New Mexico hoa assessment collection & lien calculators

New Mexico Common Interest Community

New Mexico CIC Assessment Lien Super-Priority Calculator — Six-Month UCIOA Super-Priority (NMSA § 47-7C-316)

Compute the six-month super-priority dollar amount and sub-priority portion of a New Mexico common-interest community assessment lien under the New Mexico Condominium Act (NMSA § 47-7A-1 et seq.). New Mexico adopted the UCIOA framework; NMSA § 47-7C-316(b) creates a six-month super-priority window for unpaid common-expense assessments that is PRIOR TO the first security interest on the unit. Returns the super-priority amount, sub-priority amount, total lien, and equity-based recovery analysis. Models the automatic lien attachment at NMSA § 47-7C-316(a), the recording mechanics at NMSA § 47-7C-316(c), the reasonable-fee inclusion at NMSA § 47-7C-316(d), and the three-year statute of limitations at NMSA § 47-7C-316(e).

New Mexico Common Interest Community

New Mexico CIC Foreclosure Timeline Calculator — Judicial-Only, Special-Master Sale, Nine-Month Redemption (NMSA § 39-5-1 / § 39-5-18)

Project the procedural timeline of a New Mexico common-interest community assessment-lien foreclosure under the New Mexico Condominium Act (NMSA § 47-7C-316) and the New Mexico judicial-foreclosure framework at NMSA § 39-5-1 et seq. New Mexico is EXCLUSIVELY JUDICIAL — there is no nonjudicial power-of-sale pathway. Models Rule 1-012 NMRA (30-day answer period), the typical 12-15 month judicial timeline, special-master sale procedure, and the NMSA § 39-5-18 nine-month right of redemption (one of the longest in the country). Returns the days-delinquent count, procedural posture, answer deadline, projected judgment date, projected special-master sale date, projected confirmation date, redemption period end date, and next-action recommendation.