Oregon hoa assessment collection & lien calculators

Oregon Condo & HOA

Oregon HOA Assessment Lien Super-Priority Calculator — Six-Month Window (ORS 94.709 / ORS 100.450)

Compute the super-priority and sub-priority breakdown of an Oregon HOA / condominium assessment lien under the Oregon Planned Community Act (ORS 94.709) and the Oregon Condominium Act (ORS 100.450). Models the automatic statutory lien arising on each unpaid assessment, the six-month super-priority over the recorded first mortgage based on the periodic budget as assessments would have come due in the absence of acceleration (Oregon adopted the half-year window common across UPCA states, shorter than the model UCIOA nine months), reasonable attorneys' fees and costs statutorily included within the super-priority position, and judicial (ORS Chapter 88) or nonjudicial (Oregon Trust Deed Act, ORS 86.705-86.815) foreclosure paths. Returns the super-priority and sub-priority dollar amounts, the total lien net of payments, and the recovery probability bands for each priority class.

Oregon Condo & HOA

Oregon HOA Foreclosure Timeline Calculator — 180-Day Trust-Deed Notice (ORS 86.764)

Project the procedural timeline of an Oregon HOA / condominium assessment-lien foreclosure under PCA ORS 94.709(8) (planned community) or Condo Act ORS 100.450(8) (condominium), proceeding nonjudicially under the Oregon Trust Deed Act (ORS 86.705-86.815) or judicially under ORS Chapter 88. Models the ORS 86.752 notice of default, the ORS 86.764 180-day notice-of-default-to-sale window with 120-day notice-of-sale period, the ORS 86.778 cure cutoff 5 days before sale, the ORS 86.755(2) postponement window up to 180 days, and the ORS Chapter 105 forcible-entry-and-detainer remedy for non-vacating former owners. Returns the recommended demand-letter and lien-recording dates, the earliest permissible sale date, the recommended notice-of-sale recording date, and the cure cutoff date.