Florida inheritance & estate tax calculators

Florida Insurance

Florida Real Estate Broker E&O Insurance Calculator

Estimate the total annual Errors & Omissions (E&O) insurance premium for a Florida real estate licensee or brokerage under F.S. Chapter 475. Florida does not statutorily mandate E&O — Chapter 475 is silent on the question — but virtually every active Florida brokerage requires E&O on every sales associate and broker associate as a condition of affiliation, and most national franchises (Re/Max, Keller Williams, Coldwell Banker, Berkshire Hathaway HomeServices, EXP) impose the requirement at the franchise level. The calculator compares the per-licensee individual-policy stack against a brokerage-wide policy, applies the Florida Realtors statewide group plan discount (typically 20%) for FAR members, models the post-Surfside (2021) coastal-Florida underwriting tightening at brokerage-tier mid-points, and surfaces the cheaper structure with a plain-English recommendation. Outputs the total annual premium, the per-licensee math, the brokerage-policy math, and the FAR group plan dollar savings.

Florida Real Estate

Florida Save Our Homes Portability Calculator

Quantify the property-tax savings you can port from one Florida homestead to the next. Florida's Save Our Homes amendment (F.S. § 193.155, Florida Constitution Art. VII § 4(d)) caps annual assessed-value increases on a homestead at the lesser of 3% or CPI. F.S. § 193.155(8) lets you carry the accumulated SOH differential — capped at $500,000 — to your new homestead via Form DR-501T. Upsizers port the full lesser-of figure; downsizers port a proportional share. This calculator computes the differential, the portable amount after cap and proration, the new homestead's assessed value, year-1 property tax savings at your county's millage rate, and 10-/20-year cumulative savings.

Florida Real Estate

Florida Probate Costs Calculator

Estimate the total cash cost of administering a Florida estate under F.S. Chapter 733 (formal administration) or F.S. § 735.201 (summary administration). Computes the attorney's presumptively reasonable fee under the F.S. § 733.6171(3) statutory schedule, the personal representative's fee under F.S. § 733.617, filing and publication costs, and the recommended administration path given total estate value (excluding the Florida-homestead residence, which passes outside probate under Fla. Const. Art. X § 4 and F.S. § 732.401). Florida imposes no state estate tax; the only estate-tax exposure is the federal estate tax under IRC § 2001, which applies only above the IRC § 2010 unified-credit exemption.

Florida Real Estate

Florida Estate Planning Cost Calculator

Estimate the total cash cost of a Florida estate-plan stack — simple will (F.S. Chapter 732), revocable living trust (F.S. Chapter 736), durable power of attorney (F.S. Chapter 709), designation of health-care surrogate (F.S. § 765.202), living will (F.S. § 765.302), HIPAA authorization, pour-over will, and trust funding — at attorney-drafted or DIY-template price points. Surfaces missing-element warnings (revocable trust with no pour-over will, revocable trust with no trust-funding service, testamentary instrument with no durable POA or health-care advance directive), Florida-specific complexity surcharges (out-of-state property, blended family, business ownership), and the conventional 5×-to-10× attorney-vs-DIY price premium. Florida homestead descent restrictions under Fla. Const. Art. X § 4 and F.S. § 732.401 are flagged as a fact-specific analysis attorney drafting performs and templates do not.

Florida Real Estate

Florida Probate Attorney Fee Calculator

Estimate the Florida probate attorney's presumptively reasonable compensation under F.S. § 733.6171(3). The attorney's fee is SEPARATE from the personal representative's own compensation under F.S. § 733.617 — both run against the same estate but on different schedules. Computes the flat-fee bands on estates up to $100,000 ($1,500 / $2,250 / $3,000), the layered percentage tiers above $100,000 (3% / 2.5% / 2% / 1.5% / 1%), the multiple-attorneys shared-fee rule under § 733.6171(8), the will/agreement override under § 733.6171(3) and (2), and the court-discretionary extraordinary-services add-on under § 733.6171(4).