NRS 116 + super-priority lien
Nevada HOA Calculators
Nevada common-interest community calculators under NRS 116 (the Common Interest Ownership Act): the famous nine-month super-priority lien doctrine from SFR Investments, the NRS 116.31162-116.31166 nonjudicial foreclosure timeline, CAM supervised-hour accumulation, reserve-study percent-funded disclosure, and the NRS 116 voting thresholds.
Anchored to: NRS 116 (Common Interest Ownership Act); NRS 645 CAM licensure; SFR Investments Pool 1 LLC v. U.S. Bank
9 calculators live. Reviewed against current statute and regulation. Last updated 2026-05-16.
Most-used calculators
NRS 116.3116(1) (automatic association lien for unpaid assessments under the Nevada Common-Interest Ownership Act
Nevada HOA Super-Priority Lien Calculator
Allocate a Nevada community-association lien under NRS 116.3116(2)(b) into its super-priority piece (the nine-month carve-out that is senior to the first deed of trust and that, if foreclosed nonjudicially, extinguishes the first DOT under SFR Investments Pool 1 LLC v. U.S. Bank, N.A., 130 Nev. 742 (2014)) and its sub-priority piece (assessments above nine months, late fees, fines, interest, collection costs — junior to the first DOT). Reports the super-priority dollar amount, sub-priority dollar amount, total lien, the super-priority piece as a percentage of the first-mortgage balance, the LTV, the equity cushion, and an extinguishment-risk band that flags when the first mortgagee may strategically forfeit the deed of trust rather than tender. Tool, not advice — coordinate any tender, foreclosure-sale, or super-priority allocation with Nevada-licensed collection counsel.
NRS 116.31162 (notice of delinquent assessment for an association lien under Chapter 116
Nevada HOA Foreclosure Timeline Calculator
Project the procedural timeline for a Nevada community-association nonjudicial foreclosure under NRS 116.31162-116.31166: thirty-day cure window after the notice of delinquent assessment under NRS 116.31162, ninety days between the notice of default and election to sell under NRS 116.31163 and the recording of the notice of sale, twenty days of publication for the notice of sale under NRS 116.31164, conduct of sale under NRS 116.31165, and the sixty-day owner-redemption period after the deed of foreclosure under NRS 116.31166 (Nevada-specific). Reports the earliest permissible notice of default date, earliest notice of sale date, earliest sale date under the statutory minimum, realistic sale date with operational slack, total days from first delinquency, and the owner-redemption deadline. Tool, not advice — Nevada nonjudicial-foreclosure procedural defects routinely void sales on owner challenge; coordinate with Nevada-licensed collection counsel and the foreclosure trustee before recording any notice.
NRS 116.31152 (Nevada reserve-study requirement — reserve study commissioned by a qualified analyst at least once every five years
Nevada HOA Reserve-Study Funding Calculator
Project Nevada community-association reserve funding under NRS 116.31152 (reserve study required every five years, annual disclosure of percent-funded on Nevada Real Estate Division Form 350) and NRS 116.3115(2)(b) (reserve adequacy as board fiduciary duty). Computes current percent-funded under the Community Associations Institute and Association of Professional Reserve Analysts (CAI / APRA / CRA) framework with banding (poorly funded, fairly funded, well funded, fully funded), the projected balance and percent-funded at year 30 given a planned contribution stream and inflation-and-investment-return assumptions, and the year-1 contribution required to hit a target percent-funded by year 30. Tool, not advice — commission a CAI / APRA / CRA-credentialed reserve analyst for the binding funding plan and the NRS 116.31152 disclosure.
Find your calculator
Grouped by who tends to use each tool. Many calculators serve more than one audience.
For boards & directors
Decision-grade tools for the items that hit the agenda — assessments, reserves, fines, votes.
