Vacation Rental Operations Calculators

STR Nightly Rate (ADR) Breakeven Calculator

Compute the minimum Average Daily Rate (ADR) a short-term rental needs to cover its full annual cost stack — mortgage P&I, property tax, hazard insurance, HOA dues, cleaning labor, capital-expense maintenance reserve (the depreciation-style accrual for HVAC, roof, and appliance turnover), utilities, OTA platform fees (Airbnb host-only at ~15% or split fee ~3% host + ~14% guest; Vrbo ~5% host + ~8% guest; direct booking 0% to the platform), and state + local lodging tax remittance — at a supplied target occupancy. Surfaces the required gross ADR, the cost stack itemized, a sensitivity table at occupancy ±10pp, and the net annual profit (or shortfall) at the operator's target ADR. Differs from the Florida-specific vacation-rental calculator: that one anchors on tourist development tax remittance; this one anchors on the operating-economic breakeven that applies in any STR market.

STR Nightly Rate (ADR) Breakeven Calculator

Compute the minimum Average Daily Rate (ADR) a short-term rental needs to cover its full annual cost stack — mortgage P&I, property tax, hazard insurance, HOA dues, cleaning labor, capital-expense maintenance reserve (the depreciation-style accrual for HVAC, roof, and appliance turnover), utilities, OTA platform fees (Airbnb host-only at ~15% or split fee ~3% host + ~14% guest; Vrbo ~5% host + ~8% guest; direct booking 0% to the platform), and state + local lodging tax remittance — at a supplied target occupancy. Surfaces the required gross ADR, the cost stack itemized, a sensitivity table at occupancy ±10pp, and the net annual profit (or shortfall) at the operator's target ADR. Differs from the Florida-specific vacation-rental calculator: that one anchors on tourist development tax remittance; this one anchors on the operating-economic breakeven that applies in any STR market.

STR Channel Fee Comparison Calculator

Side-by-side comparison of net revenue per booking across Airbnb (host-only ~15%), Vrbo (~5% host + ~8% guest), Booking.com (~15% host commission, no guest fee), and direct booking (0% platform fee but merchant processing of ~2.9% + $0.30 per transaction plus operator-borne marketing cost). Models displayed-price impact on demand via a configurable elasticity coefficient, layers cancellation rate on top, and surfaces the recommended channel mix plus the breakeven annual booking volume required to justify each channel's fixed cost. Differs from the nightly-rate breakeven calculator: that one solves for the minimum gross ADR to cover the cost stack; this one assumes a fixed nightly rate and compares net revenue across channels.

STR Occupancy & Pricing Elasticity Calculator

Solves for the recommended nightly rate using the same constant-elasticity demand model that PriceLabs, Beyond Pricing, Wheelhouse, and AirDNA Smart Rates run internally. Anchors the elasticity-implied rate against the comp-set average within a configurable bound (default ±30%), applies a seasonality multiplier, and modulates by a days-out booking-window adjustment (planners pay a premium, last-minute bookers expect a discount). Returns the recommended rate, expected occupancy at that rate, expected revenue per night, and a ±10% sensitivity table so the operator can sanity-check the dynamic-pricing tool's output against the underlying math.

STR Tax Compliance Calculator (Lodging / TOT / GET by State)

Computes the combined short-term-rental tax stack — state lodging or transient occupancy tax (TOT), county lodging tax, and city occupancy tax — for a single property at a supplied monthly booking volume. Models the platform-remittance gap: Airbnb and Vrbo automatically remit most state-level lodging tax but coverage is inconsistent at the county and city level, leaving the operator responsible for the gap. Returns total monthly tax due, the platform-remitted portion, the operator-remitted gap, and a directional estimate of the penalty exposure (late-filing penalty plus interest) if the operator under-collects. Statute-level rates change frequently; verify against the state revenue department and Avalara MyLodgeTax before relying.

STR Investment ROI Calculator (Cap Rate / Cash-on-Cash / IRR)

Acquisition-stage underwriting for a vacation rental investment. Models projected gross revenue (nightly rate * occupancy * 365, reduced by cancellation rate), operating expenses (channel commission, variable per-booking cost, fixed monthly cost stack, maintenance reserve as a capex-style accrual), net operating income (NOI), cap rate (NOI / purchase price), cash-on-cash return (cash flow after debt / total cash invested), 10-year IRR (year-by-year projection with revenue and expense growth, terminal value at exit cap, full mortgage amortization), and breakeven occupancy. The standard institutional-grade underwriting framework adapted for the operator-managed STR segment.