date, redemption-eligibility flag, and next-action recommendation.

Kentucky Condominium Quorum & Supermajority Calculator — 51% Quorum, 75% Master Deed Amendment, 80% Termination (KRS § 381.880 / § 381.870)

Compute whether a Kentucky condominium unit-owner vote has reached quorum and the votes-required-to-pass threshold under the Kentucky Horizontal Property Law (KRS § 381.805 et seq.) and the Master Deed Statute. Kentucky did NOT adopt UCIOA; the Horizontal Property Law defers to the master deed and bylaws on most voting matters. Models KRS § 381.880 voting and quorum (51% common Kentucky default in bylaws), KRS § 381.870 master-deed amendment (75% of total under typical Kentucky practice), termination (80% or higher under typical master-deed practice, with many Kentucky master deeds requiring unanimous consent), board removal (majority of those present and voting), and bylaws amendment (2/3 of quorum default). Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Kentucky Condominium Resale Disclosure Calculator — Practical 10-Day Delivery, No Statutory Regime (KRS § 381.805 et seq.)

Compute the practical delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for a Kentucky condominium resale package. Kentucky has NO statutory resale-certificate regime — the Kentucky Horizontal Property Law at KRS § 381.805 et seq. does not impose statutory delivery, content, or fee requirements. Models the typical Kentucky 10-14 day practical delivery window, the typical 12-item content checklist under common practice, the master-deed and bylaws contractual obligations, the Kentucky Real Estate Commission broker-disclosure interaction, and the common-law reasonable-fee standard. Returns the typical delivery deadline, the extended-window date, contract-buffer days, a status flag, a fee-reasonableness assessment, and the typical-content checklist.

Kentucky Condominium Assessment Lien Calculator — Subordinate Lien, 5-Year SOL (KRS § 381.860 / § 413.120)

Compute the total assessment lien, the priority position relative to the first mortgage, and the projected recovery band for a Kentucky condominium assessment lien under the Kentucky Horizontal Property Law (KRS § 381.805 et seq.) and the Master Deed Statute. Kentucky did NOT adopt the Uniform Common Interest Ownership Act (UCIOA); KRS § 381.860 creates a statutory association lien that attaches automatically but is SUBORDINATE to any first mortgage recorded before the lien attached. There is no UCIOA-style super-priority window. Models the 5-year statute of limitations on assessment claims under KRS § 413.120, equity-based recovery heuristics, and Master Commissioner sale dynamics under KRS Chapter 426.

Kentucky Condominium Foreclosure Timeline Calculator — Judicial-Only, Master Commissioner Sale, 2/3-Appraisal Redemption (KRS Chapter 426 / § 426.530)

Project the procedural timeline of a Kentucky condominium assessment-lien foreclosure under the Kentucky Horizontal Property Law (KRS § 381.860) and the KRS Chapter 426 judicial foreclosure framework. Kentucky is EXCLUSIVELY JUDICIAL — there is no nonjudicial power-of-sale pathway. Models Kentucky Rules of Civil Procedure Rule 12.01 (20-day answer period), the typical 9-15 month judicial timeline, Master Commissioner sale procedure under KRS § 426.520 (appraisal and public-auction sale at the courthouse), and the KRS § 426.530 1-year right of redemption when the sale brings less than two-thirds of the appraised value. Returns the days-delinquent count, procedural posture, answer deadline, projected judgment date, projected Master Commissioner sale date, projected confirmation date, redemption-eligibility flag, and next-action recommendation.

Kentucky Condominium Quorum & Supermajority Calculator — 51% Quorum, 75% Master Deed Amendment, 80% Termination (KRS § 381.880 / § 381.870)

Compute whether a Kentucky condominium unit-owner vote has reached quorum and the votes-required-to-pass threshold under the Kentucky Horizontal Property Law (KRS § 381.805 et seq.) and the Master Deed Statute. Kentucky did NOT adopt UCIOA; the Horizontal Property Law defers to the master deed and bylaws on most voting matters. Models KRS § 381.880 voting and quorum (51% common Kentucky default in bylaws), KRS § 381.870 master-deed amendment (75% of total under typical Kentucky practice), termination (80% or higher under typical master-deed practice, with many Kentucky master deeds requiring unanimous consent), board removal (majority of those present and voting), and bylaws amendment (2/3 of quorum default). Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Kentucky Condominium Resale Disclosure Calculator — Practical 10-Day Delivery, No Statutory Regime (KRS § 381.805 et seq.)

