Nevada HOA Fines Calculator — NRS 116.31031 (Fine Schedule Required; 10-Business-Day Cure; Hearing; $100 Single-Fine Cap)

Compute the lawful fine amount for a Nevada community-association violation under NRS 116.31031 (Chapter 116 — Common Interest Ownership Act). Nevada requires an adopted and posted fine schedule, written notice plus 10 BUSINESS DAYS to cure before a fine may be imposed, and an opportunity for a hearing. The per-event fine may not exceed $100 unless the adopted schedule and declaration authorize a higher amount. Returns the effective per-day rate (capped at the CC&Rs/schedule maximum), the aggregate-capped fine, and the lawful amount — reduced to $0 when any NRS 116.31031 procedural requirement is not met.

Calculator

Adjust the inputs below; the result updates instantly.

Violation

Days in violation

Per-day fine the association is charging ($)

Fine schedule

CC&Rs / schedule maximum per-day fine ($)

CC&Rs / schedule maximum aggregate fine ($)

Procedural requirements

Fine schedule formally adopted and postedWhether the association has a formally adopted and posted fine schedule. The Nevada Real Estate Division requires the fine schedule to be adopted, published, and made available to owners. Fines imposed without a properly adopted schedule are subject to challenge at the NRED.

Written notice + 10 business days to cure provided (NRS 116.31031(3))Whether the association provided written notice of the violation and at least 10 BUSINESS DAYS to cure before the fine was imposed. Nevada uses BUSINESS days — not calendar days — which distinguishes it from Arizona (10 calendar days) and Florida (14 calendar days). The cure period must be stated in the notice.

Hearing opportunity offered (NRS 116.31031(4))Whether the owner was offered a hearing before the board or a committee before the fine was formally imposed. NRS 116.31031(4)-(5) grants owners the right to a hearing; failure to offer a hearing makes the fine subject to challenge at the Nevada Real Estate Division.

Violation

Number of distinct violations

Lawful fine amount

1,050.00

Fine under CC&Rs/schedule (aggregate-capped): $1,050.00
Gross fine accrual (before cap): $1,050.00
Procedural validity: VALID — fine schedule adopted, 10-business-day cure notice given, hearing opportunity offered
Summary: Nevada HOA fine analysis under NRS 116.31031 (Common Interest Ownership Act — Chapter 116). Nevada requires a 10 BUSINESS DAY cure notice before any fine may be imposed — this is unique vs. states using calendar-day notice periods. Inputs: 14 day(s) in violation, $75/day charged, CC&Rs max $100/day, CC&Rs aggregate cap $2,000, 1 violation(s). Effective per-day rate after CC&Rs cap: $75/day. Gross fine accrual: $1,050. Aggregate-capped fine: $1,050. NRS 116.31031 procedural requirements: Fine schedule adopted: YES. 10-business-day cure notice: YES. Hearing opportunity offered: YES. Lawful fine amount: $1,050 (aggregate-capped amount). Verdict: NRS 116.31031 Nevada HOA fine analysis: 14 day(s) × $75/day × 1 violation(s). Capped fine: $1,050. Lawful fine: $1,050. Procedurally VALID — 10-business-day cure notice given, hearing offered, fine schedule adopted.

Tools to go with this

Need an NRS 116.31031 fine-schedule template or a 10-business-day cure notice letter?

Fennec Press's Nevada HOA enforcement bundle includes the NRS 116.31031 fine-schedule template (with the required business-day cure period and hearing-right language), the notice-of-violation letter tracking the 10-business-day cure window, the hearing-procedure script, and the NRED complaint-response checklist.