Nevada HOA Super-Priority Lien Calculator
Allocate a Nevada community-association lien under NRS 116.3116(2)(b) into its super-priority piece (the nine-month carve-out that is senior to the first deed of trust and that, if foreclosed nonjudicially, extinguishes the first DOT under SFR Investments Pool 1 LLC v. U.S. Bank, N.A., 130 Nev. 742 (2014)) and its sub-priority piece (assessments above nine months, late fees, fines, interest, collection costs — junior to the first DOT). Reports the super-priority dollar amount, sub-priority dollar amount, total lien, the super-priority piece as a percentage of the first-mortgage balance, the LTV, the equity cushion, and an extinguishment-risk band that flags when the first mortgagee may strategically forfeit the deed of trust rather than tender. Tool, not advice — coordinate any tender, foreclosure-sale, or super-priority allocation with Nevada-licensed collection counsel.
Nevada HOA Foreclosure Timeline Calculator
Project the procedural timeline for a Nevada community-association nonjudicial foreclosure under NRS 116.31162-116.31166: thirty-day cure window after the notice of delinquent assessment under NRS 116.31162, ninety days between the notice of default and election to sell under NRS 116.31163 and the recording of the notice of sale, twenty days of publication for the notice of sale under NRS 116.31164, conduct of sale under NRS 116.31165, and the sixty-day owner-redemption period after the deed of foreclosure under NRS 116.31166 (Nevada-specific). Reports the earliest permissible notice of default date, earliest notice of sale date, earliest sale date under the statutory minimum, realistic sale date with operational slack, total days from first delinquency, and the owner-redemption deadline. Tool, not advice — Nevada nonjudicial-foreclosure procedural defects routinely void sales on owner challenge; coordinate with Nevada-licensed collection counsel and the foreclosure trustee before recording any notice.
Nevada HOA Reserve-Study Funding Calculator
Project Nevada community-association reserve funding under NRS 116.31152 (reserve study required every five years, annual disclosure of percent-funded on Nevada Real Estate Division Form 350) and NRS 116.3115(2)(b) (reserve adequacy as board fiduciary duty). Computes current percent-funded under the Community Associations Institute and Association of Professional Reserve Analysts (CAI / APRA / CRA) framework with banding (poorly funded, fairly funded, well funded, fully funded), the projected balance and percent-funded at year 30 given a planned contribution stream and inflation-and-investment-return assumptions, and the year-1 contribution required to hit a target percent-funded by year 30. Tool, not advice — commission a CAI / APRA / CRA-credentialed reserve analyst for the binding funding plan and the NRS 116.31152 disclosure.
Nevada HOA Quorum and Supermajority Calculator
Compute Nevada community-association voting thresholds for unit-owner meetings under NRS Chapter 116: quorum under NRS 116.3108 (20% default unless the declaration sets a higher figure), declaration amendment under NRS 116.2117 (67% of unit votes default), bylaws amendment under NRS 116.3106(2), recall of a board member under NRS 116.31036 (majority of all voting members, not just those present), special assessment under NRS 116.3115, and capital improvement above the declaration trigger under NRS 116.3103. Reports the quorum threshold, the pass threshold base (of total units or of members present), the YES votes required, and whether the current count meets quorum and the threshold. Tool, not advice — confirm contested vote thresholds against the most-recent NRS 116 text, the association declaration, and the bylaws.
Nevada HOA Fines Calculator — NRS 116.31031 (Fine Schedule Required; 10-Business-Day Cure; Hearing; $100 Single-Fine Cap)
Compute the lawful fine amount for a Nevada community-association violation under NRS 116.31031 (Chapter 116 — Common Interest Ownership Act). Nevada requires an adopted and posted fine schedule, written notice plus 10 BUSINESS DAYS to cure before a fine may be imposed, and an opportunity for a hearing. The per-event fine may not exceed $100 unless the adopted schedule and declaration authorize a higher amount. Returns the effective per-day rate (capped at the CC&Rs/schedule maximum), the aggregate-capped fine, and the lawful amount — reduced to $0 when any NRS 116.31031 procedural requirement is not met.
