Indiana Condo & HOA Calculators

Indiana Condo Assessment Lien Calculator — Ind. Code 32-25-6-3 (No Super-Priority; Six-Year SOL Under 34-11-2-9)

Compute the Indiana condominium / HOA association assessment-lien total under the Indiana Condominium Act (Ind. Code Title 32 Article 25) and the Indiana Homeowners Association Act (Title 32 Article 25.5). Models Ind. Code 32-25-6-3 lien attachment (automatic when assessments come due) and perfection (statement of lien recorded with the county recorder). Important: Indiana does NOT have a super-priority lien for condominium or HOA assessments — the association lien is subordinate to a prior first mortgage of record. Enforcement proceeds by judicial foreclosure under Ind. Code 32-29 (Mortgage Foreclosure). Constrained by the six-year statute of limitations on contract debt under Ind. Code 34-11-2-9. Returns total lien amount, priority status, estimated equity, and a recovery-probability classification (strong, mixed, weak).

Indiana HOA Foreclosure Timeline Calculator — Ind. Code 32-29 Judicial Foreclosure (3-Month Upset Window)

Project the procedural timeline of an Indiana HOA / condominium assessment-lien foreclosure under Ind. Code 32-25-6-3(d) (Condominium Act lien enforcement) proceeding judicially under Ind. Code 32-29 (Mortgage Foreclosure). Indiana is judicial-only for HOA assessments unless the declaration grants a power of sale to a trustee (rare). Models the Indiana Trial Rule 4 service requirements, the Trial Rule 6 answer period, the typical summary-judgment hearing window, and the statutory three-month upset window between decree and sheriff sale under Ind. Code 32-29-7-3. Returns the recommended demand-letter and statement-of-lien dates, the earliest permissible sheriff sale date from the summary-judgment date, the projected sheriff sale date from the complaint-filing date, and a procedural posture flag.

Indiana HOA & Condo Quorum & Supermajority Calculator — Ind. Code 32-25.5-3 + 32-25-7 (67% / 75% Amendment)

Compute whether an Indiana HOA or condominium member vote has reached quorum and the votes-required-to-pass threshold under the Indiana Homeowners Association Act (Ind. Code Title 32 Article 25.5) and the Indiana Condominium Act (Title 32 Article 25). Models Ind. Code 32-25.5-3-3 HOA quorum (governing documents control; 25% Indiana customary default reflecting low HOA turnout); Ind. Code 32-25.5-3-4 HOA declaration amendment 67% / two-thirds default; Ind. Code 32-25-7 condominium voting (75% declaration amendment default, 80% termination default); board removal majority of TOTAL membership (stricter than majority of those present). Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Indiana HOA & Condo Resale Disclosure Calculator — Ind. Code 32-25.5-3-5 + 32-25-8.5 (10-Day Delivery)

Compute the resale-disclosure delivery deadline and fee reasonableness for an Indiana HOA or condominium resale under Ind. Code 32-25.5-3-5 (HOA) or 32-25-8.5-1 (condominium). Models the 10-day delivery window from the unit owner's written request (express for condominiums; aligned standard for HOAs), the 10-item required-content checklist, and the reasonableness assessment for the resale fee (typical $150-$300 Indiana range; $400+ may be challenged as unreasonable). Returns the operative delivery deadline, days remaining or overdue, buffer to the contract closing date, status flag, and fee assessment. Tool, not legal advice.

Indiana HOA Fines Calculator — IC 32-25.5-3-7 (Indiana Condominium Act) & IC 32-21-13-5 (Planned Community Act)

Compute the lawful maximum HOA fine under Indiana association law — the Indiana Condominium Act (IC 32-25.5-3-7) or the Planned Community Act (IC 32-21-13-5). Like Washington, Indiana imposes no statutory per-day or aggregate dollar cap on HOA fines; the declaration and bylaws control the amount. Written notice and a hearing opportunity are required before any fine is imposed. The calculator applies your bylaw caps, flags overages, and assesses procedural compliance.