Open Fennec Press Nevada HOA bundle→

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Published by

The Fennec Lab Editorial Team

Statute-cited · Unit-tested

Reviewed against: NRS 116.31031 (Nevada Chapter 116 CIOA fines: association may impose fines as authorized in CC&Rs/declaration; written notice plus 10 BUSINESS DAYS to cure required before fine may be imposed — this is business days, not calendar days, making it distinct from Arizona's 10-calendar-day notice; per-event fine cap of $100 absent a higher amount in the adopted schedule and declaration; right to hearing before the board or a committee; fine schedule must be adopted and posted for owner review); Nevada Real Estate Division (NRED) guidance on Chapter 116 fine procedures and complaint process; NRS 116.31085 (Nevada Real Estate Division administrative complaint process for Chapter 116 violations)

Last reviewed: 2026-05-19

How this calculator works

This is a Nevada HOA fine validator under NRS 116.31031 (Chapter 116 — Common Interest Ownership Act). Given the days in violation, the per-day fine charged, the CC&Rs/schedule maximum per-day and aggregate amounts, and the three procedural flags, it returns:

The effective per-day rate (capped at the CC&Rs/schedule maximum).
The aggregate-capped fine (capped at the CC&Rs/declaration maximum aggregate).
The lawful fine amount (reduced to $0 if any NRS 116.31031 procedural requirement is not met).
Procedural validity — whether the adopted fine schedule, the 10-business-day cure notice, and the hearing opportunity are satisfied.

Use this calculator before imposing a fine to confirm procedural compliance, or when disputing a fine to evaluate whether the NRS 116.31031 procedural requirements were met.

The key NRS 116.31031 rules

NRS 116.31031(1) — Fine schedule and $100 per-event cap. The association may impose fines as authorized in the CC&Rs or declaration. A single fine per violation event may not exceed $100 unless the adopted fine schedule AND the declaration specifically authorize a higher amount. The fine schedule must be formally adopted and made available to owners for review.

NRS 116.31031(3) — 10 BUSINESS DAY cure notice. Before a fine may be imposed, the association must give the owner written notice of the violation and at least 10 BUSINESS DAYS to cure. Nevada uses business days (excluding weekends and legal holidays), not calendar days — making the effective cure window materially longer than a flat 10-calendar-day period. This is one of the most owner-protective cure-window requirements in community-association law.

NRS 116.31031(4)-(5) — Hearing opportunity. The owner has the right to request a hearing before the board or a committee before the fine is formally imposed. The hearing right must be offered in the notice.

Nevada-specific gotchas

BUSINESS DAYS, NOT CALENDAR DAYS. Nevada's 10-business-day cure window is unique. If a notice is sent on a Friday before a holiday weekend, the business-day clock may not expire for nearly three weeks. Compare: Arizona requires 10 calendar days; Florida requires 14 calendar days; Colorado requires 30 calendar days (the longest of any state on this platform). Failing to count business days correctly is one of the most common Nevada fine-procedure defects.

$100 PER-EVENT CAP IS THE DEFAULT. NRS 116.31031(1) caps a single fine at $100 per violation event unless a higher amount is specifically authorized in both the fine schedule AND the declaration. Many Nevada associations believe their fine schedule alone authorizes higher rates — it does not. Both the schedule and the CC&Rs/declaration must authorize the higher rate for it to be enforceable above $100.

HEARING MAY BE BEFORE THE BOARD. Unlike Arizona (which requires a separate committee independent of the board), Nevada allows the hearing to be conducted by the board itself under NRS 116.31031(4)-(5). The board must genuinely offer and, if requested, conduct the hearing before the fine becomes final.

NRED ENFORCEMENT. The Nevada Real Estate Division (NRED) administers an administrative complaint process for Chapter 116 violations under NRS 116.31085. An owner who believes a fine was procedurally defective — no adopted schedule, insufficient cure notice, or no hearing offered — may file an NRED complaint. NRED has authority to investigate, mediate, and order corrective action.

What this calculator does NOT model

Whether the specific violation type and rate are in the adopted schedule — enter the schedule amounts directly.
The business-day calculation for the 10-day cure window (manual calculation required; this calculator evaluates whether the notice was provided, not the specific date arithmetic).
The NRED complaint process in detail.
Court enforcement or personal money judgment procedures for unpaid fines.

