Resale & Disclosure Calculators

Alabama Condo & HOA

Alabama HOA Resale Disclosure Calculator — § 35-8A-407 + § 35-8A-408 (10-Day Delivery)

Project the Alabama resale-certificate delivery deadline and assess fee reasonableness under the Alabama Uniform Condominium Act (Ala. Code § 35-8A-101 et seq.). Models § 35-8A-407 resale-disclosure requirement and § 35-8A-408 10-day delivery from owner request, the 12-item required-content checklist, the reasonable-fee standard (no statutory dollar cap), and the buyer-reliance defense. Returns the required delivery date, days-until-deadline, contract-buffer status, fee compliance, and the full document checklist for the closing file.

Alaska Common Interest Community

Alaska CIC Resale Certificate Calculator — 10-Day Delivery, Reasonable Fee (AS 34.08.510 / AS 34.08.520)

Compute the statutory delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for an Alaska common interest community resale certificate under the Alaska Uniform Common Interest Ownership Act (AS 34.08.010 et seq.; adopted UCIOA verbatim). Models AS 34.08.510 (resale certificate required for resales of CIC units except limited statutory exceptions) and AS 34.08.520 (10-calendar-day delivery deadline from the unit owner's written request, statutorily enumerated content list, reasonable-fee standard with no statutory dollar cap, and buyer-reliance protection bound by the association's statements). Returns the delivery deadline, the days-buffer to the proposed contract / closing date, a status flag (on-time, tight-timing, late-risk, overdue), a fee-reasonableness assessment, and the 14-item required-content checklist.

Arizona Condo & HOA

Arizona HOA Resale Certificate Fee Calculator — ARS § 33-1806(G) / § 33-1260 ($400 Standard Cap; $500 Expedited Cap; 10-Business-Day Delivery; 5-Day Buyer Cancellation Right)

Compute the maximum lawful fee for an Arizona HOA or condominium resale disclosure package under ARS § 33-1806(G) (Planned Communities Act) or ARS § 33-1260 (Condominium Act). Arizona caps the resale disclosure fee at $400 for standard delivery (10 business days) and $500 total for expedited delivery (3 business days). Arizona's fee caps are among the strictest in the country. Returns the maximum lawful fee, whether the charged fee exceeds the cap, the delivery deadline, delivery compliance status, and the buyer's 5-calendar-day cancellation window.

Colorado HOA

Colorado CCIOA Reserve Disclosure Calculator — Percent Funded + 30-Year Projection

Compute current percent-funded, CAI / APRA / CRA reserve-tier classification, and a 30-year projection for a Colorado HOA reserve fund under CCIOA (CRS 38-33.3-209.5 responsible-governance reserve-study requirement; CRS 38-33.3-316.3 disclosure to prospective purchasers via the status letter / resale certificate). Returns the percent-funded today, the projected percent-funded at year 30 under the current funding plan, and the monthly contribution required to reach a target percent-funded (default 70% strong-tier threshold).

Colorado HOA

Colorado HOA Resale Disclosure Calculator — CRS § 38-33.3-209 (Status Letter $150 / Full Certificate $500; 14-Day Delivery; 3-Day Buyer Cancellation)

Check compliance with Colorado CCIOA resale disclosure requirements under CRS § 38-33.3-209. Colorado uses a unique two-tier disclosure system: a status letter (limited current-status document; $150 fee cap) and a full resale certificate (complete disclosure package; $500 fee cap). Both must be delivered within 14 calendar days of a written request. The buyer has 3 calendar days after receipt to cancel without penalty. Returns overall disclosure status, delivery deadline, fee cap compliance, and the buyer cancellation window deadline.

Connecticut HOA

Connecticut CIOA Resale Certificate Calculator — 10-Day Delivery + 11-Item Content Checklist

Compute the Connecticut CIOA resale-certificate delivery deadline (CGS Sec. 47-270(a) — 10 calendar days from the unit owner's written request), assess closing-timing risk, evaluate the reasonableness of the association's fee (CGS Sec. 47-270(c)), and produce the required-content checklist (CGS Sec. 47-270(b) — 11 enumerated items spanning financial, legal, operational, and insurance disclosures). Returns the delivery deadline, status flag (within-deadline, on-time, tight-timing, late-risk, or overdue), fee assessment (in-range, high-but-defensible, or potentially-unreasonable), and a complete checklist of the 11 statutory content items.

