OR Planned Community Act + Condo Act
Oregon Condo & HOA Calculators
Oregon common-interest community calculators across the Planned Community Act (ORS Chapter 94) and Condominium Act (ORS Chapter 100): the six-month assessment-lien super-priority under ORS 94.709 / 100.450, nonjudicial trust-deed foreclosure permitted under ORS Chapter 86 alongside the judicial path, and no state CAM license requirement.
Anchored to: ORS Chapter 94 (Planned Community Act); ORS Chapter 100 (Condo Act); ORS Chapter 86 (Trust Deed Act for nonjudicial foreclosure)
4 calculators live. Reviewed against current statute and regulation. Last updated 2026-05-16.
Most-used calculators
ORS Chapter 94 (Oregon Planned Community Act — planned communities
Oregon HOA Assessment Lien Super-Priority Calculator — Six-Month Window (ORS 94.709 / ORS 100.450)
Compute the super-priority and sub-priority breakdown of an Oregon HOA / condominium assessment lien under the Oregon Planned Community Act (ORS 94.709) and the Oregon Condominium Act (ORS 100.450). Models the automatic statutory lien arising on each unpaid assessment, the six-month super-priority over the recorded first mortgage based on the periodic budget as assessments would have come due in the absence of acceleration (Oregon adopted the half-year window common across UPCA states, shorter than the model UCIOA nine months), reasonable attorneys' fees and costs statutorily included within the super-priority position, and judicial (ORS Chapter 88) or nonjudicial (Oregon Trust Deed Act, ORS 86.705-86.815) foreclosure paths. Returns the super-priority and sub-priority dollar amounts, the total lien net of payments, and the recovery probability bands for each priority class.
ORS 94.709(8) (PCA nonjudicial foreclosure permitted when declaration authorizes trust-deed foreclosure)
Oregon HOA Foreclosure Timeline Calculator — 180-Day Trust-Deed Notice (ORS 86.764)
Project the procedural timeline of an Oregon HOA / condominium assessment-lien foreclosure under PCA ORS 94.709(8) (planned community) or Condo Act ORS 100.450(8) (condominium), proceeding nonjudicially under the Oregon Trust Deed Act (ORS 86.705-86.815) or judicially under ORS Chapter 88. Models the ORS 86.752 notice of default, the ORS 86.764 180-day notice-of-default-to-sale window with 120-day notice-of-sale period, the ORS 86.778 cure cutoff 5 days before sale, the ORS 86.755(2) postponement window up to 180 days, and the ORS Chapter 105 forcible-entry-and-detainer remedy for non-vacating former owners. Returns the recommended demand-letter and lien-recording dates, the earliest permissible sale date, the recommended notice-of-sale recording date, and the cure cutoff date.
ORS Chapter 94 (Oregon Planned Community Act)
Oregon HOA Quorum & Supermajority Calculator — 20% Quorum, 75% Amendment, 80% Termination (ORS 94.640 / 94.590 / 100.405)
Compute whether an Oregon HOA or condominium owner vote has reached quorum and the votes-required-to-pass threshold under the Oregon Planned Community Act (ORS Chapter 94) or the Oregon Condominium Act (ORS Chapter 100). Models ORS 94.640(8) and ORS 100.405(4) 20% default quorum; ORS 94.590 and ORS 100.405(4)(a) declaration-amendment 75% of total; ORS 94.595 termination 80% of total; ORS 94.625 board-removal majority of those present; and ORS 94.630 bylaws amendment per bylaws specification. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).
Find your calculator
Grouped by who tends to use each tool. Many calculators serve more than one audience.
For boards & directors
Decision-grade tools for the items that hit the agenda — assessments, reserves, fines, votes.
Oregon HOA Assessment Lien Super-Priority Calculator — Six-Month Window (ORS 94.709 / ORS 100.450)
Compute the super-priority and sub-priority breakdown of an Oregon HOA / condominium assessment lien under the Oregon Planned Community Act (ORS 94.709) and the Oregon Condominium Act (ORS 100.450). Models the automatic statutory lien arising on each unpaid assessment, the six-month super-priority over the recorded first mortgage based on the periodic budget as assessments would have come due in the absence of acceleration (Oregon adopted the half-year window common across UPCA states, shorter than the model UCIOA nine months), reasonable attorneys' fees and costs statutorily included within the super-priority position, and judicial (ORS Chapter 88) or nonjudicial (Oregon Trust Deed Act, ORS 86.705-86.815) foreclosure paths. Returns the super-priority and sub-priority dollar amounts, the total lien net of payments, and the recovery probability bands for each priority class.