Nevada HOA Special Assessment Calculator — NRS 116.3115 / NRS 116.31151 (15% Annual Increase Threshold; Member Vote)
Compute the per-unit special assessment and the NRS 116.31151 member-vote threshold for a Nevada community association. If the combined annual per-unit assessment (regular + special) in any fiscal year exceeds 15% above the prior year's total annual assessment per unit, the board must obtain majority member approval at a duly called meeting or by written ballot before levying the special assessment. Returns the per-unit special assessment, the monthly installment, the 15% threshold amount, and whether a member vote is required.
Nevada HOA Election Rules Calculator — NRS 116.31034 (15-Day Ballot Mailing; Independent Inspector; Secret Ballot; 10% Quorum)
Evaluate whether a Nevada HOA board election complies with the mandatory election rules in NRS 116.31034. Nevada has detailed, NRED-enforced HOA election procedures: ballots must be mailed at least 15 days before the election meeting, at least one independent third-party inspector of elections must be appointed, all voting must be by secret written ballot, and quorum (typically 10% of total voting interest) must be met for the election to proceed. Returns overall compliance status, ballot-mailing lead time, quorum calculation, and inspector compliance.
Nevada HOA Resale Disclosure Calculator — NRS 116.4109 (10-Day Delivery; 5-Day Buyer Cancellation; $375/$500 Fee Cap)
Check compliance with Nevada HOA resale disclosure requirements under NRS 116.4109. The seller must deliver the association resale package within 10 calendar days of a written request. The fee may not exceed $375 (standard) or $500 total (expedited, within 3 days). The buyer has 5 calendar days after receipt to cancel the purchase agreement without penalty. Returns overall disclosure status, delivery deadline, fee cap compliance, and the buyer cancellation window deadline.
For LCAMs & community managers
Operational tools for the day-to-day: estoppel preparation, statutory cap verification, hearing procedure.
Nevada HOA Reserve-Study Funding Calculator
Project Nevada community-association reserve funding under NRS 116.31152 (reserve study required every five years, annual disclosure of percent-funded on Nevada Real Estate Division Form 350) and NRS 116.3115(2)(b) (reserve adequacy as board fiduciary duty). Computes current percent-funded under the Community Associations Institute and Association of Professional Reserve Analysts (CAI / APRA / CRA) framework with banding (poorly funded, fairly funded, well funded, fully funded), the projected balance and percent-funded at year 30 given a planned contribution stream and inflation-and-investment-return assumptions, and the year-1 contribution required to hit a target percent-funded by year 30. Tool, not advice — commission a CAI / APRA / CRA-credentialed reserve analyst for the binding funding plan and the NRS 116.31152 disclosure.
Nevada CAM Supervisor-Hour Calculator
Project Nevada community-association manager credential supervised-experience accumulation under NRS 645.6055 and NAC 645.6051. The Nevada Real Estate Division Office of the Ombudsman administers the certified-manager credential; the rule requires applicants to log at least sixteen hours per month of direct supervision under a currently-certified manager for the prescribed application window. Reports total logged hours, total qualifying hours (capped at the 16-hour/month minimum), required hours for the credential sought (provisional or full certificate), the hours deficit, the months to close the deficit at the minimum pace, and the projected eligibility date. Tool, not advice — verify supervisor certifications and current credential rules with the Office of the Ombudsman before submitting any application under NAC 645.6052.
Nevada HOA Fines Calculator — NRS 116.31031 (Fine Schedule Required; 10-Business-Day Cure; Hearing; $100 Single-Fine Cap)
Compute the lawful fine amount for a Nevada community-association violation under NRS 116.31031 (Chapter 116 — Common Interest Ownership Act). Nevada requires an adopted and posted fine schedule, written notice plus 10 BUSINESS DAYS to cure before a fine may be imposed, and an opportunity for a hearing. The per-event fine may not exceed $100 unless the adopted schedule and declaration authorize a higher amount. Returns the effective per-day rate (capped at the CC&Rs/schedule maximum), the aggregate-capped fine, and the lawful amount — reduced to $0 when any NRS 116.31031 procedural requirement is not met.