Delaware Common Interest Community

Delaware CIC Resale Certificate Calculator — 10-Day Delivery, Reasonable Fee (25 Del. C. § 81-407 / § 81-408)

Compute the statutory delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for a Delaware common interest community resale certificate under the Delaware Uniform Common Interest Ownership Act (DUCIOA, 25 Del. C. § 81-101 et seq.; adopted UCIOA verbatim). Models 25 Del. C. § 81-407 (resale certificate required for resales of CIC units except limited statutory exceptions) and § 81-408 (10-calendar-day delivery deadline from the unit owner's written request, statutorily enumerated content list, reasonable-fee standard with no statutory dollar cap, and buyer-reliance protection bound by the association's statements). Returns the delivery deadline, the days-buffer to the proposed contract / closing date, a status flag (on-time, tight-timing, late-risk, overdue), a fee-reasonableness assessment, and the 14-item required-content checklist.

Florida HOA & Condo

Florida Estoppel Fee Calculator

Maximum estoppel certificate fee a Florida HOA or condo association can charge under F.S. § 718.116(8)(d) and § 720.30851. Adjust for delinquency, expedited delivery, and multi-unit aggregate caps.

Georgia HOA

Georgia Condo Resale Package Calculator

Compute the resale package delivery deadline, buyer rescission period, package status (on-time / overdue / not-delivered), and fee notes for a Georgia condominium resale under OCGA § 44-3-111. The seller must deliver the package within a reasonable time (10 business days by practice); the buyer has 7 calendar days after delivery to rescind — or until closing, whichever is later. OCGA § 44-3-107.1 authorizes a reasonable package fee; market range is $200–$400.

Georgia HOA

Georgia HOA Resale Disclosure Package Calculator

Compute the total resale-package fee, the required delivery date under the 7- to 14-day turnaround for OCGA 44-3-232.1 (Georgia Property Owners' Association Act), and the document checklist for a Georgia HOA resale-disclosure request. Models the standard-versus-rush pathway analysis based on the closing date and returns the recommended pathway, turnaround-compliance status, and fee breakdown (standard fee plus optional rush surcharge plus per-additional-document charges). The association generally cannot withhold the resale package based on owner-account disputes; outstanding amounts are disclosed in the package itself.

Hawaii Condo

Hawaii Condo Resale Certificate Calculator

Compute the required delivery date for a Hawaii condominium resale disclosure statement under HRS 514B-154.5 — the 10-business-day statutory turnaround from the date the seller or prospective purchaser requests the disclosure and pays the fee. Returns the required delivery date, the days remaining to delivery, fee-compliance evaluation against the typical Hawaii reasonable-cost range, the delivery-status flag (pending, on-time, late, delivered-on-time, delivered-late), and the document checklist for the disclosure package.

Illinois HOA

Illinois Condominium Section 22.1 Resale Disclosure Timing Calculator

Compute the statutory 30-day delivery deadline for an Illinois condominium resale disclosure packet under 765 ILCS 605/22.1, evaluate the proposed fee against the reasonable-fee standard in § 22.1(c), and surface the full nine-item statutory disclosure checklist. Returns the delivery deadline, days before closing, on-time risk category, fee compliance band, and a verdict-text summary suitable for the listing-agent file.

Indiana Condo & HOA

Indiana HOA & Condo Resale Disclosure Calculator — Ind. Code 32-25.5-3-5 + 32-25-8.5 (10-Day Delivery)

Compute the resale-disclosure delivery deadline and fee reasonableness for an Indiana HOA or condominium resale under Ind. Code 32-25.5-3-5 (HOA) or 32-25-8.5-1 (condominium). Models the 10-day delivery window from the unit owner's written request (express for condominiums; aligned standard for HOAs), the 10-item required-content checklist, and the reasonableness assessment for the resale fee (typical $150-$300 Indiana range; $400+ may be challenged as unreasonable). Returns the operative delivery deadline, days remaining or overdue, buffer to the contract closing date, status flag, and fee assessment. Tool, not legal advice.

