Michigan hoa assessment collection & lien calculators

Michigan Condo

Michigan Condo Assessment Lien Calculator — No Super-Priority, Subordinate to First Mortgage (MCL Sec. 559.208)

Compute a Michigan condominium assessment-lien total and recovery analysis under the Michigan Condominium Act (MCL Sec. 559.101 et seq.). Models MCL Sec. 559.208(1) automatic statutory lien for assessments, interest, late charges, attorney fees, and collection costs; MCL Sec. 559.208(2) recording of the claim of lien with the register of deeds; MCL Sec. 559.207 personal obligation of the unit owner; MCL Sec. 600.5807(8) six-year statute of limitations on the underlying contract claim. Michigan has NO super-priority position over a prior recorded first mortgage — the association lien is subordinate. Returns the total lien amount, estimated equity above the first mortgage, recovery band, and limitations-period status.

Michigan Condo

Michigan Condo Foreclosure Timeline Calculator — Four-Week Advertisement + Redemption (MCL Sec. 600.3208 / 600.3240)

Project the procedural timeline of a Michigan condominium assessment-lien foreclosure proceeding by advertisement under MCL Sec. 600.3201 et seq. (when the master deed grants power of sale under MCL Sec. 559.208(2)) or judicially under MCL Sec. 600.3101 et seq. Models the four consecutive weekly publications and 15-day posting under MCL Sec. 600.3208, the sheriff's sale at the courthouse under MCL Sec. 600.3216, the six- or twelve-month redemption period under MCL Sec. 600.3240, and the sheriff's-deed title-vesting under MCL Sec. 600.3236. Returns the earliest permissible sale date, the required posting deadline, and the redemption-period end date.