Nevada HOA Special Assessment Calculator — NRS 116.3115 / NRS 116.31151 (15% Annual Increase Threshold; Member Vote)
Compute the per-unit special assessment and the NRS 116.31151 member-vote threshold for a Nevada community association. If the combined annual per-unit assessment (regular + special) in any fiscal year exceeds 15% above the prior year's total annual assessment per unit, the board must obtain majority member approval at a duly called meeting or by written ballot before levying the special assessment. Returns the per-unit special assessment, the monthly installment, the 15% threshold amount, and whether a member vote is required.
Nevada HOA Election Rules Calculator — NRS 116.31034 (15-Day Ballot Mailing; Independent Inspector; Secret Ballot; 10% Quorum)
Evaluate whether a Nevada HOA board election complies with the mandatory election rules in NRS 116.31034. Nevada has detailed, NRED-enforced HOA election procedures: ballots must be mailed at least 15 days before the election meeting, at least one independent third-party inspector of elections must be appointed, all voting must be by secret written ballot, and quorum (typically 10% of total voting interest) must be met for the election to proceed. Returns overall compliance status, ballot-mailing lead time, quorum calculation, and inspector compliance.
Nevada HOA Resale Disclosure Calculator — NRS 116.4109 (10-Day Delivery; 5-Day Buyer Cancellation; $375/$500 Fee Cap)
Check compliance with Nevada HOA resale disclosure requirements under NRS 116.4109. The seller must deliver the association resale package within 10 calendar days of a written request. The fee may not exceed $375 (standard) or $500 total (expedited, within 3 days). The buyer has 5 calendar days after receipt to cancel the purchase agreement without penalty. Returns overall disclosure status, delivery deadline, fee cap compliance, and the buyer cancellation window deadline.
For unit owners
Verify a notice, check a fine, or understand the lien exposure on a delinquent account before acting.
Nevada HOA Super-Priority Lien Calculator
Allocate a Nevada community-association lien under NRS 116.3116(2)(b) into its super-priority piece (the nine-month carve-out that is senior to the first deed of trust and that, if foreclosed nonjudicially, extinguishes the first DOT under SFR Investments Pool 1 LLC v. U.S. Bank, N.A., 130 Nev. 742 (2014)) and its sub-priority piece (assessments above nine months, late fees, fines, interest, collection costs — junior to the first DOT). Reports the super-priority dollar amount, sub-priority dollar amount, total lien, the super-priority piece as a percentage of the first-mortgage balance, the LTV, the equity cushion, and an extinguishment-risk band that flags when the first mortgagee may strategically forfeit the deed of trust rather than tender. Tool, not advice — coordinate any tender, foreclosure-sale, or super-priority allocation with Nevada-licensed collection counsel.
Nevada HOA Foreclosure Timeline Calculator
Project the procedural timeline for a Nevada community-association nonjudicial foreclosure under NRS 116.31162-116.31166: thirty-day cure window after the notice of delinquent assessment under NRS 116.31162, ninety days between the notice of default and election to sell under NRS 116.31163 and the recording of the notice of sale, twenty days of publication for the notice of sale under NRS 116.31164, conduct of sale under NRS 116.31165, and the sixty-day owner-redemption period after the deed of foreclosure under NRS 116.31166 (Nevada-specific). Reports the earliest permissible notice of default date, earliest notice of sale date, earliest sale date under the statutory minimum, realistic sale date with operational slack, total days from first delinquency, and the owner-redemption deadline. Tool, not advice — Nevada nonjudicial-foreclosure procedural defects routinely void sales on owner challenge; coordinate with Nevada-licensed collection counsel and the foreclosure trustee before recording any notice.
Nevada HOA Quorum and Supermajority Calculator
Compute Nevada community-association voting thresholds for unit-owner meetings under NRS Chapter 116: quorum under NRS 116.3108 (20% default unless the declaration sets a higher figure), declaration amendment under NRS 116.2117 (67% of unit votes default), bylaws amendment under NRS 116.3106(2), recall of a board member under NRS 116.31036 (majority of all voting members, not just those present), special assessment under NRS 116.3115, and capital improvement above the declaration trigger under NRS 116.3103. Reports the quorum threshold, the pass threshold base (of total units or of members present), the YES votes required, and whether the current count meets quorum and the threshold. Tool, not advice — confirm contested vote thresholds against the most-recent NRS 116 text, the association declaration, and the bylaws.