Iowa Condo & HOA

Iowa HOA Resale Disclosure Calculator — 10-Day Practical Delivery Custom, Broker Disclosure, Reasonable Fee (Iowa Code Chapter 499B / 543B / 558A)

Compute the practical delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for an Iowa HOA resale document package. Iowa has NO statutory UCIOA-style resale-certificate framework — the Iowa regime relies on the limited Iowa Horizontal Property Act / Common Interest Community Act framework (Iowa Code Chapter 499B / 499C), Iowa real estate licensee broker-disclosure obligations under Iowa Code Chapter 543B, the Iowa Real Estate Disclosure Act seller property-condition disclosure under Iowa Code Chapter 558A, and a roughly 10-day Iowa transactional custom for HOA document delivery. Returns the practical delivery deadline, the days-buffer to contract, a status flag (on-time, tight-timing, late-risk, overdue), a fee-reasonableness assessment, and a 12-item Iowa best-practice HOA document checklist.

Kentucky Condo

Kentucky Condominium Resale Disclosure Calculator — Practical 10-Day Delivery, No Statutory Regime (KRS § 381.805 et seq.)

Compute the practical delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for a Kentucky condominium resale package. Kentucky has NO statutory resale-certificate regime — the Kentucky Horizontal Property Law at KRS § 381.805 et seq. does not impose statutory delivery, content, or fee requirements. Models the typical Kentucky 10-14 day practical delivery window, the typical 12-item content checklist under common practice, the master-deed and bylaws contractual obligations, the Kentucky Real Estate Commission broker-disclosure interaction, and the common-law reasonable-fee standard. Returns the typical delivery deadline, the extended-window date, contract-buffer days, a status flag, a fee-reasonableness assessment, and the typical-content checklist.

Maine Condo

Maine Condominium Resale Certificate Calculator — 10-Day Delivery, Reasonable Fee (33 M.R.S. § 1604-107 / § 1604-108)

Compute the statutory delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for a Maine condominium resale certificate under the Maine Condominium Act (33 M.R.S. § 1601-101 et seq.; UCIOA-derived framework). Models 33 M.R.S. § 1604-107 (resale certificate required for resales of condominium units except limited statutory exceptions) and § 1604-108 (10-calendar-day delivery deadline from the unit owner's written request, statutorily enumerated content list, reasonable-fee standard with no statutory dollar cap, and buyer-reliance protection bound by the association's statements). Returns the delivery deadline, the days-buffer to the proposed contract / closing date, a status flag (on-time, tight-timing, late-risk, overdue), a fee-reasonableness assessment, and the 14-item required-content checklist.

Maryland Condo & HOA

Maryland HOA Resale Package Calculator — 20-Day Delivery + $250 Fee Cap + $20/Unit Surcharge (Md. RP Sec. 11B-106)

Compute the Maryland HOA / condominium resale-package delivery deadline (Md. RP Sec. 11B-106 / Sec. 11-135 — 20 calendar days from the seller's written request), assess closing-timing risk, evaluate the compliance of the association's fee against the Md. RP Sec. 11B-106 $250 standard cap plus $20 per unit/lot surcharge, and produce the required-content checklist (10 typical items spanning financial, legal, operational, and insurance disclosures). Returns the delivery deadline, status flag (within-deadline, on-time, tight-timing, late-risk, or overdue), fee compliance (within-cap, over-cap, or rush-surcharge-applied), and a complete checklist of the required content items.

Massachusetts Condo

Massachusetts Condo 6(d) Resale Certificate Calculator (M.G.L. c.183A § 6(d))

Compute the required delivery date and compliance status for a Massachusetts condominium 6(d) resale certificate under M.G.L. c.183A § 6(d). Models the standard 10-business-day turnaround, the 30-day underwriter age limit, and the typical Massachusetts fee range. Returns the required delivery date, days from delivery to closing, fee-compliance check, and a content checklist of required disclosures (unpaid assessments, special assessments, pending assessments, pending litigation, working-capital reserve).

