Utah Code § 57-8 + § 57-8a
Utah Condo & HOA Calculators
Utah condominium and HOA calculators under Utah Code § 57-8 (Condominium Ownership Act) and § 57-8a (Community Association Act) — a non-UCIOA regime with no six-month super-priority. Foreclosure runs through the § 57-1-23 nonjudicial trust-deed procedure with a 3-month notice of default and a 4-week sale notice, and the statute requires a mandatory reserve analysis every six years under § 57-8-7.5, putting Utah in the small group of states with statutory reserve mandates post-Surfside.
Anchored to: Utah Code § 57-8 (Condominium Ownership Act); § 57-8a (Community Association Act); § 57-1-23 (nonjudicial trust-deed sale); § 57-8-7.5 (mandatory reserve analysis every 6 years)
4 calculators live. Reviewed against current statute and regulation. Last updated 2026-05-17.
Most-used calculators
Utah Code § 57-8-44 (Condominium Ownership Act assessment lien
Utah HOA Assessment Lien Priority Calculator — Subordinate to First Mortgage
Compute the Utah HOA assessment-lien total and recovery band under Utah Code § 57-8-44 (Condominium Ownership Act) or § 57-8a-301 (Community Association Act). Utah did NOT adopt the UCIOA six-month super-priority; the association lien is categorically SUBORDINATE to the recorded first mortgage. Returns the total lien amount, governing statute citation, equity above the first mortgage, recovery band, and statute-of-limitations exposure flag under Utah Code § 78B-2-309.
Utah Code § 57-1-23 (power of sale
Utah HOA Foreclosure Timeline Calculator — Nonjudicial Trust-Deed Sale
Compute the projected trustee sale date and procedural posture of a Utah HOA nonjudicial trust-deed foreclosure under Utah Code § 57-1-23 et seq. (power of sale; Notice of Default; three-month cure; four-week Notice-of-Sale publication; trustee sale) and the HOA-specific authorizations under § 57-8-46(2) (condominium) and § 57-8a-302 (HOA / planned development). Returns the cure-window status, earliest first-publication date, earliest and latest permissible sale dates, and the procedural next action.
Utah Code § 57-8-7.5 (condominium reserve-analysis requirement
Utah HOA Reserve Funding & Disclosure Calculator — § 57-8-7.5 Six-Year Cycle
Compute the percent-funded reserve tier and 30-year projection for a Utah community-interest project under Utah Code § 57-8-7.5 (condominium reserve-analysis requirement; six-year cycle; annual review) and § 57-8a-211 (HOA reserve-funding-plan disclosure under the Community Association Act). Returns the current percent funded, CAI / APRA / CRA tier (strong / fair / weak), the 30-year projected percent funded, the annual contribution required to reach a target percent funded by year 30, and a statutory-compliance flag for the six-year analysis cycle.
Find your calculator
Grouped by who tends to use each tool. Many calculators serve more than one audience.
For boards & directors
Decision-grade tools for the items that hit the agenda — assessments, reserves, fines, votes.
Utah HOA Assessment Lien Priority Calculator — Subordinate to First Mortgage
Compute the Utah HOA assessment-lien total and recovery band under Utah Code § 57-8-44 (Condominium Ownership Act) or § 57-8a-301 (Community Association Act). Utah did NOT adopt the UCIOA six-month super-priority; the association lien is categorically SUBORDINATE to the recorded first mortgage. Returns the total lien amount, governing statute citation, equity above the first mortgage, recovery band, and statute-of-limitations exposure flag under Utah Code § 78B-2-309.
Utah HOA Foreclosure Timeline Calculator — Nonjudicial Trust-Deed Sale
Compute the projected trustee sale date and procedural posture of a Utah HOA nonjudicial trust-deed foreclosure under Utah Code § 57-1-23 et seq. (power of sale; Notice of Default; three-month cure; four-week Notice-of-Sale publication; trustee sale) and the HOA-specific authorizations under § 57-8-46(2) (condominium) and § 57-8a-302 (HOA / planned development). Returns the cure-window status, earliest first-publication date, earliest and latest permissible sale dates, and the procedural next action.