Oregon HOA Foreclosure Timeline Calculator — 180-Day Trust-Deed Notice (ORS 86.764)
Project the procedural timeline of an Oregon HOA / condominium assessment-lien foreclosure under PCA ORS 94.709(8) (planned community) or Condo Act ORS 100.450(8) (condominium), proceeding nonjudicially under the Oregon Trust Deed Act (ORS 86.705-86.815) or judicially under ORS Chapter 88. Models the ORS 86.752 notice of default, the ORS 86.764 180-day notice-of-default-to-sale window with 120-day notice-of-sale period, the ORS 86.778 cure cutoff 5 days before sale, the ORS 86.755(2) postponement window up to 180 days, and the ORS Chapter 105 forcible-entry-and-detainer remedy for non-vacating former owners. Returns the recommended demand-letter and lien-recording dates, the earliest permissible sale date, the recommended notice-of-sale recording date, and the cure cutoff date.
Oregon HOA Quorum & Supermajority Calculator — 20% Quorum, 75% Amendment, 80% Termination (ORS 94.640 / 94.590 / 100.405)
Compute whether an Oregon HOA or condominium owner vote has reached quorum and the votes-required-to-pass threshold under the Oregon Planned Community Act (ORS Chapter 94) or the Oregon Condominium Act (ORS Chapter 100). Models ORS 94.640(8) and ORS 100.405(4) 20% default quorum; ORS 94.590 and ORS 100.405(4)(a) declaration-amendment 75% of total; ORS 94.595 termination 80% of total; ORS 94.625 board-removal majority of those present; and ORS 94.630 bylaws amendment per bylaws specification. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).
Oregon HOA Resale Disclosure Calculator — 10-Day Delivery + 14-Item Content (ORS 94.665 / ORS 100.660)
Compute the Oregon resale-disclosure delivery deadline under ORS 94.665 (Oregon Planned Community Act) or ORS 100.660 (Oregon Condominium Act) — 10 calendar days from the unit owner's written request. Assesses contract-timing risk, evaluates the reasonableness of the association's fee under the statutory reasonable-fee standard, and produces a 14-item required-content checklist covering right of first refusal, monthly assessment, fees, capital expenditures, reserves, balance sheet, operating budget, judgments, insurance, declaration violations, leasehold remaining term, special assessments, association borrowing, and reserve-study summary. Returns the delivery deadline, status flag (within-deadline, on-time, tight-timing, late-risk, or overdue), fee assessment, and statute citation for the governing regime.
For unit owners
Verify a notice, check a fine, or understand the lien exposure on a delinquent account before acting.
Oregon HOA Assessment Lien Super-Priority Calculator — Six-Month Window (ORS 94.709 / ORS 100.450)
Compute the super-priority and sub-priority breakdown of an Oregon HOA / condominium assessment lien under the Oregon Planned Community Act (ORS 94.709) and the Oregon Condominium Act (ORS 100.450). Models the automatic statutory lien arising on each unpaid assessment, the six-month super-priority over the recorded first mortgage based on the periodic budget as assessments would have come due in the absence of acceleration (Oregon adopted the half-year window common across UPCA states, shorter than the model UCIOA nine months), reasonable attorneys' fees and costs statutorily included within the super-priority position, and judicial (ORS Chapter 88) or nonjudicial (Oregon Trust Deed Act, ORS 86.705-86.815) foreclosure paths. Returns the super-priority and sub-priority dollar amounts, the total lien net of payments, and the recovery probability bands for each priority class.
Oregon HOA Foreclosure Timeline Calculator — 180-Day Trust-Deed Notice (ORS 86.764)
Project the procedural timeline of an Oregon HOA / condominium assessment-lien foreclosure under PCA ORS 94.709(8) (planned community) or Condo Act ORS 100.450(8) (condominium), proceeding nonjudicially under the Oregon Trust Deed Act (ORS 86.705-86.815) or judicially under ORS Chapter 88. Models the ORS 86.752 notice of default, the ORS 86.764 180-day notice-of-default-to-sale window with 120-day notice-of-sale period, the ORS 86.778 cure cutoff 5 days before sale, the ORS 86.755(2) postponement window up to 180 days, and the ORS Chapter 105 forcible-entry-and-detainer remedy for non-vacating former owners. Returns the recommended demand-letter and lien-recording dates, the earliest permissible sale date, the recommended notice-of-sale recording date, and the cure cutoff date.
