Ohio HOA & Condo Calculators

Ohio HOA Assessment Lien Calculator — ORC § 5311.18 (Condo) & § 5312.14 (Planned Community) Lien Amount & Priority

Compute the total Ohio HOA or condominium assessment lien amount (principal + late fees + attorney fees) under ORC § 5311.18 (Ohio Condominium Property Act) or ORC § 5312.14 (Ohio Planned Community Act). Ohio requires judicial foreclosure to enforce assessment liens and does NOT provide a confirmed statutory super-priority over a recorded first mortgage — unlike Illinois (six-month super-priority) or Massachusetts. The calculator flags this as "limited priority," estimates the judicial foreclosure timeline (12–24 months), and explains the lien attachment mechanics under Ohio law.

Ohio Condominium Reserve Fund Calculator — Funding Ratio, Deficit & 2/3 Waiver Vote under ORC § 5311.081

Compute the Ohio condominium reserve fund funding ratio, deficit, recommended annual contribution, and projected 5/10-year balances under ORC § 5311.081 (Ohio Condominium Property Act). Ohio does NOT prescribe a minimum funding percentage — the board sets the amount. Reserve contributions may be waived only by a 2/3 vote of ALL unit owners (not just a voting majority). The calculator flags funding ratios below the 70% CAI industry standard and computes the exact 2/3 waiver vote threshold. Contrasts with Florida's post-SIRS mandatory funding rules and North Carolina's adequacy-disclosure model.

Ohio HOA Fines Calculator — ORC § 5311.041 (Condo) & § 5312.07 (Planned Community) — Declaration-Controlled Caps, Procedural Validity & Lien Conversion

Compute the lawful maximum Ohio HOA or condominium fine under ORC § 5311.041 (Ohio Condominium Property Act) or ORC § 5312.07 (Ohio Planned Community Act). Ohio has NO statutory per-day or aggregate fine cap — the governing documents control. Enter your declaration's fine schedule to apply the declaration-controlled cap. The calculator checks procedural validity (reasonable notice and opportunity to be heard), flags any overage above the declaration cap, and determines whether the unpaid fine converts to a lienable assessment under ORC § 5311.18 / § 5312.14. Contrasts with North Carolina ($100/day, $2,000 aggregate cap) and Florida ($100/day, $1,000 aggregate cap).

Ohio Condo Resale Certificate Calculator — 10-Day Delivery Deadline & 3-Business-Day Buyer Rescission under ORC § 5311.091

Compute the Ohio condominium resale certificate delivery deadline (request date + 10 calendar days) and buyer's rescission window (3 business days ≈ 5 calendar days) under ORC § 5311.091 (Ohio Condominium Property Act). Determines whether the certificate is on time, overdue, or not delivered; flags whether the buyer retains an unlimited pre-closing rescission right; and notes if the association fee exceeds the $400 market-rate benchmark (Ohio has no statutory cap, unlike Arizona's $400 cap). Also covers ORC § 5312.11 for planned-community resale disclosure.

Ohio HOA Assessment Lien Calculator — ORC § 5311.18 (Condo) & § 5312.14 (Planned Community) Lien Amount & Priority

Compute the total Ohio HOA or condominium assessment lien amount (principal + late fees + attorney fees) under ORC § 5311.18 (Ohio Condominium Property Act) or ORC § 5312.14 (Ohio Planned Community Act). Ohio requires judicial foreclosure to enforce assessment liens and does NOT provide a confirmed statutory super-priority over a recorded first mortgage — unlike Illinois (six-month super-priority) or Massachusetts. The calculator flags this as "limited priority," estimates the judicial foreclosure timeline (12–24 months), and explains the lien attachment mechanics under Ohio law.

Ohio Condominium Reserve Fund Calculator — Funding Ratio, Deficit & 2/3 Waiver Vote under ORC § 5311.081

Compute the Ohio condominium reserve fund funding ratio, deficit, recommended annual contribution, and projected 5/10-year balances under ORC § 5311.081 (Ohio Condominium Property Act). Ohio does NOT prescribe a minimum funding percentage — the board sets the amount. Reserve contributions may be waived only by a 2/3 vote of ALL unit owners (not just a voting majority). The calculator flags funding ratios below the 70% CAI industry standard and computes the exact 2/3 waiver vote threshold. Contrasts with Florida's post-SIRS mandatory funding rules and North Carolina's adequacy-disclosure model.