Compute the practical delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for a Kentucky condominium resale package. Kentucky has NO statutory resale-certificate regime — the Kentucky Horizontal Property Law at KRS § 381.805 et seq. does not impose statutory delivery, content, or fee requirements. Models the typical Kentucky 10-14 day practical delivery window, the typical 12-item content checklist under common practice, the master-deed and bylaws contractual obligations, the Kentucky Real Estate Commission broker-disclosure interaction, and the common-law reasonable-fee standard. Returns the typical delivery deadline, the extended-window date, contract-buffer days, a status flag, a fee-reasonableness assessment, and the typical-content checklist.

Kentucky Condominium Assessment Lien Calculator — Subordinate Lien, 5-Year SOL (KRS § 381.860 / § 413.120)

Compute the total assessment lien, the priority position relative to the first mortgage, and the projected recovery band for a Kentucky condominium assessment lien under the Kentucky Horizontal Property Law (KRS § 381.805 et seq.) and the Master Deed Statute. Kentucky did NOT adopt the Uniform Common Interest Ownership Act (UCIOA); KRS § 381.860 creates a statutory association lien that attaches automatically but is SUBORDINATE to any first mortgage recorded before the lien attached. There is no UCIOA-style super-priority window. Models the 5-year statute of limitations on assessment claims under KRS § 413.120, equity-based recovery heuristics, and Master Commissioner sale dynamics under KRS Chapter 426.

Kentucky Condominium Foreclosure Timeline Calculator — Judicial-Only, Master Commissioner Sale, 2/3-Appraisal Redemption (KRS Chapter 426 / § 426.530)

Project the procedural timeline of a Kentucky condominium assessment-lien foreclosure under the Kentucky Horizontal Property Law (KRS § 381.860) and the KRS Chapter 426 judicial foreclosure framework. Kentucky is EXCLUSIVELY JUDICIAL — there is no nonjudicial power-of-sale pathway. Models Kentucky Rules of Civil Procedure Rule 12.01 (20-day answer period), the typical 9-15 month judicial timeline, Master Commissioner sale procedure under KRS § 426.520 (appraisal and public-auction sale at the courthouse), and the KRS § 426.530 1-year right of redemption when the sale brings less than two-thirds of the appraised value. Returns the days-delinquent count, procedural posture, answer deadline, projected judgment date, projected Master Commissioner sale date, projected confirmation date, redemption-eligibility flag, and next-action recommendation.

Kentucky Condominium Quorum & Supermajority Calculator — 51% Quorum, 75% Master Deed Amendment, 80% Termination (KRS § 381.880 / § 381.870)

Compute whether a Kentucky condominium unit-owner vote has reached quorum and the votes-required-to-pass threshold under the Kentucky Horizontal Property Law (KRS § 381.805 et seq.) and the Master Deed Statute. Kentucky did NOT adopt UCIOA; the Horizontal Property Law defers to the master deed and bylaws on most voting matters. Models KRS § 381.880 voting and quorum (51% common Kentucky default in bylaws), KRS § 381.870 master-deed amendment (75% of total under typical Kentucky practice), termination (80% or higher under typical master-deed practice, with many Kentucky master deeds requiring unanimous consent), board removal (majority of those present and voting), and bylaws amendment (2/3 of quorum default). Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Kentucky Condominium Resale Disclosure Calculator — Practical 10-Day Delivery, No Statutory Regime (KRS § 381.805 et seq.)

Compute the practical delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for a Kentucky condominium resale package. Kentucky has NO statutory resale-certificate regime — the Kentucky Horizontal Property Law at KRS § 381.805 et seq. does not impose statutory delivery, content, or fee requirements. Models the typical Kentucky 10-14 day practical delivery window, the typical 12-item content checklist under common practice, the master-deed and bylaws contractual obligations, the Kentucky Real Estate Commission broker-disclosure interaction, and the common-law reasonable-fee standard. Returns the typical delivery deadline, the extended-window date, contract-buffer days, a status flag, a fee-reasonableness assessment, and the typical-content checklist.