New Jersey hoa reserve & replacement funding calculators

New Jersey HOA & Condo

New Jersey Condo Reserve Fund Calculator — N.J.S.A. 46:8B-14(e)

Compute New Jersey condominium reserve fund adequacy, funding deficit, and recommended annual contribution under N.J.S.A. 46:8B-14(e) (board must maintain capital reserve fund) and N.J.S.A. 46:8B-12.1 (reserve study disclosure). NJ has no statutory minimum funding percentage — the CAI 70% adequacy threshold is applied as the industry standard. Returns the fully funded balance, funding ratio, deficit, recommended straight-line annual contribution per unit, and projected 5- and 10-year balances.