Massachusetts Condo

Massachusetts Condo 6D Certificate & Payoff Calculator (M.G.L. c.183A § 6(c)/(d))

Compute the six-month super-priority lien amount, total payoff required to clear a Massachusetts condominium 6D certificate, certificate-fee total, and certificate currency status (30-day staleness check) under M.G.L. c.183A § 6(c)/(d). Returns the super-priority amount (6 months × monthly assessment), the delinquency beyond the super-priority cap, the total closing cost (payoff + fee), days from certificate issuance to closing, and whether the certificate is within the 30-day industry currency window.

Michigan Condo

Michigan Condo Resale Disclosure Calculator — 10-Business-Day Records Access + Practical Custom (MCL Sec. 559.192)

Project the resale-package delivery timeline and assess the resale-fee reasonableness for a Michigan condominium resale. Michigan does NOT have a statutory resale-disclosure regime equivalent to UCIOA — there is no analog to Washington RCW 64.34.425 / 64.90.640 or Connecticut CGS Sec. 47-270 in Michigan law. Practical resale-package delivery is governed by MCL Sec. 559.192(3) (10-business-day association records-access right for co-owners) and by REC purchase-agreement contract custom (typically 7-10 calendar days). Models the statutory records-access deadline, the 7- and 10-day practical contract targets, the fee reasonableness against typical Michigan ranges (no statutory cap), and the records-access scope under MCL Sec. 559.192(3).

Minnesota Common Interest Community

Minnesota CIC Resale Disclosure Calculator — 10-Day Delivery, Reasonable Fee (Minn. Stat. Sec. 515B.4-107 / 515B.4-108)

Compute the statutory delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for a Minnesota common interest community resale disclosure certificate under the Minnesota Common Interest Ownership Act (MCIOA, Minn. Stat. Ch. 515B). Models Minn. Stat. Sec. 515B.4-107 (resale disclosure required for resales of CIC units except limited statutory exceptions) and Sec. 515B.4-108 (10-calendar-day delivery deadline from the unit owner's written request, statutorily enumerated content list, reasonable-fee standard with no statutory dollar cap, and buyer-reliance protection bound by the association's statements). Returns the delivery deadline, the days-buffer to the proposed contract / closing date, a status flag (on-time, tight-timing, late-risk, overdue), a fee-reasonableness assessment, and the 14-item required-content checklist.

Missouri Condo

Missouri Condo Resale Disclosure Calculator — 10-Day Delivery, 14-Item Content (Mo. Rev. Stat. Sec. 448.4-107 / 448.4-108)

Compute the statutory delivery deadline and fee-reasonableness assessment for a Missouri condominium resale disclosure certificate under the Missouri Uniform Condominium Act (Mo. Rev. Stat. Ch. 448). Models Sec. 448.4-107 (resale disclosure required for resales of condominium units except limited statutory exceptions) and Sec. 448.4-108 (10-day delivery from written request; 14-item statutorily enumerated content; reasonable-fee standard with no statutory cap; buyer-reliance protection). Returns the delivery deadline, the buffer to closing, the fee-reasonableness assessment, and the 14-item content checklist.

Nevada HOA

Nevada HOA Resale Disclosure Calculator — NRS 116.4109 (10-Day Delivery; 5-Day Buyer Cancellation; $375/$500 Fee Cap)

Check compliance with Nevada HOA resale disclosure requirements under NRS 116.4109. The seller must deliver the association resale package within 10 calendar days of a written request. The fee may not exceed $375 (standard) or $500 total (expedited, within 3 days). The buyer has 5 calendar days after receipt to cancel the purchase agreement without penalty. Returns overall disclosure status, delivery deadline, fee cap compliance, and the buyer cancellation window deadline.