Indiana HOA Reserve Fund Calculator — IC 32-25.5-4-6 (Indiana Condominium Act) & IC 32-21-13 (Planned Community Act)

Compute the recommended annual reserve contribution for an Indiana HOA or condominium using straight-line funding. Applies the Indiana Condominium Act (IC 32-25.5-4-6 — board must maintain adequate reserves; amount at board discretion; no statutory minimum or mandatory reserve-study requirement) and the Planned Community Act (IC 32-21-13). Returns recommended annual contribution, per-unit amount, funding ratio, reserve deficit, and 5- and 10-year projections.

Indiana HOA Special Assessment Calculator — IC 32-25.5-4-4 (Indiana Condominium Act) & IC 32-21-13-6 (Planned Community Act)

Compute the per-unit special assessment for an Indiana HOA or condominium. Unlike WUCIOA (RCW 64.90.430: 5% threshold / 67% member vote), Indiana imposes no statutory percentage threshold for special assessments — the declaration controls whether owner approval is required. Under IC 32-25.5-4-4 (Indiana Condominium Act) and IC 32-21-13-6 (Planned Community Act), board authority is typically sufficient unless the declaration requires an owner vote. Flags materially large assessments that exceed the annual regular assessment and may warrant declaration review.

Indiana HOA Meeting Notice Calculator — IC 32-25.5-3-4 (Indiana Condominium Act) & IC 32-21-13-3 (Planned Community Act)

Determine whether an Indiana HOA or condominium meeting notice is compliant with the applicable statute. Indiana Condominium Act (IC 32-25.5-3-4): annual meetings require 10–60 days notice (shorter maximum than Washington's 90 days); special meetings require 10-day minimum; board meetings require 72-hour (3-day) minimum and are open to all unit owners. Planned Community Act (IC 32-21-13-3): annual and special meetings require 10-day minimum. Enter the notice date, meeting date, and association type to receive a compliant / non-compliant determination.

Indiana HOA Fines Calculator — IC 32-25.5-3-7 (Indiana Condominium Act) & IC 32-21-13-5 (Planned Community Act)

Compute the lawful maximum HOA fine under Indiana association law — the Indiana Condominium Act (IC 32-25.5-3-7) or the Planned Community Act (IC 32-21-13-5). Like Washington, Indiana imposes no statutory per-day or aggregate dollar cap on HOA fines; the declaration and bylaws control the amount. Written notice and a hearing opportunity are required before any fine is imposed. The calculator applies your bylaw caps, flags overages, and assesses procedural compliance.

Indiana HOA Reserve Fund Calculator — IC 32-25.5-4-6 (Indiana Condominium Act) & IC 32-21-13 (Planned Community Act)

Compute the recommended annual reserve contribution for an Indiana HOA or condominium using straight-line funding. Applies the Indiana Condominium Act (IC 32-25.5-4-6 — board must maintain adequate reserves; amount at board discretion; no statutory minimum or mandatory reserve-study requirement) and the Planned Community Act (IC 32-21-13). Returns recommended annual contribution, per-unit amount, funding ratio, reserve deficit, and 5- and 10-year projections.

Indiana HOA Special Assessment Calculator — IC 32-25.5-4-4 (Indiana Condominium Act) & IC 32-21-13-6 (Planned Community Act)

Compute the per-unit special assessment for an Indiana HOA or condominium. Unlike WUCIOA (RCW 64.90.430: 5% threshold / 67% member vote), Indiana imposes no statutory percentage threshold for special assessments — the declaration controls whether owner approval is required. Under IC 32-25.5-4-4 (Indiana Condominium Act) and IC 32-21-13-6 (Planned Community Act), board authority is typically sufficient unless the declaration requires an owner vote. Flags materially large assessments that exceed the annual regular assessment and may warrant declaration review.

