Kentucky hoa assessment collection & lien calculators

Kentucky Condo

Kentucky Condominium Assessment Lien Calculator — Subordinate Lien, 5-Year SOL (KRS § 381.860 / § 413.120)

Compute the total assessment lien, the priority position relative to the first mortgage, and the projected recovery band for a Kentucky condominium assessment lien under the Kentucky Horizontal Property Law (KRS § 381.805 et seq.) and the Master Deed Statute. Kentucky did NOT adopt the Uniform Common Interest Ownership Act (UCIOA); KRS § 381.860 creates a statutory association lien that attaches automatically but is SUBORDINATE to any first mortgage recorded before the lien attached. There is no UCIOA-style super-priority window. Models the 5-year statute of limitations on assessment claims under KRS § 413.120, equity-based recovery heuristics, and Master Commissioner sale dynamics under KRS Chapter 426.

Kentucky Condo

Kentucky Condominium Foreclosure Timeline Calculator — Judicial-Only, Master Commissioner Sale, 2/3-Appraisal Redemption (KRS Chapter 426 / § 426.530)

Project the procedural timeline of a Kentucky condominium assessment-lien foreclosure under the Kentucky Horizontal Property Law (KRS § 381.860) and the KRS Chapter 426 judicial foreclosure framework. Kentucky is EXCLUSIVELY JUDICIAL — there is no nonjudicial power-of-sale pathway. Models Kentucky Rules of Civil Procedure Rule 12.01 (20-day answer period), the typical 9-15 month judicial timeline, Master Commissioner sale procedure under KRS § 426.520 (appraisal and public-auction sale at the courthouse), and the KRS § 426.530 1-year right of redemption when the sale brings less than two-thirds of the appraised value. Returns the days-delinquent count, procedural posture, answer deadline, projected judgment date, projected Master Commissioner sale date, projected confirmation date, redemption-eligibility flag, and next-action recommendation.