New Hampshire Condo

New Hampshire Condominium Resale Disclosure Calculator — 10-Business-Day Delivery, Reasonable Fee (RSA 356-B:58-a)

Compute the statutory delivery deadline, the closing-buffer risk, and the reasonable-fee assessment for a New Hampshire condominium resale disclosure under the New Hampshire Condominium Act (RSA 356-B, enacted 1977 — pre-UCIOA framework). Models RSA 356-B:58-a (resale disclosure required for condominium unit resales except limited statutory exceptions; 10-BUSINESS-DAY delivery deadline from the unit owner's written request — approximated as 14 calendar days; statutorily enumerated content list; reasonable-fee standard with no statutory dollar cap; buyer-reliance protection bound by the association's statements). Returns the delivery deadline, the days-buffer to the proposed closing date, a status flag (on-time, tight-timing, late-risk, overdue), a fee-reasonableness assessment, and the approximately-10-item required-content checklist.

New Jersey HOA & Condo

New Jersey Condo Resale Disclosure Calculator — N.J.S.A. 46:8B-9 & 45:22A-26.1

Compute the New Jersey condominium and planned-community resale disclosure timeline under N.J.S.A. 46:8B-9(m)/(n) (Condominium Act) and N.J.S.A. 45:22A-26.1 (PREDFDA). The association must deliver required documents within 10 business days (approximately 14 calendar days) of request. The buyer has a 7-calendar-day rescission right after receipt. NJ has NO statutory cap on the disclosure fee. Returns the document delivery deadline, delivery status, rescission window open/close dates, closing-vs.-rescission risk, and a fee note.

New Mexico Common Interest Community

New Mexico CIC Resale Disclosure Calculator — 10-Day Statutory Delivery, 12-Item Content Checklist (NMSA § 47-7D-107 / § 47-7D-108)

Compute the statutory delivery deadline, fee reasonableness, and contract-buffer risk for a New Mexico common-interest community resale certificate under NMSA § 47-7D-107 (resale required) and NMSA § 47-7D-108 (10-day delivery deadline; 12-item statutory content checklist; reasonable fee; association-binding effect). New Mexico ADOPTED the UCIOA resale-certificate framework — this is a STATUTORY regime, not a contractual custom. Returns the required delivery date, the days remaining to the statutory deadline, the fee compliance assessment, the 12-item document checklist, and a closing-timeline status flag.

New York Condo & HOA

New York Condominium Offering-Plan Resale Disclosure Calculator — GBL Article 23-A Waiver and Fee Timing

Compute the right-of-first-refusal waiver-issuance deadline, closing-readiness status, and estimated board-charged fees for a New York condominium resale under the by-laws and the General Business Law (GBL) Article 23-A Martin Act framework supervised by the Attorney General's Real Estate Finance Bureau (13 NYCRR Part 18). New York imposes NO statutory resale-certificate analog — the right-of-first-refusal waiver process and the buyer-application / move-in / damage-deposit fees are governed by the condominium's by-laws. Returns the waiver deadline (contract or request + 30-day typical board period), buffer-to-closing, status, estimated fee total, and a closing-readiness verdict.

North Carolina HOA & Condo

North Carolina HOA Resale Disclosure Calculator — Resale Certificate Deadline & Buyer Cancellation Rights under N.C.G.S. Sec. 47F-3-116 & Sec. 47C-3-116

Compute the resale certificate delivery deadline and buyer cancellation window for a North Carolina HOA or condominium resale under N.C.G.S. Sec. 47F-3-116 (Planned Community Act) and N.C.G.S. Sec. 47C-3-116 (Condominium Act). The association must deliver the resale certificate within 10 business days of written request (this calculator uses 14 calendar days as a conservative estimate). The buyer has 5 calendar days to cancel after receiving the certificate; if the certificate is not timely delivered, the buyer may cancel any time before closing.

Ohio Condo

Ohio Condo Resale Disclosure Calculator — ORC 5311.26 (10-Day Delivery; No Statutory Fee Cap)

Compute the Ohio condominium resale disclosure statement delivery deadline and fee compliance under the Ohio Condominium Property Act (Ohio Revised Code Chapter 5311) and ORC 5311.26. Models the 10-day statutory delivery window from request, the reasonable-fee expectation (no statutory cap), and the full statutory content list including financial statements, pending litigation, and reserve status. Returns the required delivery date, fee compliance evaluation, delivery status (pending, on-time, late), and the complete document checklist for the disclosure package.