Nevada HOA Fines Calculator — NRS 116.31031 (Fine Schedule Required; 10-Business-Day Cure; Hearing; $100 Single-Fine Cap)
Compute the lawful fine amount for a Nevada community-association violation under NRS 116.31031 (Chapter 116 — Common Interest Ownership Act). Nevada requires an adopted and posted fine schedule, written notice plus 10 BUSINESS DAYS to cure before a fine may be imposed, and an opportunity for a hearing. The per-event fine may not exceed $100 unless the adopted schedule and declaration authorize a higher amount. Returns the effective per-day rate (capped at the CC&Rs/schedule maximum), the aggregate-capped fine, and the lawful amount — reduced to $0 when any NRS 116.31031 procedural requirement is not met.
Nevada HOA Special Assessment Calculator — NRS 116.3115 / NRS 116.31151 (15% Annual Increase Threshold; Member Vote)
Compute the per-unit special assessment and the NRS 116.31151 member-vote threshold for a Nevada community association. If the combined annual per-unit assessment (regular + special) in any fiscal year exceeds 15% above the prior year's total annual assessment per unit, the board must obtain majority member approval at a duly called meeting or by written ballot before levying the special assessment. Returns the per-unit special assessment, the monthly installment, the 15% threshold amount, and whether a member vote is required.
Nevada HOA Election Rules Calculator — NRS 116.31034 (15-Day Ballot Mailing; Independent Inspector; Secret Ballot; 10% Quorum)
Evaluate whether a Nevada HOA board election complies with the mandatory election rules in NRS 116.31034. Nevada has detailed, NRED-enforced HOA election procedures: ballots must be mailed at least 15 days before the election meeting, at least one independent third-party inspector of elections must be appointed, all voting must be by secret written ballot, and quorum (typically 10% of total voting interest) must be met for the election to proceed. Returns overall compliance status, ballot-mailing lead time, quorum calculation, and inspector compliance.
Nevada HOA Resale Disclosure Calculator — NRS 116.4109 (10-Day Delivery; 5-Day Buyer Cancellation; $375/$500 Fee Cap)
Check compliance with Nevada HOA resale disclosure requirements under NRS 116.4109. The seller must deliver the association resale package within 10 calendar days of a written request. The fee may not exceed $375 (standard) or $500 total (expedited, within 3 days). The buyer has 5 calendar days after receipt to cancel the purchase agreement without penalty. Returns overall disclosure status, delivery deadline, fee cap compliance, and the buyer cancellation window deadline.
For attorneys
Statutory citation-level analysis suitable for client memoranda and procedural verification.
Nevada HOA Super-Priority Lien Calculator
Allocate a Nevada community-association lien under NRS 116.3116(2)(b) into its super-priority piece (the nine-month carve-out that is senior to the first deed of trust and that, if foreclosed nonjudicially, extinguishes the first DOT under SFR Investments Pool 1 LLC v. U.S. Bank, N.A., 130 Nev. 742 (2014)) and its sub-priority piece (assessments above nine months, late fees, fines, interest, collection costs — junior to the first DOT). Reports the super-priority dollar amount, sub-priority dollar amount, total lien, the super-priority piece as a percentage of the first-mortgage balance, the LTV, the equity cushion, and an extinguishment-risk band that flags when the first mortgagee may strategically forfeit the deed of trust rather than tender. Tool, not advice — coordinate any tender, foreclosure-sale, or super-priority allocation with Nevada-licensed collection counsel.