Ohio HOA Fines Calculator — ORC § 5311.041 (Condo) & § 5312.07 (Planned Community) — Declaration-Controlled Caps, Procedural Validity & Lien Conversion

Compute the lawful maximum Ohio HOA or condominium fine under ORC § 5311.041 (Ohio Condominium Property Act) or ORC § 5312.07 (Ohio Planned Community Act). Ohio has NO statutory per-day or aggregate fine cap — the governing documents control. Enter your declaration's fine schedule to apply the declaration-controlled cap. The calculator checks procedural validity (reasonable notice and opportunity to be heard), flags any overage above the declaration cap, and determines whether the unpaid fine converts to a lienable assessment under ORC § 5311.18 / § 5312.14. Contrasts with North Carolina ($100/day, $2,000 aggregate cap) and Florida ($100/day, $1,000 aggregate cap).

Ohio Condo Resale Certificate Calculator — 10-Day Delivery Deadline & 3-Business-Day Buyer Rescission under ORC § 5311.091

Compute the Ohio condominium resale certificate delivery deadline (request date + 10 calendar days) and buyer's rescission window (3 business days ≈ 5 calendar days) under ORC § 5311.091 (Ohio Condominium Property Act). Determines whether the certificate is on time, overdue, or not delivered; flags whether the buyer retains an unlimited pre-closing rescission right; and notes if the association fee exceeds the $400 market-rate benchmark (Ohio has no statutory cap, unlike Arizona's $400 cap). Also covers ORC § 5312.11 for planned-community resale disclosure.

Ohio HOA Assessment Lien Calculator — ORC § 5311.18 (Condo) & § 5312.14 (Planned Community) Lien Amount & Priority

Compute the total Ohio HOA or condominium assessment lien amount (principal + late fees + attorney fees) under ORC § 5311.18 (Ohio Condominium Property Act) or ORC § 5312.14 (Ohio Planned Community Act). Ohio requires judicial foreclosure to enforce assessment liens and does NOT provide a confirmed statutory super-priority over a recorded first mortgage — unlike Illinois (six-month super-priority) or Massachusetts. The calculator flags this as "limited priority," estimates the judicial foreclosure timeline (12–24 months), and explains the lien attachment mechanics under Ohio law.

Ohio Condominium Reserve Fund Calculator — Funding Ratio, Deficit & 2/3 Waiver Vote under ORC § 5311.081

Compute the Ohio condominium reserve fund funding ratio, deficit, recommended annual contribution, and projected 5/10-year balances under ORC § 5311.081 (Ohio Condominium Property Act). Ohio does NOT prescribe a minimum funding percentage — the board sets the amount. Reserve contributions may be waived only by a 2/3 vote of ALL unit owners (not just a voting majority). The calculator flags funding ratios below the 70% CAI industry standard and computes the exact 2/3 waiver vote threshold. Contrasts with Florida's post-SIRS mandatory funding rules and North Carolina's adequacy-disclosure model.

Ohio HOA Fines Calculator — ORC § 5311.041 (Condo) & § 5312.07 (Planned Community) — Declaration-Controlled Caps, Procedural Validity & Lien Conversion

Compute the lawful maximum Ohio HOA or condominium fine under ORC § 5311.041 (Ohio Condominium Property Act) or ORC § 5312.07 (Ohio Planned Community Act). Ohio has NO statutory per-day or aggregate fine cap — the governing documents control. Enter your declaration's fine schedule to apply the declaration-controlled cap. The calculator checks procedural validity (reasonable notice and opportunity to be heard), flags any overage above the declaration cap, and determines whether the unpaid fine converts to a lienable assessment under ORC § 5311.18 / § 5312.14. Contrasts with North Carolina ($100/day, $2,000 aggregate cap) and Florida ($100/day, $1,000 aggregate cap).

