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NMSA § 47-7 (UCIOA-derived)

New Mexico Common Interest Community Calculators

New Mexico common-interest-community calculators under NMSA § 47-7 (the UCIOA-derived NM Condo Act and HOA Act), including the six-month assessment-lien super-priority of § 47-7C-316. Foreclosure is judicial-only under NMSA § 39-5 with a § 39-5-18 9-month post-sale redemption period — one of the longest in the country — and there is no state CAM licensure regime.

Anchored to: NMSA § 47-7 (NM Condo Act + HOA Act, UCIOA-derived); NMSA § 39-5 (judicial foreclosure with § 39-5-18 9-month redemption)

4 calculators live. Reviewed against current statute and regulation. Last updated 2026-05-17.

Most-used calculators

New Mexico Condominium Act NMSA § 47-7A-1 et seq. (New Mexico's UCIOA-derived condominium and common-interest community statutory framework)

New Mexico CIC Assessment Lien Super-Priority Calculator — Six-Month UCIOA Super-Priority (NMSA § 47-7C-316)

Compute the six-month super-priority dollar amount and sub-priority portion of a New Mexico common-interest community assessment lien under the New Mexico Condominium Act (NMSA § 47-7A-1 et seq.). New Mexico adopted the UCIOA framework; NMSA § 47-7C-316(b) creates a six-month super-priority window for unpaid common-expense assessments that is PRIOR TO the first security interest on the unit. Returns the super-priority amount, sub-priority amount, total lien, and equity-based recovery analysis. Models the automatic lien attachment at NMSA § 47-7C-316(a), the recording mechanics at NMSA § 47-7C-316(c), the reasonable-fee inclusion at NMSA § 47-7C-316(d), and the three-year statute of limitations at NMSA § 47-7C-316(e).

New Mexico Condominium Act NMSA § 47-7C-316 (statutory association assessment lien with six-month super-priority)

New Mexico CIC Foreclosure Timeline Calculator — Judicial-Only, Special-Master Sale, Nine-Month Redemption (NMSA § 39-5-1 / § 39-5-18)

Project the procedural timeline of a New Mexico common-interest community assessment-lien foreclosure under the New Mexico Condominium Act (NMSA § 47-7C-316) and the New Mexico judicial-foreclosure framework at NMSA § 39-5-1 et seq. New Mexico is EXCLUSIVELY JUDICIAL — there is no nonjudicial power-of-sale pathway. Models Rule 1-012 NMRA (30-day answer period), the typical 12-15 month judicial timeline, special-master sale procedure, and the NMSA § 39-5-18 nine-month right of redemption (one of the longest in the country). Returns the days-delinquent count, procedural posture, answer deadline, projected judgment date, projected special-master sale date, projected confirmation date, redemption period end date, and next-action recommendation.

New Mexico Condominium Act NMSA § 47-7A-1 et seq. (UCIOA-derived statutory framework)

New Mexico CIC Quorum & Supermajority Calculator — 20% Quorum, 67% Declaration Amendment, 80% Termination (NMSA § 47-7C-309 / § 47-7B-217 / § 47-7B-218)

Compute whether a New Mexico common-interest community unit-owner vote has reached quorum and the votes-required-to-pass threshold under the New Mexico Condominium Act (NMSA § 47-7A-1 et seq.) and the parallel New Mexico HOA Act (NMSA § 47-16-1 et seq.). New Mexico ADOPTED the UCIOA framework. Models NMSA § 47-7C-309 quorum (20% UCIOA statutory default), NMSA § 47-7B-217 declaration amendment (67% of total), NMSA § 47-7B-218 termination (80% of total), board removal (majority of those present), and bylaws amendment (2/3 of quorum default). Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

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For boards & directors

Decision-grade tools for the items that hit the agenda — assessments, reserves, fines, votes.

For unit owners

Verify a notice, check a fine, or understand the lien exposure on a delinquent account before acting.

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Statutory citation-level analysis suitable for client memoranda and procedural verification.

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How these calculators are maintained

Every YMYL calculator is reviewed quarterly and after every legislative session in the jurisdiction it covers. Citations are link-validated monthly against the relevant statute and regulation websites. The methodology page documents the discipline.

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