Nevada HOA Foreclosure Timeline Calculator
Project the procedural timeline for a Nevada community-association nonjudicial foreclosure under NRS 116.31162-116.31166: thirty-day cure window after the notice of delinquent assessment under NRS 116.31162, ninety days between the notice of default and election to sell under NRS 116.31163 and the recording of the notice of sale, twenty days of publication for the notice of sale under NRS 116.31164, conduct of sale under NRS 116.31165, and the sixty-day owner-redemption period after the deed of foreclosure under NRS 116.31166 (Nevada-specific). Reports the earliest permissible notice of default date, earliest notice of sale date, earliest sale date under the statutory minimum, realistic sale date with operational slack, total days from first delinquency, and the owner-redemption deadline. Tool, not advice — Nevada nonjudicial-foreclosure procedural defects routinely void sales on owner challenge; coordinate with Nevada-licensed collection counsel and the foreclosure trustee before recording any notice.
Nevada HOA Reserve-Study Funding Calculator
Project Nevada community-association reserve funding under NRS 116.31152 (reserve study required every five years, annual disclosure of percent-funded on Nevada Real Estate Division Form 350) and NRS 116.3115(2)(b) (reserve adequacy as board fiduciary duty). Computes current percent-funded under the Community Associations Institute and Association of Professional Reserve Analysts (CAI / APRA / CRA) framework with banding (poorly funded, fairly funded, well funded, fully funded), the projected balance and percent-funded at year 30 given a planned contribution stream and inflation-and-investment-return assumptions, and the year-1 contribution required to hit a target percent-funded by year 30. Tool, not advice — commission a CAI / APRA / CRA-credentialed reserve analyst for the binding funding plan and the NRS 116.31152 disclosure.
Nevada HOA Quorum and Supermajority Calculator
Compute Nevada community-association voting thresholds for unit-owner meetings under NRS Chapter 116: quorum under NRS 116.3108 (20% default unless the declaration sets a higher figure), declaration amendment under NRS 116.2117 (67% of unit votes default), bylaws amendment under NRS 116.3106(2), recall of a board member under NRS 116.31036 (majority of all voting members, not just those present), special assessment under NRS 116.3115, and capital improvement above the declaration trigger under NRS 116.3103. Reports the quorum threshold, the pass threshold base (of total units or of members present), the YES votes required, and whether the current count meets quorum and the threshold. Tool, not advice — confirm contested vote thresholds against the most-recent NRS 116 text, the association declaration, and the bylaws.
Nevada CAM Supervisor-Hour Calculator
Project Nevada community-association manager credential supervised-experience accumulation under NRS 645.6055 and NAC 645.6051. The Nevada Real Estate Division Office of the Ombudsman administers the certified-manager credential; the rule requires applicants to log at least sixteen hours per month of direct supervision under a currently-certified manager for the prescribed application window. Reports total logged hours, total qualifying hours (capped at the 16-hour/month minimum), required hours for the credential sought (provisional or full certificate), the hours deficit, the months to close the deficit at the minimum pace, and the projected eligibility date. Tool, not advice — verify supervisor certifications and current credential rules with the Office of the Ombudsman before submitting any application under NAC 645.6052.
Nevada HOA Fines Calculator — NRS 116.31031 (Fine Schedule Required; 10-Business-Day Cure; Hearing; $100 Single-Fine Cap)
Compute the lawful fine amount for a Nevada community-association violation under NRS 116.31031 (Chapter 116 — Common Interest Ownership Act). Nevada requires an adopted and posted fine schedule, written notice plus 10 BUSINESS DAYS to cure before a fine may be imposed, and an opportunity for a hearing. The per-event fine may not exceed $100 unless the adopted schedule and declaration authorize a higher amount. Returns the effective per-day rate (capped at the CC&Rs/schedule maximum), the aggregate-capped fine, and the lawful amount — reduced to $0 when any NRS 116.31031 procedural requirement is not met.
Nevada HOA Special Assessment Calculator — NRS 116.3115 / NRS 116.31151 (15% Annual Increase Threshold; Member Vote)
Compute the per-unit special assessment and the NRS 116.31151 member-vote threshold for a Nevada community association. If the combined annual per-unit assessment (regular + special) in any fiscal year exceeds 15% above the prior year's total annual assessment per unit, the board must obtain majority member approval at a duly called meeting or by written ballot before levying the special assessment. Returns the per-unit special assessment, the monthly installment, the 15% threshold amount, and whether a member vote is required.
