Real Estate Transfer Tax Calculators

Cal. Gov. Code §§ 53311–53368.3 (Mello-Roos Community Facilities Act of 1982)

California Mello-Roos CFD Tax Calculator

Project the lifetime cost of a California Mello-Roos Community Facilities District (CFD) special tax on a parcel under the Mello-Roos Community Facilities Act of 1982 (Cal. Gov. Code §§ 53311–53368.3). Walks the current-year special tax forward at the supplied annual escalator (typically 2%, set by the CFD's Rate and Method of Apportionment under § 53321(d)) across the remaining bond term, reports the nominal lifetime total and the present value at a 6% discount, expresses the special tax as an effective ad-valorem-equivalent percentage of purchase price, and combines it with the parcel's Prop 13 base property tax to surface the true first-year property-tax burden. The Mello-Roos special tax is layered on top of Cal. Const. Art. XIIIA § 1(a)'s 1% base rate cap — it does NOT count toward the 1% cap because it is a special tax, not an ad-valorem tax. Disclosure is REQUIRED at every sale under Cal. Civ. Code § 1102.6b via the separate Notice of Special Tax and Assessment Lien.

Cal. Rev. & Tax Code §§ 11901-11935 (Documentary Transfer Tax Act)

California Documentary Transfer Tax + City RPTT Calculator

Compute the two-layer California real-estate transfer tax stack — the statewide County Documentary Transfer Tax under Cal. Rev. & Tax Code § 11911 (the $0.55 / $500 = 0.11% county base) plus any city-level Real Property Transfer Tax authorized by Cal. Gov. Code § 37101 and the local charter (Cal. Const. Art. XI § 5). Models the eight most-impactful 2026 city schedules: San Francisco's 0.5%-6.0% Prop ULA mansion-tax ladder (highest in the United States at the $25M+ tier), Los Angeles's 0.45% base + 4.0% / 5.5% Measure ULA surtax, Oakland's Measure X four-tier 0%-2.5% ladder, Berkeley, San Jose's Measure E schedule, Santa Monica's Measure GS schedule, Culver City's Measure RE schedule, and the catch-all 'other California city' case where only the county 0.11% applies. Each city tier applies FLAT to the whole sale price (not marginally) and the cliff effect at $5M / $10M / $25M is dispositive.

Conn. Gen. Stat. § 12-494 (State Real Estate Conveyance Tax)

Connecticut Real Estate Conveyance Tax Calculator

Compute the two-layer Connecticut transfer-tax stack — the State Real Estate Conveyance Tax under Conn. Gen. Stat. § 12-494 (true progressive/marginal tiers on residential at 0.75% / 1.25% / 2.25%, flat 1.25% commercial, flat 0.75% unimproved land) plus the Municipal Real Estate Conveyance Tax under § 12-639 (0.25% standard, 0.50% in the eighteen designated 'target community' municipalities under § 12-639(b)). Isolates the PA 19-186 mansion-tier portion (the 2.25% rate on dollars above $2.5M) so sellers above the Gold Coast threshold can see exactly how much of their bill is attributable to the 2020 add. Unlike New Jersey's tier-based-flat structure, Connecticut's state residential tax is genuinely marginal.

F.S. § 201.08

Florida Mortgage Doc Stamp + Intangible Tax Calculator

Compute the two distinct Florida taxes that hit at the recording of a mortgage — the $0.35-per-$100 documentary stamp tax under F.S. § 201.08 and the 2-mill non-recurring intangible tax under F.S. § 199.133. Surfaces the § 199.143 modification and new-money rules that determine which portions of a refinance, HELOC, or assumption are taxable, and which are exempt.

Md. Code Tax-Property § 12-103 (Recordation Tax)

Maryland Transfer & Recordation Tax Calculator

Compute every layer of Maryland's three-tier closing-time tax stack — the State Transfer Tax (Md. Code Tax-Property § 13-202, 0.5% or 0.25% FTHB), the County Transfer Tax (§ 13-203, 0% – 1.5% by jurisdiction), and the Recordation Tax (§ 12-103, $3.30 – $10.00 per $500 by jurisdiction). Combined effective rates run 2.4% – 3.0% in the metro Baltimore / DC corridor. Handles the § 13-203(b) first-time-homebuyer reduction and the Montgomery County / Baltimore City county-transfer exemption cliffs.