Ohio HOA & Condo

Ohio Condo Resale Certificate Calculator — 10-Day Delivery Deadline & 3-Business-Day Buyer Rescission under ORC § 5311.091

Compute the Ohio condominium resale certificate delivery deadline (request date + 10 calendar days) and buyer's rescission window (3 business days ≈ 5 calendar days) under ORC § 5311.091 (Ohio Condominium Property Act). Determines whether the certificate is on time, overdue, or not delivered; flags whether the buyer retains an unlimited pre-closing rescission right; and notes if the association fee exceeds the $400 market-rate benchmark (Ohio has no statutory cap, unlike Arizona's $400 cap). Also covers ORC § 5312.11 for planned-community resale disclosure.

Oregon Condo & HOA

Oregon HOA Resale Disclosure Calculator — 10-Day Delivery + 14-Item Content (ORS 94.665 / ORS 100.660)

Compute the Oregon resale-disclosure delivery deadline under ORS 94.665 (Oregon Planned Community Act) or ORS 100.660 (Oregon Condominium Act) — 10 calendar days from the unit owner's written request. Assesses contract-timing risk, evaluates the reasonableness of the association's fee under the statutory reasonable-fee standard, and produces a 14-item required-content checklist covering right of first refusal, monthly assessment, fees, capital expenditures, reserves, balance sheet, operating budget, judgments, insurance, declaration violations, leasehold remaining term, special assessments, association borrowing, and reserve-study summary. Returns the delivery deadline, status flag (within-deadline, on-time, tight-timing, late-risk, or overdue), fee assessment, and statute citation for the governing regime.

Pennsylvania Condo & HOA

Pennsylvania HOA Resale Certificate Calculator — 10-Day Delivery, Reasonable Fee, 11-Item Checklist (68 Pa. C.S. Sec. 5407 / 3407)

Compute the statutory delivery deadline and fee-reasonableness assessment for a Pennsylvania HOA / condominium resale certificate under 68 Pa. C.S. Sec. 5407 (UPCA) and Sec. 3407 (UCA). Models the 10-day calendar-day delivery clock from the unit owner's written request, the 11-item required-content checklist, and the reasonable-fee standard (no statutory dollar cap). Returns the delivery deadline, days-to-deadline countdown, closing-buffer status, fee reasonableness band, and a verdict on compliance.

Rhode Island Condo

Rhode Island Condominium Resale Certificate Calculator — 10-Day Delivery, Reasonable Fee (R.I. Gen. Laws § 34-36.1-4.07 / § 34-36.1-4.08)

Compute the statutory delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for a Rhode Island condominium resale certificate under the Rhode Island Condominium Act (R.I. Gen. Laws § 34-36.1-1.01 et seq.; UCIOA-derived framework). Models R.I. Gen. Laws § 34-36.1-4.07 (resale certificate required for resales of condominium units except limited statutory exceptions) and § 34-36.1-4.08 (10-calendar-day delivery deadline from the unit owner's written request, statutorily enumerated content list, reasonable-fee standard with no statutory dollar cap, and buyer-reliance protection bound by the association's statements). Returns the delivery deadline, the days-buffer to the proposed contract / closing date, a status flag (on-time, tight-timing, late-risk, overdue), a fee-reasonableness assessment, and the 14-item required-content checklist.

South Carolina Condo & HOA

South Carolina HOA / Condo Resale Disclosure Calculator — § 27-30-340 + § 27-31-310 (10-Day Delivery; Reasonable Fee)

Compute the South Carolina HOA or condominium resale-disclosure delivery deadline and fee reasonableness assessment under the South Carolina Homeowners Association Act (S.C. Code Ann. § 27-30-340) and the South Carolina Horizontal Property Act (§ 27-31-310). Uses a 10-CALENDAR-DAY delivery target consistent with most UCIOA-aligned state practice; the statute permits a reasonable time but the 10-day window is the operative diligence standard. Models the 10-item required-content checklist (assessments, fees, capital expenditures, reserves, financial statements, operating budget, judgments and pending suits, insurance, declaration violations, copy of governing documents). Returns delivery deadline, days-buffer-to-contract, status (on-time, tight, late-risk, or overdue), fee-reasonableness assessment, and the required-content checklist.