Nevada HOA Election Rules Calculator — NRS 116.31034 (15-Day Ballot Mailing; Independent Inspector; Secret Ballot; 10% Quorum)
Evaluate whether a Nevada HOA board election complies with the mandatory election rules in NRS 116.31034. Nevada has detailed, NRED-enforced HOA election procedures: ballots must be mailed at least 15 days before the election meeting, at least one independent third-party inspector of elections must be appointed, all voting must be by secret written ballot, and quorum (typically 10% of total voting interest) must be met for the election to proceed. Returns overall compliance status, ballot-mailing lead time, quorum calculation, and inspector compliance.
Nevada HOA Resale Disclosure Calculator — NRS 116.4109 (10-Day Delivery; 5-Day Buyer Cancellation; $375/$500 Fee Cap)
Check compliance with Nevada HOA resale disclosure requirements under NRS 116.4109. The seller must deliver the association resale package within 10 calendar days of a written request. The fee may not exceed $375 (standard) or $500 total (expedited, within 3 days). The buyer has 5 calendar days after receipt to cancel the purchase agreement without penalty. Returns overall disclosure status, delivery deadline, fee cap compliance, and the buyer cancellation window deadline.
Or filter by calculator type
All 9 calculators in this cluster, organized by what they compute. Use the chips to narrow to a specific area.
- Super-Priority Lien
Nevada HOA Super-Priority Lien Calculator
Allocate a Nevada community-association lien under NRS 116.3116(2)(b) into its super-priority piece (the nine-month carve-out that is senior to the first deed of trust and that, if foreclosed nonjudicially, extinguishes the first DOT under SFR Investments Pool 1 LLC v. U.S. Bank, N.A., 130 Nev. 742 (2014)) and its sub-priority piece (assessments above nine months, late fees, fines, interest, collection costs — junior to the first DOT). Reports the super-priority dollar amount, sub-priority dollar amount, total lien, the super-priority piece as a percentage of the first-mortgage balance, the LTV, the equity cushion, and an extinguishment-risk band that flags when the first mortgagee may strategically forfeit the deed of trust rather than tender. Tool, not advice — coordinate any tender, foreclosure-sale, or super-priority allocation with Nevada-licensed collection counsel.
- Foreclosure Timeline
Nevada HOA Foreclosure Timeline Calculator
Project the procedural timeline for a Nevada community-association nonjudicial foreclosure under NRS 116.31162-116.31166: thirty-day cure window after the notice of delinquent assessment under NRS 116.31162, ninety days between the notice of default and election to sell under NRS 116.31163 and the recording of the notice of sale, twenty days of publication for the notice of sale under NRS 116.31164, conduct of sale under NRS 116.31165, and the sixty-day owner-redemption period after the deed of foreclosure under NRS 116.31166 (Nevada-specific). Reports the earliest permissible notice of default date, earliest notice of sale date, earliest sale date under the statutory minimum, realistic sale date with operational slack, total days from first delinquency, and the owner-redemption deadline. Tool, not advice — Nevada nonjudicial-foreclosure procedural defects routinely void sales on owner challenge; coordinate with Nevada-licensed collection counsel and the foreclosure trustee before recording any notice.
- Reserve Fund
Nevada HOA Reserve-Study Funding Calculator
Project Nevada community-association reserve funding under NRS 116.31152 (reserve study required every five years, annual disclosure of percent-funded on Nevada Real Estate Division Form 350) and NRS 116.3115(2)(b) (reserve adequacy as board fiduciary duty). Computes current percent-funded under the Community Associations Institute and Association of Professional Reserve Analysts (CAI / APRA / CRA) framework with banding (poorly funded, fairly funded, well funded, fully funded), the projected balance and percent-funded at year 30 given a planned contribution stream and inflation-and-investment-return assumptions, and the year-1 contribution required to hit a target percent-funded by year 30. Tool, not advice — commission a CAI / APRA / CRA-credentialed reserve analyst for the binding funding plan and the NRS 116.31152 disclosure.
