Massachusetts · Cross-state

Massachusetts homestead exemption calculators

Every state's homestead-exemption math. Florida, Texas, California, and the 30+ other jurisdictions that carve out a primary-residence value reduction from the property-tax base — plus the federal § 121 primary-residence capital-gains exclusion that handles the *sale* side.

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Massachusetts Real Estate
Massachusetts Homestead Declaration Calculator (Ch. 188)
Determine how much equity a Massachusetts homeowner's primary residence is shielding from unsecured creditors under the Mass. Homestead Act (G.L. c. 188): the automatic $125,000 protection under § 4, the declared $500,000 under § 5, and the $1,000,000 elderly / disabled tier under § 2 (raised from $500,000 by the 2024 amendment). Surfaces the five obligations that overcome the homestead under § 3 (mortgage, mechanic's lien, property tax, federal tax lien, child support / alimony), explains joint-owner stacking under § 10, and flags when a one-page Declaration at the Registry of Deeds would buy material additional protection for a nominal filing fee.

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Massachusetts homestead exemption calculators

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