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Wis. Stat. Ch. 703

Wisconsin Condo & HOA Calculators

Wisconsin condominium and HOA calculators under the Wisconsin Condominium Act (Wis. Stat. Ch. 703): a non-UCIOA regime with NO statutory super-priority for association liens, paired with judicial-only foreclosure under Wis. Stat. Ch. 846 — including the six-month deficiency-waiver election versus the twelve-month default statutory redemption period. No state CAM licensure is required.

Anchored to: Wis. Stat. Ch. 703 (Condominium Act); Wis. Stat. Ch. 846 (judicial foreclosure with 6/12-month redemption)

4 calculators live. Reviewed against current statute and regulation. Last updated 2026-05-17.

Most-used calculators

Wisconsin Statutes Chapter 703 (Wisconsin Condominium Ownership Act)

Wisconsin Condo Assessment Lien Calculator — Wis. Stat. § 703.16 (No Super-Priority; Judicial Foreclosure Only; 2-Year Statement Enforcement Window)

Compute the Wisconsin condominium association assessment-lien total under the Wisconsin Condominium Ownership Act (Wis. Stat. Chapter 703). Models Wis. Stat. § 703.16 lien attachment (automatic when common expenses come due) and perfection (statement of condominium lien recorded with the county register of deeds). Important: Wisconsin does NOT have a super-priority lien for condominium assessments — the association lien is subordinate to a prior first mortgage of record. Enforcement proceeds by JUDICIAL foreclosure in circuit court under Wis. Stat. Ch. 846; Wisconsin does not permit nonjudicial trustee-sale foreclosure. The recorded statement of condominium lien must be enforced within TWO YEARS under § 703.16(4); the underlying contract debt is constrained by the SIX-YEAR limitations period under § 893.43. Returns total lien amount, priority status, estimated equity, and a recovery-probability classification.

Wis. Stat. § 703.16(3) (Wisconsin Condominium Ownership Act — association lien enforceable in the same manner as a mortgage)

Wisconsin HOA Foreclosure Timeline Calculator — Wis. Stat. Ch. 846 Judicial Foreclosure (6/12-Month Redemption)

Project the procedural timeline of a Wisconsin HOA / condominium assessment-lien foreclosure under Wis. Stat. § 703.16(3) (Condominium Ownership Act lien enforcement in the same manner as a mortgage), proceeding judicially under Wis. Stat. Chapter 846. Wisconsin is a JUDICIAL-FORECLOSURE-ONLY state — nonjudicial trustee-sale foreclosure is not available. Models complaint filing, the 20-day answer period under § 802.06, judgment of foreclosure and sale, the six-month redemption election under § 846.103 (deficiency waiver; owner-occupied 20-acre-or-less property — the typical condominium-unit case) versus the twelve-month default redemption under § 846.13, and the sheriff sale. Returns the recommended demand-letter and statement-of-lien dates, the projected judgment date, redemption-period end date, and projected sheriff-sale date.

Wisconsin Statutes Chapter 703 (Wisconsin Condominium Ownership Act)

Wisconsin Condo Quorum & Supermajority Calculator — § 703.15 + § 703.09(2) (67% Amendment, 80% Termination)

Compute whether a Wisconsin condominium unit-owner vote has reached quorum and the votes-required-to-pass threshold under the Wisconsin Condominium Ownership Act (Wis. Stat. Chapter 703). Models § 703.15 quorum (bylaws-specified; 51% non-stock corporation gap-filler default under Wis. Stat. § 181.0721 when the bylaws are silent); § 703.09(2) declaration amendment 67% of total voting power statutory floor; § 703.28 termination 80% of total voting power floor; bylaws amendment per bylaws specification; and the typical board-removal majority-of-quorum threshold. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

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For boards & directors

Decision-grade tools for the items that hit the agenda — assessments, reserves, fines, votes.

For unit owners

Verify a notice, check a fine, or understand the lien exposure on a delinquent account before acting.

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Statutory citation-level analysis suitable for client memoranda and procedural verification.

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How these calculators are maintained

Every YMYL calculator is reviewed quarterly and after every legislative session in the jurisdiction it covers. Citations are link-validated monthly against the relevant statute and regulation websites. The methodology page documents the discipline.

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