Indiana HOA Meeting Notice Calculator — IC 32-25.5-3-4 (Indiana Condominium Act) & IC 32-21-13-3 (Planned Community Act)

Determine whether an Indiana HOA or condominium meeting notice is compliant with the applicable statute. Indiana Condominium Act (IC 32-25.5-3-4): annual meetings require 10–60 days notice (shorter maximum than Washington's 90 days); special meetings require 10-day minimum; board meetings require 72-hour (3-day) minimum and are open to all unit owners. Planned Community Act (IC 32-21-13-3): annual and special meetings require 10-day minimum. Enter the notice date, meeting date, and association type to receive a compliant / non-compliant determination.

Indiana Condo Assessment Lien Calculator — Ind. Code 32-25-6-3 (No Super-Priority; Six-Year SOL Under 34-11-2-9)

Compute the Indiana condominium / HOA association assessment-lien total under the Indiana Condominium Act (Ind. Code Title 32 Article 25) and the Indiana Homeowners Association Act (Title 32 Article 25.5). Models Ind. Code 32-25-6-3 lien attachment (automatic when assessments come due) and perfection (statement of lien recorded with the county recorder). Important: Indiana does NOT have a super-priority lien for condominium or HOA assessments — the association lien is subordinate to a prior first mortgage of record. Enforcement proceeds by judicial foreclosure under Ind. Code 32-29 (Mortgage Foreclosure). Constrained by the six-year statute of limitations on contract debt under Ind. Code 34-11-2-9. Returns total lien amount, priority status, estimated equity, and a recovery-probability classification (strong, mixed, weak).

Indiana HOA Foreclosure Timeline Calculator — Ind. Code 32-29 Judicial Foreclosure (3-Month Upset Window)

Project the procedural timeline of an Indiana HOA / condominium assessment-lien foreclosure under Ind. Code 32-25-6-3(d) (Condominium Act lien enforcement) proceeding judicially under Ind. Code 32-29 (Mortgage Foreclosure). Indiana is judicial-only for HOA assessments unless the declaration grants a power of sale to a trustee (rare). Models the Indiana Trial Rule 4 service requirements, the Trial Rule 6 answer period, the typical summary-judgment hearing window, and the statutory three-month upset window between decree and sheriff sale under Ind. Code 32-29-7-3. Returns the recommended demand-letter and statement-of-lien dates, the earliest permissible sheriff sale date from the summary-judgment date, the projected sheriff sale date from the complaint-filing date, and a procedural posture flag.

Indiana HOA & Condo Quorum & Supermajority Calculator — Ind. Code 32-25.5-3 + 32-25-7 (67% / 75% Amendment)

Compute whether an Indiana HOA or condominium member vote has reached quorum and the votes-required-to-pass threshold under the Indiana Homeowners Association Act (Ind. Code Title 32 Article 25.5) and the Indiana Condominium Act (Title 32 Article 25). Models Ind. Code 32-25.5-3-3 HOA quorum (governing documents control; 25% Indiana customary default reflecting low HOA turnout); Ind. Code 32-25.5-3-4 HOA declaration amendment 67% / two-thirds default; Ind. Code 32-25-7 condominium voting (75% declaration amendment default, 80% termination default); board removal majority of TOTAL membership (stricter than majority of those present). Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Indiana HOA & Condo Resale Disclosure Calculator — Ind. Code 32-25.5-3-5 + 32-25-8.5 (10-Day Delivery)

Compute the resale-disclosure delivery deadline and fee reasonableness for an Indiana HOA or condominium resale under Ind. Code 32-25.5-3-5 (HOA) or 32-25-8.5-1 (condominium). Models the 10-day delivery window from the unit owner's written request (express for condominiums; aligned standard for HOAs), the 10-item required-content checklist, and the reasonableness assessment for the resale fee (typical $150-$300 Indiana range; $400+ may be challenged as unreasonable). Returns the operative delivery deadline, days remaining or overdue, buffer to the contract closing date, status flag, and fee assessment. Tool, not legal advice.

Indiana HOA Fines Calculator — IC 32-25.5-3-7 (Indiana Condominium Act) & IC 32-21-13-5 (Planned Community Act)

Compute the lawful maximum HOA fine under Indiana association law — the Indiana Condominium Act (IC 32-25.5-3-7) or the Planned Community Act (IC 32-21-13-5). Like Washington, Indiana imposes no statutory per-day or aggregate dollar cap on HOA fines; the declaration and bylaws control the amount. Written notice and a hearing opportunity are required before any fine is imposed. The calculator applies your bylaw caps, flags overages, and assesses procedural compliance.