Oregon HOA Quorum & Supermajority Calculator — 20% Quorum, 75% Amendment, 80% Termination (ORS 94.640 / 94.590 / 100.405)
Compute whether an Oregon HOA or condominium owner vote has reached quorum and the votes-required-to-pass threshold under the Oregon Planned Community Act (ORS Chapter 94) or the Oregon Condominium Act (ORS Chapter 100). Models ORS 94.640(8) and ORS 100.405(4) 20% default quorum; ORS 94.590 and ORS 100.405(4)(a) declaration-amendment 75% of total; ORS 94.595 termination 80% of total; ORS 94.625 board-removal majority of those present; and ORS 94.630 bylaws amendment per bylaws specification. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).
Oregon HOA Resale Disclosure Calculator — 10-Day Delivery + 14-Item Content (ORS 94.665 / ORS 100.660)
Compute the Oregon resale-disclosure delivery deadline under ORS 94.665 (Oregon Planned Community Act) or ORS 100.660 (Oregon Condominium Act) — 10 calendar days from the unit owner's written request. Assesses contract-timing risk, evaluates the reasonableness of the association's fee under the statutory reasonable-fee standard, and produces a 14-item required-content checklist covering right of first refusal, monthly assessment, fees, capital expenditures, reserves, balance sheet, operating budget, judgments, insurance, declaration violations, leasehold remaining term, special assessments, association borrowing, and reserve-study summary. Returns the delivery deadline, status flag (within-deadline, on-time, tight-timing, late-risk, or overdue), fee assessment, and statute citation for the governing regime.
For attorneys
Statutory citation-level analysis suitable for client memoranda and procedural verification.
Oregon HOA Assessment Lien Super-Priority Calculator — Six-Month Window (ORS 94.709 / ORS 100.450)
Compute the super-priority and sub-priority breakdown of an Oregon HOA / condominium assessment lien under the Oregon Planned Community Act (ORS 94.709) and the Oregon Condominium Act (ORS 100.450). Models the automatic statutory lien arising on each unpaid assessment, the six-month super-priority over the recorded first mortgage based on the periodic budget as assessments would have come due in the absence of acceleration (Oregon adopted the half-year window common across UPCA states, shorter than the model UCIOA nine months), reasonable attorneys' fees and costs statutorily included within the super-priority position, and judicial (ORS Chapter 88) or nonjudicial (Oregon Trust Deed Act, ORS 86.705-86.815) foreclosure paths. Returns the super-priority and sub-priority dollar amounts, the total lien net of payments, and the recovery probability bands for each priority class.
Oregon HOA Foreclosure Timeline Calculator — 180-Day Trust-Deed Notice (ORS 86.764)
Project the procedural timeline of an Oregon HOA / condominium assessment-lien foreclosure under PCA ORS 94.709(8) (planned community) or Condo Act ORS 100.450(8) (condominium), proceeding nonjudicially under the Oregon Trust Deed Act (ORS 86.705-86.815) or judicially under ORS Chapter 88. Models the ORS 86.752 notice of default, the ORS 86.764 180-day notice-of-default-to-sale window with 120-day notice-of-sale period, the ORS 86.778 cure cutoff 5 days before sale, the ORS 86.755(2) postponement window up to 180 days, and the ORS Chapter 105 forcible-entry-and-detainer remedy for non-vacating former owners. Returns the recommended demand-letter and lien-recording dates, the earliest permissible sale date, the recommended notice-of-sale recording date, and the cure cutoff date.
Oregon HOA Quorum & Supermajority Calculator — 20% Quorum, 75% Amendment, 80% Termination (ORS 94.640 / 94.590 / 100.405)
Compute whether an Oregon HOA or condominium owner vote has reached quorum and the votes-required-to-pass threshold under the Oregon Planned Community Act (ORS Chapter 94) or the Oregon Condominium Act (ORS Chapter 100). Models ORS 94.640(8) and ORS 100.405(4) 20% default quorum; ORS 94.590 and ORS 100.405(4)(a) declaration-amendment 75% of total; ORS 94.595 termination 80% of total; ORS 94.625 board-removal majority of those present; and ORS 94.630 bylaws amendment per bylaws specification. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).
