South Carolina Condo & HOA Calculators

South Carolina HOA / Condo Assessment Lien Calculator — S.C. Code Ann. § 27-31-210 + § 27-30-130 (No Super-Priority; Three-Year SOL)

Compute the South Carolina HOA or condominium association assessment-lien total under the South Carolina Horizontal Property Act (S.C. Code Ann. § 27-31-10 et seq.) and the South Carolina Homeowners Association Act (§ 27-30-110 et seq.). Models § 27-31-210 condo lien attachment (automatic when assessments come due) and § 27-30-130 HOA recovery framework. Important: South Carolina does NOT have a super-priority lien for HOA or condominium assessments — the association lien is subordinate to a prior first mortgage of record. Enforcement must proceed by JUDICIAL foreclosure in the Court of Common Pleas, typically referred to the county master-in-equity under SCRCP Rule 53; South Carolina has no nonjudicial trustee-sale path. Constrained by the three-year statute of limitations on contract debt under § 15-3-530. Returns total lien amount, priority status, estimated equity, and a recovery-probability classification (strong, mixed, weak).

South Carolina HOA / Condo Foreclosure Timeline Calculator — SCRCP Rule 53 Master-in-Equity + 30-Day Upset-Bid Window

Project the South Carolina HOA or condominium judicial-foreclosure timeline from default through master's deed under SCRCP Rule 53 (reference to master-in-equity) and S.C. Code Ann. § 15-39-650 (30-day upset-bid window). South Carolina is a JUDICIAL-FORECLOSURE-ONLY state with no nonjudicial trustee-sale path — but it is widely regarded as the LENDER-FRIENDLIEST judicial state, with complete cycles commonly running 6 to 12 months from complaint to deed. Models the procedural ladder from demand letter (60 days), statement of lien recording (90 days), complaint filed, 30-day answer deadline under SCRCP Rule 12(a), reference to master-in-equity, judgment of foreclosure, public sale (commonly at the county courthouse on the first Monday of the month), 30-day upset-bid window with 5% minimum increment, and master's deed. Returns projected sale date, upset-bid deadline, posture, and next-action recommendation.

South Carolina HOA / Condo Quorum & Supermajority Calculator — § 27-30-130 + § 27-31-110 (30% HOA / 51% Condo Default; 67% Amendment)

Compute whether a South Carolina HOA or condominium member vote has reached quorum and the votes-required-to-pass threshold under the South Carolina Homeowners Association Act (S.C. Code Ann. § 27-30-110 et seq.) and the South Carolina Horizontal Property Act (§ 27-31-10 et seq.). Models § 27-30-130 HOA governance per the bylaws (30% HOA industry default when bylaws are silent), § 27-31-110 condo voting per the master deed (51% non-profit default when master deed silent), declaration amendment 67% of total industry default, bylaws amendment per bylaws, board removal majority of those present, and special assessment per declaration. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

South Carolina HOA / Condo Resale Disclosure Calculator — § 27-30-340 + § 27-31-310 (10-Day Delivery; Reasonable Fee)

Compute the South Carolina HOA or condominium resale-disclosure delivery deadline and fee reasonableness assessment under the South Carolina Homeowners Association Act (S.C. Code Ann. § 27-30-340) and the South Carolina Horizontal Property Act (§ 27-31-310). Uses a 10-CALENDAR-DAY delivery target consistent with most UCIOA-aligned state practice; the statute permits a reasonable time but the 10-day window is the operative diligence standard. Models the 10-item required-content checklist (assessments, fees, capital expenditures, reserves, financial statements, operating budget, judgments and pending suits, insurance, declaration violations, copy of governing documents). Returns delivery deadline, days-buffer-to-contract, status (on-time, tight, late-risk, or overdue), fee-reasonableness assessment, and the required-content checklist.

South Carolina HOA / Condo Assessment Lien Calculator — S.C. Code Ann. § 27-31-210 + § 27-30-130 (No Super-Priority; Three-Year SOL)

Compute the South Carolina HOA or condominium association assessment-lien total under the South Carolina Horizontal Property Act (S.C. Code Ann. § 27-31-10 et seq.) and the South Carolina Homeowners Association Act (§ 27-30-110 et seq.). Models § 27-31-210 condo lien attachment (automatic when assessments come due) and § 27-30-130 HOA recovery framework. Important: South Carolina does NOT have a super-priority lien for HOA or condominium assessments — the association lien is subordinate to a prior first mortgage of record. Enforcement must proceed by JUDICIAL foreclosure in the Court of Common Pleas, typically referred to the county master-in-equity under SCRCP Rule 53; South Carolina has no nonjudicial trustee-sale path. Constrained by the three-year statute of limitations on contract debt under § 15-3-530. Returns total lien amount, priority status, estimated equity, and a recovery-probability classification (strong, mixed, weak).

South Carolina HOA / Condo Foreclosure Timeline Calculator — SCRCP Rule 53 Master-in-Equity + 30-Day Upset-Bid Window

Project the South Carolina HOA or condominium judicial-foreclosure timeline from default through master's deed under SCRCP Rule 53 (reference to master-in-equity) and S.C. Code Ann. § 15-39-650 (30-day upset-bid window). South Carolina is a JUDICIAL-FORECLOSURE-ONLY state with no nonjudicial trustee-sale path — but it is widely regarded as the LENDER-FRIENDLIEST judicial state, with complete cycles commonly running 6 to 12 months from complaint to deed. Models the procedural ladder from demand letter (60 days), statement of lien recording (90 days), complaint filed, 30-day answer deadline under SCRCP Rule 12(a), reference to master-in-equity, judgment of foreclosure, public sale (commonly at the county courthouse on the first Monday of the month), 30-day upset-bid window with 5% minimum increment, and master's deed. Returns projected sale date, upset-bid deadline, posture, and next-action recommendation.