Tennessee Condo & HOA

Tennessee HOA Resale Disclosure Calculator — Tenn. Code Ann. § 66-27-502 (10-Day Diligence Standard; Reasonable Fee)

Compute the resale-certificate delivery deadline and fee reasonableness for a Tennessee condominium resale under Tenn. Code Ann. § 66-27-502. Models the 10-day diligence-standard delivery window from the unit owner's written request, the 10-item required-content checklist, and the reasonableness assessment for the resale-certificate fee (typical $150-$400 Tennessee range; $500+ may be challenged as unreasonable under § 66-27-502). Returns the operative delivery deadline, days remaining or overdue, buffer to the contract closing date, status flag, and fee assessment. Tool, not legal advice.

Texas HOA

Texas HOA Resale Certificate Deadline Calculator

Compute the Texas HOA resale certificate delivery deadline (written request + 10 calendar days under § 207.003), determine whether the certificate is overdue as of today, and calculate the buyer's 7-day cancellation window under § 207.007 — either 7 days from receipt or 7 days from closing if the certificate was not delivered before closing.

Vermont Common Interest Community

Vermont CIC Resale Certificate Calculator — 10-Day Delivery, Reasonable Fee (27A V.S.A. § 4-107 / § 4-108)

Compute the statutory delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for a Vermont common interest community resale certificate under the Vermont Common Interest Ownership Act (VCIOA, 27A V.S.A. § 1-101 et seq.; adopted UCIOA verbatim). Models 27A V.S.A. § 4-107 (resale certificate required for resales of CIC units except limited statutory exceptions) and § 4-108 (10-calendar-day delivery deadline from the unit owner's written request, statutorily enumerated content list, reasonable-fee standard with no statutory dollar cap, and buyer-reliance protection bound by the association's statements). Returns the delivery deadline, the days-buffer to the proposed contract / closing date, a status flag (on-time, tight-timing, late-risk, overdue), a fee-reasonableness assessment, and the 14-item required-content checklist.

Virginia HOA

Virginia Condominium Resale Certificate Calculator

Compute the Virginia Condominium Act resale-certificate delivery deadline (14 calendar days from a written request under Code of Virginia § 55.1-1990), the seller-to-purchaser delivery cutoff that preserves the three-day cancellation right under § 55.1-1991, and a § 55.1-1990 fee-cap compliance check against the DPOR-published statutory caps ($317 certificate preparation, $100 inspection, $100 rush). Returns the delivery deadline, fee-compliance verdict, and the canonical 17-document certificate checklist under § 55.1-1993.

Virginia HOA

Virginia POAA Resale Disclosure Packet Calculator

Compute the Virginia Property Owners' Association Act (POAA) disclosure-packet delivery deadline (14 days from a written request under Code of Virginia § 55.1-1809), the seller-to-purchaser delivery cutoff that preserves the three-day cancellation window under § 55.1-1810, and a § 55.1-1809 fee-cap compliance check against the DPOR-published statutory caps ($317 packet preparation, $100 inspection, $100 rush). Returns the delivery deadline, fee-compliance verdict, and the canonical 15-document packet checklist.

Washington Condo & HOA

Washington Condo Resale Certificate Calculator — 10-Day Delivery + 14-Item Content (RCW 64.34.425 / RCW 64.90.640)

Compute the Washington resale-certificate delivery deadline under RCW 64.34.425 (Washington Condominium Act, 1990-2018 projects) or RCW 64.90.640 (WUCIOA, post-July 2018 projects) — 10 calendar days from the unit owner's written request. Assesses closing-timing risk, evaluates the reasonableness of the association's fee under the statutory reasonable-fee standard, and produces a 14-item required-content checklist covering right of first refusal, monthly assessment, fees, capital expenditures, reserves, balance sheet, operating budget, judgments, insurance, declaration violations, leasehold remaining term, reserve study (WUCIOA expanded), special assessments, and association borrowing. Returns the delivery deadline, status flag (within-deadline, on-time, tight-timing, late-risk, or overdue), fee assessment, and statute citation for the governing regime.

