Md. Code Tax-Property

Maryland Real Estate Calculators

Maryland's three-layer transfer + recordation stack: state transfer (0.5% / 0.25% FTHB) + county transfer (0–1.5%) + per-$500 recordation tax (county-set). Combined 2.4–3.0% in metro Baltimore / DC.

Anchored to: Md. Code Tax-Property §§ 12-103, 13-202, 13-203

1 calculator live. Reviewed against current statute and regulation. Last updated 2026-05-16.

Most-used calculators

Md. Code Tax-Property § 12-103 (Recordation Tax)

Maryland Transfer & Recordation Tax Calculator

Compute every layer of Maryland's three-tier closing-time tax stack — the State Transfer Tax (Md. Code Tax-Property § 13-202, 0.5% or 0.25% FTHB), the County Transfer Tax (§ 13-203, 0% – 1.5% by jurisdiction), and the Recordation Tax (§ 12-103, $3.30 – $10.00 per $500 by jurisdiction). Combined effective rates run 2.4% – 3.0% in the metro Baltimore / DC corridor. Handles the § 13-203(b) first-time-homebuyer reduction and the Montgomery County / Baltimore City county-transfer exemption cliffs.

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Grouped by who tends to use each tool. Many calculators serve more than one audience.

For unit owners

Verify a notice, check a fine, or understand the lien exposure on a delinquent account before acting.

Maryland Transfer & Recordation Tax Calculator
Compute every layer of Maryland's three-tier closing-time tax stack — the State Transfer Tax (Md. Code Tax-Property § 13-202, 0.5% or 0.25% FTHB), the County Transfer Tax (§ 13-203, 0% – 1.5% by jurisdiction), and the Recordation Tax (§ 12-103, $3.30 – $10.00 per $500 by jurisdiction). Combined effective rates run 2.4% – 3.0% in the metro Baltimore / DC corridor. Handles the § 13-203(b) first-time-homebuyer reduction and the Montgomery County / Baltimore City county-transfer exemption cliffs.

For buyers, agents & lenders

Affordability and transaction-cost calculators that surface the jurisdiction-specific line items most cost estimators miss.

Maryland Transfer & Recordation Tax Calculator
Compute every layer of Maryland's three-tier closing-time tax stack — the State Transfer Tax (Md. Code Tax-Property § 13-202, 0.5% or 0.25% FTHB), the County Transfer Tax (§ 13-203, 0% – 1.5% by jurisdiction), and the Recordation Tax (§ 12-103, $3.30 – $10.00 per $500 by jurisdiction). Combined effective rates run 2.4% – 3.0% in the metro Baltimore / DC corridor. Handles the § 13-203(b) first-time-homebuyer reduction and the Montgomery County / Baltimore City county-transfer exemption cliffs.

For attorneys

Statutory citation-level analysis suitable for client memoranda and procedural verification.

Maryland Transfer & Recordation Tax Calculator
Compute every layer of Maryland's three-tier closing-time tax stack — the State Transfer Tax (Md. Code Tax-Property § 13-202, 0.5% or 0.25% FTHB), the County Transfer Tax (§ 13-203, 0% – 1.5% by jurisdiction), and the Recordation Tax (§ 12-103, $3.30 – $10.00 per $500 by jurisdiction). Combined effective rates run 2.4% – 3.0% in the metro Baltimore / DC corridor. Handles the § 13-203(b) first-time-homebuyer reduction and the Montgomery County / Baltimore City county-transfer exemption cliffs.

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How these calculators are maintained

Every YMYL calculator is reviewed quarterly and after every legislative session in the jurisdiction it covers. Citations are link-validated monthly against the relevant statute and regulation websites. The methodology page documents the discipline.

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