Ohio Condo Resale Certificate Calculator — 10-Day Delivery Deadline & 3-Business-Day Buyer Rescission under ORC § 5311.091

Compute the Ohio condominium resale certificate delivery deadline (request date + 10 calendar days) and buyer's rescission window (3 business days ≈ 5 calendar days) under ORC § 5311.091 (Ohio Condominium Property Act). Determines whether the certificate is on time, overdue, or not delivered; flags whether the buyer retains an unlimited pre-closing rescission right; and notes if the association fee exceeds the $400 market-rate benchmark (Ohio has no statutory cap, unlike Arizona's $400 cap). Also covers ORC § 5312.11 for planned-community resale disclosure.

Ohio Condo Resale Certificate Calculator — 10-Day Delivery Deadline & 3-Business-Day Buyer Rescission under ORC § 5311.091

Compute the Ohio condominium resale certificate delivery deadline (request date + 10 calendar days) and buyer's rescission window (3 business days ≈ 5 calendar days) under ORC § 5311.091 (Ohio Condominium Property Act). Determines whether the certificate is on time, overdue, or not delivered; flags whether the buyer retains an unlimited pre-closing rescission right; and notes if the association fee exceeds the $400 market-rate benchmark (Ohio has no statutory cap, unlike Arizona's $400 cap). Also covers ORC § 5312.11 for planned-community resale disclosure.

Ohio HOA Assessment Lien Calculator — ORC § 5311.18 (Condo) & § 5312.14 (Planned Community) Lien Amount & Priority

Compute the total Ohio HOA or condominium assessment lien amount (principal + late fees + attorney fees) under ORC § 5311.18 (Ohio Condominium Property Act) or ORC § 5312.14 (Ohio Planned Community Act). Ohio requires judicial foreclosure to enforce assessment liens and does NOT provide a confirmed statutory super-priority over a recorded first mortgage — unlike Illinois (six-month super-priority) or Massachusetts. The calculator flags this as "limited priority," estimates the judicial foreclosure timeline (12–24 months), and explains the lien attachment mechanics under Ohio law.

Ohio Condominium Reserve Fund Calculator — Funding Ratio, Deficit & 2/3 Waiver Vote under ORC § 5311.081

Compute the Ohio condominium reserve fund funding ratio, deficit, recommended annual contribution, and projected 5/10-year balances under ORC § 5311.081 (Ohio Condominium Property Act). Ohio does NOT prescribe a minimum funding percentage — the board sets the amount. Reserve contributions may be waived only by a 2/3 vote of ALL unit owners (not just a voting majority). The calculator flags funding ratios below the 70% CAI industry standard and computes the exact 2/3 waiver vote threshold. Contrasts with Florida's post-SIRS mandatory funding rules and North Carolina's adequacy-disclosure model.

Ohio HOA Fines Calculator — ORC § 5311.041 (Condo) & § 5312.07 (Planned Community) — Declaration-Controlled Caps, Procedural Validity & Lien Conversion

Compute the lawful maximum Ohio HOA or condominium fine under ORC § 5311.041 (Ohio Condominium Property Act) or ORC § 5312.07 (Ohio Planned Community Act). Ohio has NO statutory per-day or aggregate fine cap — the governing documents control. Enter your declaration's fine schedule to apply the declaration-controlled cap. The calculator checks procedural validity (reasonable notice and opportunity to be heard), flags any overage above the declaration cap, and determines whether the unpaid fine converts to a lienable assessment under ORC § 5311.18 / § 5312.14. Contrasts with North Carolina ($100/day, $2,000 aggregate cap) and Florida ($100/day, $1,000 aggregate cap).

Ohio Condo Resale Certificate Calculator — 10-Day Delivery Deadline & 3-Business-Day Buyer Rescission under ORC § 5311.091

Compute the Ohio condominium resale certificate delivery deadline (request date + 10 calendar days) and buyer's rescission window (3 business days ≈ 5 calendar days) under ORC § 5311.091 (Ohio Condominium Property Act). Determines whether the certificate is on time, overdue, or not delivered; flags whether the buyer retains an unlimited pre-closing rescission right; and notes if the association fee exceeds the $400 market-rate benchmark (Ohio has no statutory cap, unlike Arizona's $400 cap). Also covers ORC § 5312.11 for planned-community resale disclosure.