West Virginia Common Interest Community

West Virginia CIC Resale Certificate Calculator — 10-Day Delivery, Reasonable Fee (W. Va. Code § 36B-4-107 / § 36B-4-108)

Compute the statutory delivery deadline, the contract-buffer risk, and the reasonable-fee assessment for a West Virginia common interest community resale certificate under the West Virginia Uniform Common Interest Ownership Act (WVUCIOA, W. Va. Code § 36B-1-101 et seq.; UCIOA-derived framework). Models W. Va. Code § 36B-4-107 (resale certificate required for resales of CIC units except limited statutory exceptions) and § 36B-4-108 (10-calendar-day delivery deadline from the unit owner's written request, statutorily enumerated content list, reasonable-fee standard with no statutory dollar cap, and buyer-reliance protection bound by the association's statements). Returns the delivery deadline, the days-buffer to the proposed contract / closing date, a status flag (on-time, tight-timing, late-risk, overdue), a fee-reasonableness assessment, and the 14-item required-content checklist.

Wisconsin Condo & HOA

Wisconsin Condo Resale Disclosure Calculator — Wis. Stat. § 703.33 (15-Day Diligence Delivery)

Compute the operative delivery deadline, contract-buffer status, and fee-reasonableness assessment for a Wisconsin condominium resale disclosure under the Wisconsin Condominium Ownership Act (Wis. Stat. § 703.33). Wisconsin practice uses a 15-DAY delivery target consistent with State Bar of Wisconsin Real Property Section guidance; the statute permits a 'reasonable' time. Returns the request + 15-day delivery deadline, the buffer to the contract / closing date, a status flag (on time, tight timing, late risk, overdue), the fee-reasonableness assessment against typical Wisconsin ranges, and the consolidated 10-item required-content checklist.

Florida Real Estate

Florida Real Estate Disclosure Failure Damages Calculator

Estimate the damages recoverable on a Florida residential real-estate disclosure-failure claim under Johnson v. Davis, 480 So.2d 625 (Fla. 1985), the foundational Florida Supreme Court case imposing an affirmative common-law duty on residential sellers to disclose material defects that are not readily observable and were not known to the buyer. Computes the compensatory measure as the greater of actual repair cost or post-disclosure market diminution (the Florida "benefit of the bargain" measure), adds expected attorney's fees recoverable under the Florida Realtors / Florida Bar standard contract, and surfaces a four-element claim-viability verdict (defect existed at sale; seller knew or should have known; defect materially affected value; defect not readily observable). Reports the F.S. § 95.11(3) statute-of-limitations status against the 4-year Florida tort clock (timely, borderline under the discovery rule, or time-barred) and flags that emotional-distress damages are NOT recoverable on a pure-economic-loss disclosure claim under Indemnity Ins. Co. v. American Aviation, 891 So.2d 532 (Fla. 2004). The Johnson v. Davis duty applies to every Florida residential real-estate transaction; F.S. § 689.25 adds a separate statutory disclosure obligation for active-adult community designation.

Florida Real Estate

Florida Tax Certificate & Tax Deed Investment Calculator

Project the economics of a Florida tax-certificate position from the June 1 certificate sale forward: dollar return at the winning bid rate under the F.S. § 197.482 statutory band (0.25% minimum to 18% maximum) honoring the mandatory 5% minimum return floor on redemption under F.S. § 197.472(2), annualized yield on capital, the F.S. § 197.502 two-year holding window before tax-deed eligibility, tax deed sale starting bid math under F.S. § 197.572, surplus distribution under F.S. § 197.582, and a Safe Yield / Equity Risk / Insufficient Equity verdict synthesizing the property's net equity above the starting bid plus surviving senior liens.