Indiana HOA Reserve Fund Calculator — IC 32-25.5-4-6 (Indiana Condominium Act) & IC 32-21-13 (Planned Community Act)

Compute the recommended annual reserve contribution for an Indiana HOA or condominium using straight-line funding. Applies the Indiana Condominium Act (IC 32-25.5-4-6 — board must maintain adequate reserves; amount at board discretion; no statutory minimum or mandatory reserve-study requirement) and the Planned Community Act (IC 32-21-13). Returns recommended annual contribution, per-unit amount, funding ratio, reserve deficit, and 5- and 10-year projections.

Indiana HOA Special Assessment Calculator — IC 32-25.5-4-4 (Indiana Condominium Act) & IC 32-21-13-6 (Planned Community Act)

Compute the per-unit special assessment for an Indiana HOA or condominium. Unlike WUCIOA (RCW 64.90.430: 5% threshold / 67% member vote), Indiana imposes no statutory percentage threshold for special assessments — the declaration controls whether owner approval is required. Under IC 32-25.5-4-4 (Indiana Condominium Act) and IC 32-21-13-6 (Planned Community Act), board authority is typically sufficient unless the declaration requires an owner vote. Flags materially large assessments that exceed the annual regular assessment and may warrant declaration review.

Indiana HOA Meeting Notice Calculator — IC 32-25.5-3-4 (Indiana Condominium Act) & IC 32-21-13-3 (Planned Community Act)

Determine whether an Indiana HOA or condominium meeting notice is compliant with the applicable statute. Indiana Condominium Act (IC 32-25.5-3-4): annual meetings require 10–60 days notice (shorter maximum than Washington's 90 days); special meetings require 10-day minimum; board meetings require 72-hour (3-day) minimum and are open to all unit owners. Planned Community Act (IC 32-21-13-3): annual and special meetings require 10-day minimum. Enter the notice date, meeting date, and association type to receive a compliant / non-compliant determination.

Indiana Condo Assessment Lien Calculator — Ind. Code 32-25-6-3 (No Super-Priority; Six-Year SOL Under 34-11-2-9)

Compute the Indiana condominium / HOA association assessment-lien total under the Indiana Condominium Act (Ind. Code Title 32 Article 25) and the Indiana Homeowners Association Act (Title 32 Article 25.5). Models Ind. Code 32-25-6-3 lien attachment (automatic when assessments come due) and perfection (statement of lien recorded with the county recorder). Important: Indiana does NOT have a super-priority lien for condominium or HOA assessments — the association lien is subordinate to a prior first mortgage of record. Enforcement proceeds by judicial foreclosure under Ind. Code 32-29 (Mortgage Foreclosure). Constrained by the six-year statute of limitations on contract debt under Ind. Code 34-11-2-9. Returns total lien amount, priority status, estimated equity, and a recovery-probability classification (strong, mixed, weak).

Indiana HOA Foreclosure Timeline Calculator — Ind. Code 32-29 Judicial Foreclosure (3-Month Upset Window)

Project the procedural timeline of an Indiana HOA / condominium assessment-lien foreclosure under Ind. Code 32-25-6-3(d) (Condominium Act lien enforcement) proceeding judicially under Ind. Code 32-29 (Mortgage Foreclosure). Indiana is judicial-only for HOA assessments unless the declaration grants a power of sale to a trustee (rare). Models the Indiana Trial Rule 4 service requirements, the Trial Rule 6 answer period, the typical summary-judgment hearing window, and the statutory three-month upset window between decree and sheriff sale under Ind. Code 32-29-7-3. Returns the recommended demand-letter and statement-of-lien dates, the earliest permissible sheriff sale date from the summary-judgment date, the projected sheriff sale date from the complaint-filing date, and a procedural posture flag.

