South Carolina · Cross-state HOA
South Carolina hoa assessment collection & lien calculators
Statutory math for HOA / condominium / common-interest community assessment collection: pre-lien notice, lien attachment and priority, super-priority doctrines (Nevada SFR Investments, Colorado, Illinois condo), late fees, interest caps, and the foreclosure timeline state by state.
2 calculators matching this intersection
South Carolina Condo & HOA
South Carolina HOA / Condo Assessment Lien Calculator — S.C. Code Ann. § 27-31-210 + § 27-30-130 (No Super-Priority; Three-Year SOL)
Compute the South Carolina HOA or condominium association assessment-lien total under the South Carolina Horizontal Property Act (S.C. Code Ann. § 27-31-10 et seq.) and the South Carolina Homeowners Association Act (§ 27-30-110 et seq.). Models § 27-31-210 condo lien attachment (automatic when assessments come due) and § 27-30-130 HOA recovery framework. Important: South Carolina does NOT have a super-priority lien for HOA or condominium assessments — the association lien is subordinate to a prior first mortgage of record. Enforcement must proceed by JUDICIAL foreclosure in the Court of Common Pleas, typically referred to the county master-in-equity under SCRCP Rule 53; South Carolina has no nonjudicial trustee-sale path. Constrained by the three-year statute of limitations on contract debt under § 15-3-530. Returns total lien amount, priority status, estimated equity, and a recovery-probability classification (strong, mixed, weak).
South Carolina Condo & HOA
South Carolina HOA / Condo Foreclosure Timeline Calculator — SCRCP Rule 53 Master-in-Equity + 30-Day Upset-Bid Window
Project the South Carolina HOA or condominium judicial-foreclosure timeline from default through master's deed under SCRCP Rule 53 (reference to master-in-equity) and S.C. Code Ann. § 15-39-650 (30-day upset-bid window). South Carolina is a JUDICIAL-FORECLOSURE-ONLY state with no nonjudicial trustee-sale path — but it is widely regarded as the LENDER-FRIENDLIEST judicial state, with complete cycles commonly running 6 to 12 months from complaint to deed. Models the procedural ladder from demand letter (60 days), statement of lien recording (90 days), complaint filed, 30-day answer deadline under SCRCP Rule 12(a), reference to master-in-equity, judgment of foreclosure, public sale (commonly at the county courthouse on the first Monday of the month), 30-day upset-bid window with 5% minimum increment, and master's deed. Returns projected sale date, upset-bid deadline, posture, and next-action recommendation.
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