Tennessee Condo & HOA Calculators

Tennessee Condo Assessment Lien Calculator — Tenn. Code Ann. § 66-27-415 (No Super-Priority; Six-Year SOL Under § 28-3-109)

Compute the Tennessee condominium association assessment-lien total under the Tennessee Condominium Act (Tenn. Code Ann. Title 66 Chapter 27 Part 2) and the Tennessee Horizontal Property Act (Title 66 Chapter 27 Part 1). Models Tenn. Code Ann. § 66-27-415 lien attachment (automatic when assessments come due) and perfection (statement of lien recorded with the county register of deeds). Important: Tennessee does NOT have a super-priority lien for condominium assessments — the association lien is subordinate to a prior first mortgage of record. Enforcement may proceed by nonjudicial trust-deed foreclosure under § 35-5-101 et seq. when the master deed grants power of sale, or by judicial foreclosure when it does not. Constrained by the six-year statute of limitations on contract debt under § 28-3-109. Returns total lien amount, priority status, estimated equity, and a recovery-probability classification (strong, mixed, weak).

Tennessee HOA Foreclosure Timeline Calculator — § 35-5-101 Trust-Deed Sale (20-Day Advertisement)

Project the procedural timeline of a Tennessee HOA / condominium assessment-lien foreclosure under Tenn. Code Ann. § 66-27-415(c) (Condominium Act lien enforcement in the same manner as a mortgage), proceeding nonjudicially under Tenn. Code Ann. § 35-5-101 et seq. (Tennessee deed-of-trust foreclosure) when the master deed grants power of sale, or judicially in chancery court when it does not. Models § 35-5-101 notice of default, § 35-5-104 advertisement requirement (three publications; first publication at least 20 days before sale), § 35-5-107 sale procedure at the courthouse door. Returns the recommended demand-letter and statement-of-lien dates, the earliest permissible sale date from the first advertisement publication, and the recommended first-publication date from the targeted sale.

Tennessee Condo Quorum & Supermajority Calculator — § 66-27-411 + § 66-27-413 (75% Amendment, 80% Termination)

Compute whether a Tennessee condominium unit-owner vote has reached quorum and the votes-required-to-pass threshold under the Tennessee Condominium Act (Tenn. Code Ann. Title 66 Chapter 27 Part 2). Models § 66-27-411 quorum (declaration-specified; 51% non-profit gap-filler default under Tenn. Code Ann. § 48-57-205 when the declaration is silent); § 66-27-413 declaration amendment 75% of total voting power default; § 66-27-419 termination 80% of total voting power default; bylaws amendment per bylaws specification; and the typical board-removal majority-of-quorum threshold. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Tennessee HOA Resale Disclosure Calculator — Tenn. Code Ann. § 66-27-502 (10-Day Diligence Standard; Reasonable Fee)

Compute the resale-certificate delivery deadline and fee reasonableness for a Tennessee condominium resale under Tenn. Code Ann. § 66-27-502. Models the 10-day diligence-standard delivery window from the unit owner's written request, the 10-item required-content checklist, and the reasonableness assessment for the resale-certificate fee (typical $150-$400 Tennessee range; $500+ may be challenged as unreasonable under § 66-27-502). Returns the operative delivery deadline, days remaining or overdue, buffer to the contract closing date, status flag, and fee assessment. Tool, not legal advice.

Tennessee Condo Assessment Lien Calculator — Tenn. Code Ann. § 66-27-415 (No Super-Priority; Six-Year SOL Under § 28-3-109)

Compute the Tennessee condominium association assessment-lien total under the Tennessee Condominium Act (Tenn. Code Ann. Title 66 Chapter 27 Part 2) and the Tennessee Horizontal Property Act (Title 66 Chapter 27 Part 1). Models Tenn. Code Ann. § 66-27-415 lien attachment (automatic when assessments come due) and perfection (statement of lien recorded with the county register of deeds). Important: Tennessee does NOT have a super-priority lien for condominium assessments — the association lien is subordinate to a prior first mortgage of record. Enforcement may proceed by nonjudicial trust-deed foreclosure under § 35-5-101 et seq. when the master deed grants power of sale, or by judicial foreclosure when it does not. Constrained by the six-year statute of limitations on contract debt under § 28-3-109. Returns total lien amount, priority status, estimated equity, and a recovery-probability classification (strong, mixed, weak).

Tennessee HOA Foreclosure Timeline Calculator — § 35-5-101 Trust-Deed Sale (20-Day Advertisement)

Project the procedural timeline of a Tennessee HOA / condominium assessment-lien foreclosure under Tenn. Code Ann. § 66-27-415(c) (Condominium Act lien enforcement in the same manner as a mortgage), proceeding nonjudicially under Tenn. Code Ann. § 35-5-101 et seq. (Tennessee deed-of-trust foreclosure) when the master deed grants power of sale, or judicially in chancery court when it does not. Models § 35-5-101 notice of default, § 35-5-104 advertisement requirement (three publications; first publication at least 20 days before sale), § 35-5-107 sale procedure at the courthouse door. Returns the recommended demand-letter and statement-of-lien dates, the earliest permissible sale date from the first advertisement publication, and the recommended first-publication date from the targeted sale.