Michigan Compiled Laws § 207.504 (County Real Estate Transfer Tax

Michigan Real Estate Transfer Tax Calculator

Compute the Michigan real estate transfer tax that the county Register of Deeds collects when a deed is recorded — the state SRETT of $3.75 per $500 (MCL § 207.526, 0.75%) plus the county CRETT of $0.55 per $500 (MCL § 207.504, 0.11%). Combined typical: $4.30 per $500 = 0.86% of sale price, paid by the SELLER by default. Surfaces the rarely-claimed SRETT refund under MCL § 207.526(u) when the property's State Equalized Value at sale is less than at purchase, the four common exemption categories (inheritance, trust transfer to same grantor, foreclosure, government), and a Principal Residence Exemption (MCL § 211.7cc) buyer-side note for the 18-mill school operating millage savings. Notes that Michigan — unlike NY, FL, or IL — has no mortgage recording tax.

N.J.S.A. 46:15-5 et seq. (Realty Transfer Fee)

New Jersey Realty Transfer Fee + Mansion Tax Calculator

Model every layer of the New Jersey transfer-tax stack in one place — the Realty Transfer Fee (N.J.S.A. 46:15-5 et seq., seller-paid, tier-based from 0.40% to 1.21%), the Mansion Tax (N.J.S.A. 46:15-7.2, buyer-paid, 1% of the full consideration on residential transfers of $1M+), and the Supplemental Fee (N.J.S.A. 46:15-7.4, seller-paid, $1 per $500 marginal on residential consideration over $350K). Surfaces the seller / buyer split, flags the § 46:15-10.1 partial exemption for senior / blind / disabled / low-income sellers, and shows the combined effective rate.

NY Tax Law § 1402 (State RPT) + § 1402-a (State Mansion Tax)

New York Real Estate Transfer Tax Calculator

Compute every layer of New York real-estate transfer tax that can stack on a single closing — the statewide Real Property Transfer Tax (NY Tax Law § 1402, $2 per $500 = 0.4%), the State Mansion Tax on residential $1M+ (NY Tax Law § 1402-a, progressive eight-tier schedule from 1.0% to 3.9% as restructured in 2019), the NYC Real Property Transfer Tax (NYC Admin. Code § 11-2102, 1.0%-2.625% by class and threshold), and the NYC Additional Tax on residential $2M+ (NYC Admin. Code § 11-2102.1, flat 0.25%). Surfaces the customary seller / buyer allocation and flags the § 1409 LLC-purchaser disclosure requirement added by 2019 reform.

Ohio Revised Code § 319.54(G)(3) (State Mandatory Real Property Conveyance Fee) and § 322.02 (County Permissive Real Property Conveyance Fee)

Ohio Real Estate Transfer Tax Calculator

Compute the Ohio Real Property Conveyance Fee that the county auditor collects when a deed is recorded — the state mandatory fee of $1 per $1,000 (ORC § 319.54(G)(3), = 0.10%) plus each county's permissive fee of up to $3 per $1,000 (ORC § 322.02, = 0.30%). Most populous Ohio counties — Cuyahoga, Franklin, Hamilton, Summit, Montgomery, Lucas, Stark, Butler and others — charge the full $3 permissive, for a combined $4/$1,000 (0.40%). Surfaces the seller-pays-by-default convention, lists the § 319.54(G)(3)(b) exemptions (gifts to family, spouse-to-spouse, inheritance, trust transfers to the same beneficial owner, transfers to government), and flags that Ohio — unlike New York or Florida — imposes no separate mortgage recording tax.

Va. Code § 58.1-801 (State Recordation Tax)

Virginia Recordation Tax Calculator

Compute every layer of Virginia recordation tax that hits a real-estate closing under the Recordation Tax Act — the State Recordation Tax (Va. Code § 58.1-801, $0.25 per $100 = 0.25%), the Grantor's Tax (§ 58.1-802, $0.50 per $500 = 0.10%), the City/County Recordation Tax (§ 58.1-3800, up to 1/3 of the state rate ≈ 0.0833%), and the Northern Virginia Congestion Relief Tax (§ 58.1-815.4, 0.40% in nine NVTA localities). Surfaces the customary grantor/grantee allocation and flags the § 58.1-811(D) intra-family exemption.