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The Fennec Lab

MD Condo Act + HOA Act

Maryland Condo & HOA Calculators

Maryland common-interest community calculators across the dual Condominium Act (Md. Real Property Title 11) and Homeowners Association Act (Title 11B) regimes: the four-month assessments-only super-priority lien (the shortest in the nation and limited to regular periodic assessments, with no late fees, attorney fees, or fines in the priority slice), judicial-only foreclosure under Md. Rules Title 14 (Maryland is the only Mid-Atlantic state without any nonjudicial path), and the prescriptive HOA resale-package fee cap of $250 plus $20 per additional unit document.

Anchored to: Md. Real Property Title 11 (Condo Act); Title 11B (HOA Act); Md. Rules Title 14 (judicial foreclosure)

4 calculators live. Reviewed against current statute and regulation. Last updated 2026-05-16.

Most-used calculators

Md. Code

Maryland Condo Assessment Lien Super-Priority Calculator — Four-Month Window Under Md. RP Sec. 11-110(d)

Compute the super-priority and sub-priority breakdown of a Maryland condominium assessment lien under the Maryland Condominium Act (Md. Code, Real Property Article Title 11). Models Md. RP Sec. 11-110(a) statutory lien; Md. RP Sec. 11-110(d) FOUR-MONTH super-priority over the first mortgage (assessments only — Maryland does NOT include attorney fees in super-priority, unlike Connecticut); Md. RP Sec. 11-110(e) statement-of-lien recordation; and Md. RP Sec. 11-110(j) judicial foreclosure. Returns the super-priority and sub-priority dollar amounts, the total lien net of payments, and the recovery probability bands for each priority class.

Md. RP Sec. 11-110(j) (judicial foreclosure of condominium association lien)

Maryland HOA Foreclosure Timeline Calculator — 45-Day Notice of Intent + Judicial Sale

Project the procedural timeline of a Maryland HOA / condominium assessment-lien judicial foreclosure under Md. RP Sec. 11-110(j) and Sec. 11B-117, Md. RP Sec. 7-105.1 / Sec. 14-204 / 14-205 45-day notice of intent to foreclose, Md. Rules Title 14 Chapter 200 foreclosure procedure, Md. Rule 14-210 sale advertising, and Md. Rule 14-305 exceptions to sale. Returns the recommended demand-letter and statement-of-lien recording dates, the earliest permissible filing date after the notice-of-intent window, the projected judgment date, the earliest / typical / outer-bound sale dates, and the projected ratification / deed-delivery date.

Md. RP Sec. 11-109(c)(7) (25% default quorum at unit-owner meetings unless bylaws specify otherwise)

Maryland Condo Quorum & Supermajority Calculator — 25% Quorum, 80% Amendment, 80% Termination (Md. RP Title 11)

Compute whether a Maryland condominium unit-owner vote has reached quorum and the votes-required-to-pass threshold under the Maryland Condominium Act (Md. Code, Real Property Article Title 11). Models Md. RP Sec. 11-109(c)(7) 25% default quorum; Md. RP Sec. 11-104(e) declaration amendment 80% of total default (declaration may specify down to 51%); Md. RP Sec. 11-104(g) bylaws amendment; and Md. RP Sec. 11-123 termination of the condominium regime 80% of unit owners. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Find your calculator

Grouped by who tends to use each tool. Many calculators serve more than one audience.

For boards & directors

Decision-grade tools for the items that hit the agenda — assessments, reserves, fines, votes.

For unit owners

Verify a notice, check a fine, or understand the lien exposure on a delinquent account before acting.

For attorneys

Statutory citation-level analysis suitable for client memoranda and procedural verification.

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All 4 calculators in this cluster, organized by what they compute. Use the chips to narrow to a specific area.

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How these calculators are maintained

Every YMYL calculator is reviewed quarterly and after every legislative session in the jurisdiction it covers. Citations are link-validated monthly against the relevant statute and regulation websites. The methodology page documents the discipline.

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