Oregon HOA Resale Disclosure Calculator — 10-Day Delivery + 14-Item Content (ORS 94.665 / ORS 100.660)
Compute the Oregon resale-disclosure delivery deadline under ORS 94.665 (Oregon Planned Community Act) or ORS 100.660 (Oregon Condominium Act) — 10 calendar days from the unit owner's written request. Assesses contract-timing risk, evaluates the reasonableness of the association's fee under the statutory reasonable-fee standard, and produces a 14-item required-content checklist covering right of first refusal, monthly assessment, fees, capital expenditures, reserves, balance sheet, operating budget, judgments, insurance, declaration violations, leasehold remaining term, special assessments, association borrowing, and reserve-study summary. Returns the delivery deadline, status flag (within-deadline, on-time, tight-timing, late-risk, or overdue), fee assessment, and statute citation for the governing regime.
Or filter by calculator type
All 4 calculators in this cluster, organized by what they compute. Use the chips to narrow to a specific area.
- Super-Priority Lien
Oregon HOA Assessment Lien Super-Priority Calculator — Six-Month Window (ORS 94.709 / ORS 100.450)
Compute the super-priority and sub-priority breakdown of an Oregon HOA / condominium assessment lien under the Oregon Planned Community Act (ORS 94.709) and the Oregon Condominium Act (ORS 100.450). Models the automatic statutory lien arising on each unpaid assessment, the six-month super-priority over the recorded first mortgage based on the periodic budget as assessments would have come due in the absence of acceleration (Oregon adopted the half-year window common across UPCA states, shorter than the model UCIOA nine months), reasonable attorneys' fees and costs statutorily included within the super-priority position, and judicial (ORS Chapter 88) or nonjudicial (Oregon Trust Deed Act, ORS 86.705-86.815) foreclosure paths. Returns the super-priority and sub-priority dollar amounts, the total lien net of payments, and the recovery probability bands for each priority class.
- Foreclosure Timeline
Oregon HOA Foreclosure Timeline Calculator — 180-Day Trust-Deed Notice (ORS 86.764)
Project the procedural timeline of an Oregon HOA / condominium assessment-lien foreclosure under PCA ORS 94.709(8) (planned community) or Condo Act ORS 100.450(8) (condominium), proceeding nonjudicially under the Oregon Trust Deed Act (ORS 86.705-86.815) or judicially under ORS Chapter 88. Models the ORS 86.752 notice of default, the ORS 86.764 180-day notice-of-default-to-sale window with 120-day notice-of-sale period, the ORS 86.778 cure cutoff 5 days before sale, the ORS 86.755(2) postponement window up to 180 days, and the ORS Chapter 105 forcible-entry-and-detainer remedy for non-vacating former owners. Returns the recommended demand-letter and lien-recording dates, the earliest permissible sale date, the recommended notice-of-sale recording date, and the cure cutoff date.
- Meeting & Voting
Oregon HOA Quorum & Supermajority Calculator — 20% Quorum, 75% Amendment, 80% Termination (ORS 94.640 / 94.590 / 100.405)
Compute whether an Oregon HOA or condominium owner vote has reached quorum and the votes-required-to-pass threshold under the Oregon Planned Community Act (ORS Chapter 94) or the Oregon Condominium Act (ORS Chapter 100). Models ORS 94.640(8) and ORS 100.405(4) 20% default quorum; ORS 94.590 and ORS 100.405(4)(a) declaration-amendment 75% of total; ORS 94.595 termination 80% of total; ORS 94.625 board-removal majority of those present; and ORS 94.630 bylaws amendment per bylaws specification. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).
- Resale & Disclosure
Oregon HOA Resale Disclosure Calculator — 10-Day Delivery + 14-Item Content (ORS 94.665 / ORS 100.660)
Compute the Oregon resale-disclosure delivery deadline under ORS 94.665 (Oregon Planned Community Act) or ORS 100.660 (Oregon Condominium Act) — 10 calendar days from the unit owner's written request. Assesses contract-timing risk, evaluates the reasonableness of the association's fee under the statutory reasonable-fee standard, and produces a 14-item required-content checklist covering right of first refusal, monthly assessment, fees, capital expenditures, reserves, balance sheet, operating budget, judgments, insurance, declaration violations, leasehold remaining term, special assessments, association borrowing, and reserve-study summary. Returns the delivery deadline, status flag (within-deadline, on-time, tight-timing, late-risk, or overdue), fee assessment, and statute citation for the governing regime.
Calculators live
Across statute, regulation, and policy
Statute-cited
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Unit tests
Every formula has a regression suite
Formula transparency
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How these calculators are maintained
Every YMYL calculator is reviewed quarterly and after every legislative session in the jurisdiction it covers. Citations are link-validated monthly against the relevant statute and regulation websites. The methodology page documents the discipline.
Read the editorial methodology →