For any consequential fine dispute, retain Nevada counsel with Chapter 116 experience.

Sources

Last reviewed: 2026-05-19 against:

NRS 116.31031 (Nevada Chapter 116 fines; adopted schedule; 10-business-day cure notice; $100 single-fine cap; hearing right).
NRS 116.31085 (Nevada Real Estate Division administrative complaint process).
Nevada Real Estate Division CIC Office guidance on fine procedures.

NRS 116.31031(1) caps a single fine at $100 per violation event unless the association's fine schedule AND declaration specifically authorize a higher amount. This means a $100 per-day rate is the statutory default maximum — the board cannot impose a higher per-day rate unless both the fine schedule and the CC&Rs/declaration have been amended to authorize it. The calculator enforces this cap: if the per-day fine charged exceeds the CC&Rs/schedule maximum, the effective rate is reduced to the CC&Rs cap before computing the aggregate.

NRS 116.31031(3) specifies that the owner must receive written notice and at least 10 BUSINESS DAYS to cure before the fine is imposed. Business days exclude weekends and legal holidays. This makes Nevada's cure window materially longer in practice than a flat 10-calendar-day window — for example, if the notice is sent on a Friday before a long weekend, the 10-business-day window doesn't expire until roughly three weeks later. This is one of the most owner-protective cure windows in community-association law; compare Arizona's 10-calendar-day notice, Florida's 14-calendar-day notice, and Colorado's 30-calendar-day notice (the longest of all).

If an owner believes a fine was imposed in violation of NRS 116.31031 — no adopted schedule, insufficient cure notice, or no hearing offered — the owner may file an administrative complaint with the Nevada Real Estate Division (NRED) under NRS 116.31085. NRED has authority to investigate, mediate, and order corrective action. NRED complaints are a frequent remedy for Nevada HOA fine abuses because the NRED process is faster and cheaper than civil litigation. The association must be able to produce the adopted fine schedule, the cure notice documentation, and the hearing offer documentation to defend the NRED complaint.

Under NRS 116.31031(4)-(5), the hearing may be conducted before the board or a committee designated by the board. Nevada does not require a separate independent committee the way Arizona's ARS § 33-1803 does. The board itself may conduct the hearing — but the board must genuinely offer and conduct the hearing before the fine becomes final. A board that bypasses its own hearing procedure risks an NRED complaint and potential invalidation of the fine.

Nevada (NRS 116.31031): 10 BUSINESS day cure notice; $100 single-fine cap (absent higher CC&Rs authorization); fine schedule required; hearing before board or committee. Colorado (CRS § 38-33.3-209.5): 30 CALENDAR day advance notice — the longest mandatory cure window of any state on this platform; no statutory per-day cap (adopted rules control); fine schedule required; hearing required. The key contrast: Nevada's notice uses business days (owner-protective in practice) while Colorado's notice uses calendar days but requires 30 of them. Both states require an adopted schedule; both deny the fine if the procedural requirements are not met.

Resources

Links marked sponsoredmay earn The Fennec Lab a commission. They do not affect the calculator's output. See disclosures.

NRS 116.31031 — Association fines (Chapter 116) — NRS 116.31031 — Nevada Chapter 116 fine authority; adopted schedule required; 10-business-day cure notice; $100 single-fine cap absent higher schedule authorization; hearing right.
NRS Chapter 116 — Common-Interest Ownership Act (full text) — Nevada Legislature — NRS Chapter 116, the Nevada Common Interest Ownership Act covering all aspects of HOA governance, fines, assessments, and enforcement.
Nevada Real Estate Division — Common-Interest Communities — NRED Office of the Ombudsman for Common-Interest Communities — administers Chapter 116, receives administrative complaints, and publishes guidance on fine procedures.