- Meeting & Voting
Nevada HOA Quorum and Supermajority Calculator
Compute Nevada community-association voting thresholds for unit-owner meetings under NRS Chapter 116: quorum under NRS 116.3108 (20% default unless the declaration sets a higher figure), declaration amendment under NRS 116.2117 (67% of unit votes default), bylaws amendment under NRS 116.3106(2), recall of a board member under NRS 116.31036 (majority of all voting members, not just those present), special assessment under NRS 116.3115, and capital improvement above the declaration trigger under NRS 116.3103. Reports the quorum threshold, the pass threshold base (of total units or of members present), the YES votes required, and whether the current count meets quorum and the threshold. Tool, not advice — confirm contested vote thresholds against the most-recent NRS 116 text, the association declaration, and the bylaws.
- CAM Licensing
Nevada CAM Supervisor-Hour Calculator
Project Nevada community-association manager credential supervised-experience accumulation under NRS 645.6055 and NAC 645.6051. The Nevada Real Estate Division Office of the Ombudsman administers the certified-manager credential; the rule requires applicants to log at least sixteen hours per month of direct supervision under a currently-certified manager for the prescribed application window. Reports total logged hours, total qualifying hours (capped at the 16-hour/month minimum), required hours for the credential sought (provisional or full certificate), the hours deficit, the months to close the deficit at the minimum pace, and the projected eligibility date. Tool, not advice — verify supervisor certifications and current credential rules with the Office of the Ombudsman before submitting any application under NAC 645.6052.
- Fines & Violations
Nevada HOA Fines Calculator — NRS 116.31031 (Fine Schedule Required; 10-Business-Day Cure; Hearing; $100 Single-Fine Cap)
Compute the lawful fine amount for a Nevada community-association violation under NRS 116.31031 (Chapter 116 — Common Interest Ownership Act). Nevada requires an adopted and posted fine schedule, written notice plus 10 BUSINESS DAYS to cure before a fine may be imposed, and an opportunity for a hearing. The per-event fine may not exceed $100 unless the adopted schedule and declaration authorize a higher amount. Returns the effective per-day rate (capped at the CC&Rs/schedule maximum), the aggregate-capped fine, and the lawful amount — reduced to $0 when any NRS 116.31031 procedural requirement is not met.
- Special Assessment
Nevada HOA Special Assessment Calculator — NRS 116.3115 / NRS 116.31151 (15% Annual Increase Threshold; Member Vote)
Compute the per-unit special assessment and the NRS 116.31151 member-vote threshold for a Nevada community association. If the combined annual per-unit assessment (regular + special) in any fiscal year exceeds 15% above the prior year's total annual assessment per unit, the board must obtain majority member approval at a duly called meeting or by written ballot before levying the special assessment. Returns the per-unit special assessment, the monthly installment, the 15% threshold amount, and whether a member vote is required.
- Meeting & Voting
Nevada HOA Election Rules Calculator — NRS 116.31034 (15-Day Ballot Mailing; Independent Inspector; Secret Ballot; 10% Quorum)
Evaluate whether a Nevada HOA board election complies with the mandatory election rules in NRS 116.31034. Nevada has detailed, NRED-enforced HOA election procedures: ballots must be mailed at least 15 days before the election meeting, at least one independent third-party inspector of elections must be appointed, all voting must be by secret written ballot, and quorum (typically 10% of total voting interest) must be met for the election to proceed. Returns overall compliance status, ballot-mailing lead time, quorum calculation, and inspector compliance.
- Resale & Disclosure
Nevada HOA Resale Disclosure Calculator — NRS 116.4109 (10-Day Delivery; 5-Day Buyer Cancellation; $375/$500 Fee Cap)
Check compliance with Nevada HOA resale disclosure requirements under NRS 116.4109. The seller must deliver the association resale package within 10 calendar days of a written request. The fee may not exceed $375 (standard) or $500 total (expedited, within 3 days). The buyer has 5 calendar days after receipt to cancel the purchase agreement without penalty. Returns overall disclosure status, delivery deadline, fee cap compliance, and the buyer cancellation window deadline.
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