Tennessee Condo Quorum & Supermajority Calculator — § 66-27-411 + § 66-27-413 (75% Amendment, 80% Termination)

Compute whether a Tennessee condominium unit-owner vote has reached quorum and the votes-required-to-pass threshold under the Tennessee Condominium Act (Tenn. Code Ann. Title 66 Chapter 27 Part 2). Models § 66-27-411 quorum (declaration-specified; 51% non-profit gap-filler default under Tenn. Code Ann. § 48-57-205 when the declaration is silent); § 66-27-413 declaration amendment 75% of total voting power default; § 66-27-419 termination 80% of total voting power default; bylaws amendment per bylaws specification; and the typical board-removal majority-of-quorum threshold. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Tennessee HOA Resale Disclosure Calculator — Tenn. Code Ann. § 66-27-502 (10-Day Diligence Standard; Reasonable Fee)

Compute the resale-certificate delivery deadline and fee reasonableness for a Tennessee condominium resale under Tenn. Code Ann. § 66-27-502. Models the 10-day diligence-standard delivery window from the unit owner's written request, the 10-item required-content checklist, and the reasonableness assessment for the resale-certificate fee (typical $150-$400 Tennessee range; $500+ may be challenged as unreasonable under § 66-27-502). Returns the operative delivery deadline, days remaining or overdue, buffer to the contract closing date, status flag, and fee assessment. Tool, not legal advice.

Tennessee Condo Assessment Lien Calculator — Tenn. Code Ann. § 66-27-415 (No Super-Priority; Six-Year SOL Under § 28-3-109)

Compute the Tennessee condominium association assessment-lien total under the Tennessee Condominium Act (Tenn. Code Ann. Title 66 Chapter 27 Part 2) and the Tennessee Horizontal Property Act (Title 66 Chapter 27 Part 1). Models Tenn. Code Ann. § 66-27-415 lien attachment (automatic when assessments come due) and perfection (statement of lien recorded with the county register of deeds). Important: Tennessee does NOT have a super-priority lien for condominium assessments — the association lien is subordinate to a prior first mortgage of record. Enforcement may proceed by nonjudicial trust-deed foreclosure under § 35-5-101 et seq. when the master deed grants power of sale, or by judicial foreclosure when it does not. Constrained by the six-year statute of limitations on contract debt under § 28-3-109. Returns total lien amount, priority status, estimated equity, and a recovery-probability classification (strong, mixed, weak).

Tennessee HOA Foreclosure Timeline Calculator — § 35-5-101 Trust-Deed Sale (20-Day Advertisement)

Project the procedural timeline of a Tennessee HOA / condominium assessment-lien foreclosure under Tenn. Code Ann. § 66-27-415(c) (Condominium Act lien enforcement in the same manner as a mortgage), proceeding nonjudicially under Tenn. Code Ann. § 35-5-101 et seq. (Tennessee deed-of-trust foreclosure) when the master deed grants power of sale, or judicially in chancery court when it does not. Models § 35-5-101 notice of default, § 35-5-104 advertisement requirement (three publications; first publication at least 20 days before sale), § 35-5-107 sale procedure at the courthouse door. Returns the recommended demand-letter and statement-of-lien dates, the earliest permissible sale date from the first advertisement publication, and the recommended first-publication date from the targeted sale.

Tennessee Condo Quorum & Supermajority Calculator — § 66-27-411 + § 66-27-413 (75% Amendment, 80% Termination)

Compute whether a Tennessee condominium unit-owner vote has reached quorum and the votes-required-to-pass threshold under the Tennessee Condominium Act (Tenn. Code Ann. Title 66 Chapter 27 Part 2). Models § 66-27-411 quorum (declaration-specified; 51% non-profit gap-filler default under Tenn. Code Ann. § 48-57-205 when the declaration is silent); § 66-27-413 declaration amendment 75% of total voting power default; § 66-27-419 termination 80% of total voting power default; bylaws amendment per bylaws specification; and the typical board-removal majority-of-quorum threshold. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Tennessee HOA Resale Disclosure Calculator — Tenn. Code Ann. § 66-27-502 (10-Day Diligence Standard; Reasonable Fee)

Compute the resale-certificate delivery deadline and fee reasonableness for a Tennessee condominium resale under Tenn. Code Ann. § 66-27-502. Models the 10-day diligence-standard delivery window from the unit owner's written request, the 10-item required-content checklist, and the reasonableness assessment for the resale-certificate fee (typical $150-$400 Tennessee range; $500+ may be challenged as unreasonable under § 66-27-502). Returns the operative delivery deadline, days remaining or overdue, buffer to the contract closing date, status flag, and fee assessment. Tool, not legal advice.