Indiana HOA & Condo Quorum & Supermajority Calculator — Ind. Code 32-25.5-3 + 32-25-7 (67% / 75% Amendment)

Compute whether an Indiana HOA or condominium member vote has reached quorum and the votes-required-to-pass threshold under the Indiana Homeowners Association Act (Ind. Code Title 32 Article 25.5) and the Indiana Condominium Act (Title 32 Article 25). Models Ind. Code 32-25.5-3-3 HOA quorum (governing documents control; 25% Indiana customary default reflecting low HOA turnout); Ind. Code 32-25.5-3-4 HOA declaration amendment 67% / two-thirds default; Ind. Code 32-25-7 condominium voting (75% declaration amendment default, 80% termination default); board removal majority of TOTAL membership (stricter than majority of those present). Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Indiana HOA & Condo Resale Disclosure Calculator — Ind. Code 32-25.5-3-5 + 32-25-8.5 (10-Day Delivery)

Compute the resale-disclosure delivery deadline and fee reasonableness for an Indiana HOA or condominium resale under Ind. Code 32-25.5-3-5 (HOA) or 32-25-8.5-1 (condominium). Models the 10-day delivery window from the unit owner's written request (express for condominiums; aligned standard for HOAs), the 10-item required-content checklist, and the reasonableness assessment for the resale fee (typical $150-$300 Indiana range; $400+ may be challenged as unreasonable). Returns the operative delivery deadline, days remaining or overdue, buffer to the contract closing date, status flag, and fee assessment. Tool, not legal advice.

Indiana HOA Fines Calculator — IC 32-25.5-3-7 (Indiana Condominium Act) & IC 32-21-13-5 (Planned Community Act)

Compute the lawful maximum HOA fine under Indiana association law — the Indiana Condominium Act (IC 32-25.5-3-7) or the Planned Community Act (IC 32-21-13-5). Like Washington, Indiana imposes no statutory per-day or aggregate dollar cap on HOA fines; the declaration and bylaws control the amount. Written notice and a hearing opportunity are required before any fine is imposed. The calculator applies your bylaw caps, flags overages, and assesses procedural compliance.

Indiana HOA Reserve Fund Calculator — IC 32-25.5-4-6 (Indiana Condominium Act) & IC 32-21-13 (Planned Community Act)

Compute the recommended annual reserve contribution for an Indiana HOA or condominium using straight-line funding. Applies the Indiana Condominium Act (IC 32-25.5-4-6 — board must maintain adequate reserves; amount at board discretion; no statutory minimum or mandatory reserve-study requirement) and the Planned Community Act (IC 32-21-13). Returns recommended annual contribution, per-unit amount, funding ratio, reserve deficit, and 5- and 10-year projections.

Indiana HOA Special Assessment Calculator — IC 32-25.5-4-4 (Indiana Condominium Act) & IC 32-21-13-6 (Planned Community Act)

Compute the per-unit special assessment for an Indiana HOA or condominium. Unlike WUCIOA (RCW 64.90.430: 5% threshold / 67% member vote), Indiana imposes no statutory percentage threshold for special assessments — the declaration controls whether owner approval is required. Under IC 32-25.5-4-4 (Indiana Condominium Act) and IC 32-21-13-6 (Planned Community Act), board authority is typically sufficient unless the declaration requires an owner vote. Flags materially large assessments that exceed the annual regular assessment and may warrant declaration review.

Indiana HOA Meeting Notice Calculator — IC 32-25.5-3-4 (Indiana Condominium Act) & IC 32-21-13-3 (Planned Community Act)

Determine whether an Indiana HOA or condominium meeting notice is compliant with the applicable statute. Indiana Condominium Act (IC 32-25.5-3-4): annual meetings require 10–60 days notice (shorter maximum than Washington's 90 days); special meetings require 10-day minimum; board meetings require 72-hour (3-day) minimum and are open to all unit owners. Planned Community Act (IC 32-21-13-3): annual and special meetings require 10-day minimum. Enter the notice date, meeting date, and association type to receive a compliant / non-compliant determination.