Utah HOA Reserve Funding & Disclosure Calculator — § 57-8-7.5 Six-Year Cycle
Compute the percent-funded reserve tier and 30-year projection for a Utah community-interest project under Utah Code § 57-8-7.5 (condominium reserve-analysis requirement; six-year cycle; annual review) and § 57-8a-211 (HOA reserve-funding-plan disclosure under the Community Association Act). Returns the current percent funded, CAI / APRA / CRA tier (strong / fair / weak), the 30-year projected percent funded, the annual contribution required to reach a target percent funded by year 30, and a statutory-compliance flag for the six-year analysis cycle.
Utah HOA Quorum & Supermajority Calculator — § 57-8-23 / § 57-8a-218 Voting
Compute whether a Utah HOA member vote has reached quorum and the votes-required-to-pass threshold under Utah Code § 57-8-23 (condominium quorum, per bylaws default), § 57-8a-218 (HOA voting framework under the Community Association Act), § 57-8-39 (condominium declaration amendment), and Utah Code § 16-6a (Utah Revised Nonprofit Corporation Act residual rules). Returns the effective quorum, votes required to pass, and current ballot status (passed, failed, pending, or no-quorum).
For unit owners
Verify a notice, check a fine, or understand the lien exposure on a delinquent account before acting.
Utah HOA Assessment Lien Priority Calculator — Subordinate to First Mortgage
Compute the Utah HOA assessment-lien total and recovery band under Utah Code § 57-8-44 (Condominium Ownership Act) or § 57-8a-301 (Community Association Act). Utah did NOT adopt the UCIOA six-month super-priority; the association lien is categorically SUBORDINATE to the recorded first mortgage. Returns the total lien amount, governing statute citation, equity above the first mortgage, recovery band, and statute-of-limitations exposure flag under Utah Code § 78B-2-309.
Utah HOA Foreclosure Timeline Calculator — Nonjudicial Trust-Deed Sale
Compute the projected trustee sale date and procedural posture of a Utah HOA nonjudicial trust-deed foreclosure under Utah Code § 57-1-23 et seq. (power of sale; Notice of Default; three-month cure; four-week Notice-of-Sale publication; trustee sale) and the HOA-specific authorizations under § 57-8-46(2) (condominium) and § 57-8a-302 (HOA / planned development). Returns the cure-window status, earliest first-publication date, earliest and latest permissible sale dates, and the procedural next action.
Utah HOA Reserve Funding & Disclosure Calculator — § 57-8-7.5 Six-Year Cycle
Compute the percent-funded reserve tier and 30-year projection for a Utah community-interest project under Utah Code § 57-8-7.5 (condominium reserve-analysis requirement; six-year cycle; annual review) and § 57-8a-211 (HOA reserve-funding-plan disclosure under the Community Association Act). Returns the current percent funded, CAI / APRA / CRA tier (strong / fair / weak), the 30-year projected percent funded, the annual contribution required to reach a target percent funded by year 30, and a statutory-compliance flag for the six-year analysis cycle.
Utah HOA Quorum & Supermajority Calculator — § 57-8-23 / § 57-8a-218 Voting
Compute whether a Utah HOA member vote has reached quorum and the votes-required-to-pass threshold under Utah Code § 57-8-23 (condominium quorum, per bylaws default), § 57-8a-218 (HOA voting framework under the Community Association Act), § 57-8-39 (condominium declaration amendment), and Utah Code § 16-6a (Utah Revised Nonprofit Corporation Act residual rules). Returns the effective quorum, votes required to pass, and current ballot status (passed, failed, pending, or no-quorum).
For attorneys
Statutory citation-level analysis suitable for client memoranda and procedural verification.
Utah HOA Assessment Lien Priority Calculator — Subordinate to First Mortgage
Compute the Utah HOA assessment-lien total and recovery band under Utah Code § 57-8-44 (Condominium Ownership Act) or § 57-8a-301 (Community Association Act). Utah did NOT adopt the UCIOA six-month super-priority; the association lien is categorically SUBORDINATE to the recorded first mortgage. Returns the total lien amount, governing statute citation, equity above the first mortgage, recovery band, and statute-of-limitations exposure flag under Utah Code § 78B-2-309.