South Carolina HOA / Condo Quorum & Supermajority Calculator — § 27-30-130 + § 27-31-110 (30% HOA / 51% Condo Default; 67% Amendment)

Compute whether a South Carolina HOA or condominium member vote has reached quorum and the votes-required-to-pass threshold under the South Carolina Homeowners Association Act (S.C. Code Ann. § 27-30-110 et seq.) and the South Carolina Horizontal Property Act (§ 27-31-10 et seq.). Models § 27-30-130 HOA governance per the bylaws (30% HOA industry default when bylaws are silent), § 27-31-110 condo voting per the master deed (51% non-profit default when master deed silent), declaration amendment 67% of total industry default, bylaws amendment per bylaws, board removal majority of those present, and special assessment per declaration. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

South Carolina HOA / Condo Resale Disclosure Calculator — § 27-30-340 + § 27-31-310 (10-Day Delivery; Reasonable Fee)

Compute the South Carolina HOA or condominium resale-disclosure delivery deadline and fee reasonableness assessment under the South Carolina Homeowners Association Act (S.C. Code Ann. § 27-30-340) and the South Carolina Horizontal Property Act (§ 27-31-310). Uses a 10-CALENDAR-DAY delivery target consistent with most UCIOA-aligned state practice; the statute permits a reasonable time but the 10-day window is the operative diligence standard. Models the 10-item required-content checklist (assessments, fees, capital expenditures, reserves, financial statements, operating budget, judgments and pending suits, insurance, declaration violations, copy of governing documents). Returns delivery deadline, days-buffer-to-contract, status (on-time, tight, late-risk, or overdue), fee-reasonableness assessment, and the required-content checklist.

South Carolina HOA / Condo Assessment Lien Calculator — S.C. Code Ann. § 27-31-210 + § 27-30-130 (No Super-Priority; Three-Year SOL)

Compute the South Carolina HOA or condominium association assessment-lien total under the South Carolina Horizontal Property Act (S.C. Code Ann. § 27-31-10 et seq.) and the South Carolina Homeowners Association Act (§ 27-30-110 et seq.). Models § 27-31-210 condo lien attachment (automatic when assessments come due) and § 27-30-130 HOA recovery framework. Important: South Carolina does NOT have a super-priority lien for HOA or condominium assessments — the association lien is subordinate to a prior first mortgage of record. Enforcement must proceed by JUDICIAL foreclosure in the Court of Common Pleas, typically referred to the county master-in-equity under SCRCP Rule 53; South Carolina has no nonjudicial trustee-sale path. Constrained by the three-year statute of limitations on contract debt under § 15-3-530. Returns total lien amount, priority status, estimated equity, and a recovery-probability classification (strong, mixed, weak).

South Carolina HOA / Condo Foreclosure Timeline Calculator — SCRCP Rule 53 Master-in-Equity + 30-Day Upset-Bid Window

Project the South Carolina HOA or condominium judicial-foreclosure timeline from default through master's deed under SCRCP Rule 53 (reference to master-in-equity) and S.C. Code Ann. § 15-39-650 (30-day upset-bid window). South Carolina is a JUDICIAL-FORECLOSURE-ONLY state with no nonjudicial trustee-sale path — but it is widely regarded as the LENDER-FRIENDLIEST judicial state, with complete cycles commonly running 6 to 12 months from complaint to deed. Models the procedural ladder from demand letter (60 days), statement of lien recording (90 days), complaint filed, 30-day answer deadline under SCRCP Rule 12(a), reference to master-in-equity, judgment of foreclosure, public sale (commonly at the county courthouse on the first Monday of the month), 30-day upset-bid window with 5% minimum increment, and master's deed. Returns projected sale date, upset-bid deadline, posture, and next-action recommendation.

South Carolina HOA / Condo Quorum & Supermajority Calculator — § 27-30-130 + § 27-31-110 (30% HOA / 51% Condo Default; 67% Amendment)

Compute whether a South Carolina HOA or condominium member vote has reached quorum and the votes-required-to-pass threshold under the South Carolina Homeowners Association Act (S.C. Code Ann. § 27-30-110 et seq.) and the South Carolina Horizontal Property Act (§ 27-31-10 et seq.). Models § 27-30-130 HOA governance per the bylaws (30% HOA industry default when bylaws are silent), § 27-31-110 condo voting per the master deed (51% non-profit default when master deed silent), declaration amendment 67% of total industry default, bylaws amendment per bylaws, board removal majority of those present, and special assessment per declaration. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

South Carolina HOA / Condo Resale Disclosure Calculator — § 27-30-340 + § 27-31-310 (10-Day Delivery; Reasonable Fee)

Compute the South Carolina HOA or condominium resale-disclosure delivery deadline and fee reasonableness assessment under the South Carolina Homeowners Association Act (S.C. Code Ann. § 27-30-340) and the South Carolina Horizontal Property Act (§ 27-31-310). Uses a 10-CALENDAR-DAY delivery target consistent with most UCIOA-aligned state practice; the statute permits a reasonable time but the 10-day window is the operative diligence standard. Models the 10-item required-content checklist (assessments, fees, capital expenditures, reserves, financial statements, operating budget, judgments and pending suits, insurance, declaration violations, copy of governing documents). Returns delivery deadline, days-buffer-to-contract, status (on-time, tight, late-risk, or overdue), fee-reasonableness assessment, and the required-content checklist.