Utah HOA Foreclosure Timeline Calculator — Nonjudicial Trust-Deed Sale
Compute the projected trustee sale date and procedural posture of a Utah HOA nonjudicial trust-deed foreclosure under Utah Code § 57-1-23 et seq. (power of sale; Notice of Default; three-month cure; four-week Notice-of-Sale publication; trustee sale) and the HOA-specific authorizations under § 57-8-46(2) (condominium) and § 57-8a-302 (HOA / planned development). Returns the cure-window status, earliest first-publication date, earliest and latest permissible sale dates, and the procedural next action.
Utah HOA Reserve Funding & Disclosure Calculator — § 57-8-7.5 Six-Year Cycle
Compute the percent-funded reserve tier and 30-year projection for a Utah community-interest project under Utah Code § 57-8-7.5 (condominium reserve-analysis requirement; six-year cycle; annual review) and § 57-8a-211 (HOA reserve-funding-plan disclosure under the Community Association Act). Returns the current percent funded, CAI / APRA / CRA tier (strong / fair / weak), the 30-year projected percent funded, the annual contribution required to reach a target percent funded by year 30, and a statutory-compliance flag for the six-year analysis cycle.
Utah HOA Quorum & Supermajority Calculator — § 57-8-23 / § 57-8a-218 Voting
Compute whether a Utah HOA member vote has reached quorum and the votes-required-to-pass threshold under Utah Code § 57-8-23 (condominium quorum, per bylaws default), § 57-8a-218 (HOA voting framework under the Community Association Act), § 57-8-39 (condominium declaration amendment), and Utah Code § 16-6a (Utah Revised Nonprofit Corporation Act residual rules). Returns the effective quorum, votes required to pass, and current ballot status (passed, failed, pending, or no-quorum).
Or filter by calculator type
All 4 calculators in this cluster, organized by what they compute. Use the chips to narrow to a specific area.
- Assessment Lien
Utah HOA Assessment Lien Priority Calculator — Subordinate to First Mortgage
Compute the Utah HOA assessment-lien total and recovery band under Utah Code § 57-8-44 (Condominium Ownership Act) or § 57-8a-301 (Community Association Act). Utah did NOT adopt the UCIOA six-month super-priority; the association lien is categorically SUBORDINATE to the recorded first mortgage. Returns the total lien amount, governing statute citation, equity above the first mortgage, recovery band, and statute-of-limitations exposure flag under Utah Code § 78B-2-309.
- Foreclosure Timeline
Utah HOA Foreclosure Timeline Calculator — Nonjudicial Trust-Deed Sale
Compute the projected trustee sale date and procedural posture of a Utah HOA nonjudicial trust-deed foreclosure under Utah Code § 57-1-23 et seq. (power of sale; Notice of Default; three-month cure; four-week Notice-of-Sale publication; trustee sale) and the HOA-specific authorizations under § 57-8-46(2) (condominium) and § 57-8a-302 (HOA / planned development). Returns the cure-window status, earliest first-publication date, earliest and latest permissible sale dates, and the procedural next action.
- Reserve Fund
Utah HOA Reserve Funding & Disclosure Calculator — § 57-8-7.5 Six-Year Cycle
Compute the percent-funded reserve tier and 30-year projection for a Utah community-interest project under Utah Code § 57-8-7.5 (condominium reserve-analysis requirement; six-year cycle; annual review) and § 57-8a-211 (HOA reserve-funding-plan disclosure under the Community Association Act). Returns the current percent funded, CAI / APRA / CRA tier (strong / fair / weak), the 30-year projected percent funded, the annual contribution required to reach a target percent funded by year 30, and a statutory-compliance flag for the six-year analysis cycle.
- Meeting & Voting
Utah HOA Quorum & Supermajority Calculator — § 57-8-23 / § 57-8a-218 Voting
Compute whether a Utah HOA member vote has reached quorum and the votes-required-to-pass threshold under Utah Code § 57-8-23 (condominium quorum, per bylaws default), § 57-8a-218 (HOA voting framework under the Community Association Act), § 57-8-39 (condominium declaration amendment), and Utah Code § 16-6a (Utah Revised Nonprofit Corporation Act residual rules). Returns the effective quorum, votes required to pass, and current ballot status (passed, failed, pending, or no-quorum).
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How these calculators are maintained
Every YMYL calculator is reviewed quarterly and after every legislative session in the jurisdiction it covers. Citations are link-validated monthly against the relevant statute and regulation websites. The methodology page documents the discipline.
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